Is Seacoast Banking Corp. of Florida overvalued or undervalued?

As of 28 November 2025, the valuation grade for Seacoast Banking Corp. of Florida has moved from attractive to fair. Based on the current metrics, the company appears to be fairly valued. The P/E ratio stands at 18, while the Price to Book Value is 1.00, and the EV to EBITDA ratio is 14.42.
In comparison to its peers, Atlantic Union Bankshares Corp. has a P/E of 17.24, and Independent Bank Corp. (Massachusetts) has a P/E of 18.40, indicating that Seacoast is in line with its industry. Notably, the company's recent stock performance shows a 1Y return of 4.23%, which lags behind the S&P 500's 14.18% return, suggesting that the stock may not be capitalizing on broader market gains.