Is Shivansh Finserv overvalued or undervalued?

As of 14 November 2025, Shivansh Finserv's valuation grade has moved from attractive to very attractive, indicating a significant positive shift in its perceived value. The company is currently considered undervalued, especially when compared to its peers. Key ratios reveal a PE ratio of 33.07, an EV to EBITDA of -22.37, and a Price to Book Value of 0.64, which suggest that the market may not be fully recognizing its potential.
In comparison to peers, Bajaj Finance has a PE ratio of 34.62 and an EV to EBITDA of 19.53, while Life Insurance shows a much lower PE of 11.25 and an EV to EBITDA of 9.29. These comparisons highlight that Shivansh Finserv is positioned favorably within the industry, particularly given its negative EV to EBITDA, which may indicate a unique opportunity for growth. Despite recent stock performance lagging behind the Sensex over the past month, the long-term returns of 1397.83% over five years suggest a strong underlying value that could attract investor interest moving forward.