Is SelectQuote, Inc. overvalued or undervalued?

As of 28 November 2025, the valuation grade for SelectQuote, Inc. has moved from very attractive to attractive, indicating a shift in perceived value. The company appears to be overvalued based on its high P/E ratio of 96 compared to peers such as Donegal Group, Inc. with a P/E of 9.04 and NI Holdings, Inc. with a P/E of 87.24. Additionally, SelectQuote's EV to EBITDA ratio stands at 5.74, which is significantly lower than the industry average, suggesting that the company may not be generating sufficient earnings relative to its valuation.
In terms of performance, SelectQuote has experienced a significant decline in stock price, with a year-to-date return of -61.02% compared to a positive 16.45% return from the S&P 500, further reinforcing the notion that the stock is overvalued. The PEG ratio of 0.88 indicates potential growth relative to its price, but the overall financial metrics and peer comparisons suggest that SelectQuote is not positioned favorably in the current market landscape.