Is Seacoast Banking Corp. of Florida overvalued or undervalued?

As of 28 November 2025, the valuation grade for Seacoast Banking Corp. of Florida has moved from attractive to fair. The company appears to be fairly valued based on its current metrics. Key ratios include a P/E ratio of 18, a Price to Book Value of 1.00, and an EV to EBITDA of 14.42.
In comparison to peers, Atlantic Union Bankshares Corp. has a P/E of 17.24, while Independent Bank Corp. (Massachusetts) shows a P/E of 18.40, indicating that Seacoast is in line with its industry. Notably, over the past year, Seacoast has returned 4.23%, which lags behind the S&P 500's return of 14.18%, suggesting that the stock may not be capturing its fair value in the market currently.