Is SelectQuote, Inc. overvalued or undervalued?

As of 14 November 2025, the valuation grade for SelectQuote, Inc. has moved from very attractive to attractive, indicating a shift in perception regarding its valuation. The company appears to be overvalued based on its high P/E ratio of 96, compared to a more reasonable EV to EBITDA of 5.74 and a PEG ratio of 0.88, suggesting that despite some attractive metrics, the overall valuation does not align with its earnings potential.
In comparison to peers, Donegal Group, Inc. has a P/E of 9.04 and an EV to EBITDA of 163.77, while NI Holdings, Inc. is considered very expensive with a P/E of 87.24. This highlights that SelectQuote's valuation metrics are significantly higher than those of its peers, reinforcing the notion of overvaluation. Additionally, the company's recent stock performance has been poor, with a YTD return of -59.95% compared to the S&P 500's positive return of 14.49%, further suggesting that the market may be reassessing the company's worth.