Is Paisalo Digital overvalued or undervalued?

Nov 16 2025 08:09 AM IST
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As of November 14, 2025, Paisalo Digital's valuation has shifted to attractive, with a PE ratio of 14.98, an EV to EBITDA of 10.16, and a ROE of 13.00%, positioning it favorably against peers like Bajaj Finance and Life Insurance, despite a year-to-date return of -31.00% compared to the Sensex's 8.22%.
As of 14 November 2025, the valuation grade for Paisalo Digital has moved from very attractive to attractive. The company appears to be fairly valued at this time. Key ratios include a PE ratio of 14.98, an EV to EBITDA of 10.16, and a ROE of 13.00%.

In comparison to its peers, Bajaj Finance is categorized as very expensive with a PE ratio of 34.62, while Life Insurance is considered very attractive with a PE ratio of 11.25. This places Paisalo Digital in a relatively favorable position within its industry. Despite recent underperformance against the Sensex, with a year-to-date return of -31.00% compared to the Sensex's 8.22%, the company's valuation metrics suggest it is currently aligned with market expectations.
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