Is MAS FINANC SER overvalued or undervalued?

As of 1 July 2025, MAS FINANC SER has moved from a fair to an attractive valuation grade, indicating a shift in its market perception. The company is currently assessed as undervalued, supported by a PE ratio of 18.18, an EV to EBIT of 11.58, and a ROE of 11.90%. In comparison to its peers, MAS FINANC SER's valuation metrics appear favorable; for instance, Life Insurance has a PE of 12.71 and Bajaj Finance is significantly more expensive with a PE of 34.98.
The company's performance has also outpaced the broader market, with a year-to-date return of 12.89% compared to the Sensex's 7.11%. This strong performance, coupled with its attractive valuation ratios, reinforces the conclusion that MAS FINANC SER is undervalued in the current market landscape.