Is Shivansh Finserv overvalued or undervalued?

As of 14 November 2025, Shivansh Finserv's valuation grade has moved from attractive to very attractive, indicating a positive shift in its perceived value. The company is currently assessed as undervalued. Key ratios include a PE ratio of 33.07, a Price to Book Value of 0.64, and an EV to EBIT of -22.37, which highlights significant discrepancies in earnings relative to enterprise value.
In comparison to its peers, Shivansh Finserv's PE ratio is slightly lower than Bajaj Finance's 34.62 and Bajaj Finserv's 34.07, both of which are considered expensive. Additionally, the company’s PEG ratio stands at 0.00, suggesting that it may be undervalued relative to its growth prospects. Notably, while Shivansh Finserv has shown a strong year-to-date return of 33.53%, the stock has underperformed compared to the Sensex over the past month, which returned 3.09%.