Is MAS FINANC SER overvalued or undervalued?

As of 25 June 2025, MAS FINANC SER's valuation grade has moved from attractive to fair, indicating a shift in its perceived value. The company is currently fairly valued based on its financial metrics. Key ratios include a price-to-earnings (PE) ratio of 18.12, an EV to EBITDA ratio of 11.51, and a return on equity (ROE) of 11.90%.
In comparison to peers, MAS FINANC SER's PE ratio is higher than Life Insurance, which stands at 12.45, but significantly lower than Bajaj Finance, which is considered very expensive at 34.67. The company's valuation appears reasonable when compared to its peers in the non-banking financial company sector. Additionally, MAS FINANC SER has outperformed the Sensex in the short term, with a year-to-date return of 12.52% compared to the Sensex's 5.91%.