Is One Mobikwik overvalued or undervalued?

As of 19 September 2025, the valuation grade for One Mobikwik has moved from very expensive to risky. This indicates a significant shift in perception regarding the company's financial health and market position. Based on the current analysis, One Mobikwik appears to be overvalued. Key ratios highlight this concern, with a PE Ratio of -18.75, an EV to EBITDA of -15.69, and a ROE of -20.27%, all suggesting negative performance metrics that are alarming for potential investors.
In comparison to its peers, One Mobikwik's valuation stands out negatively against companies like Bajaj Finance, which has a PE Ratio of 35.51, and Life Insurance, with a PE Ratio of 11.64. These comparisons further emphasize the risk associated with One Mobikwik's current valuation. Additionally, the company's stock has underperformed significantly year-to-date, with a return of -49.92%, contrasting sharply with the Sensex's gain of 5.74% during the same period, reinforcing the notion that One Mobikwik is not a favorable investment at this time.