Is Shreevatsaa Fin. overvalued or undervalued?

As of 10 October 2025, the valuation grade for Shreevatsaa Fin. has moved from attractive to fair. The company is currently fairly valued, with a PE ratio of 26.16, an EV to EBIT of 25.87, and a ROE of 2.37%. In comparison to its peers, Bajaj Finance is considered very expensive with a PE ratio of 36.56, while Life Insurance stands out as very attractive with a PE of 11.65.
Despite the recent stock performance showing a 1-week return of 18.54% compared to the Sensex's 1.59%, the year-to-date return of -23.6% indicates challenges ahead. Overall, Shreevatsaa Fin. appears to be fairly valued in its current market context, with ratios aligning closely with its peers in the diversified commercial services industry.