Is Shreevatsaa Fin. overvalued or undervalued?

As of 13 October 2025, the valuation grade for Shreevatsaa Fin. has moved from fair to expensive, indicating a shift in perception regarding its market value. The company is currently considered overvalued. Key ratios include a PE Ratio of 27.46, an EV to EBITDA of 27.17, and a PEG Ratio of 7.72, which suggest that the stock is trading at a premium compared to its earnings growth potential.
In comparison to its peers, Shreevatsaa Fin. has a higher PE Ratio than Bajaj Finance, which stands at 37.04, and a significantly higher PEG Ratio than Life Insurance, which is at 0.71, indicating that Shreevatsaa Fin. may not be justifying its valuation relative to its growth prospects. Despite recent strong stock performance with a 1-week return of 18.53% compared to a 0.66% return for the Sensex, the overall valuation metrics suggest that the company is not a compelling investment at its current price of 27.19.