Is Simmons First National Corp. overvalued or undervalued?

As of 8 May 2025, the valuation grade for Simmons First National Corp. has moved from very attractive to fair. This suggests a shift in perception regarding its investment potential, indicating that the company is fairly valued at this time. The P/E ratio stands at 16, while the Price to Book Value is notably low at 0.68, and the EV to EBITDA ratio is 18.91, reflecting a moderate valuation compared to its peers.
In comparison to its industry peers, Simmons First National Corp. has a P/E ratio that is lower than UMB Financial Corp. at 19.78 but higher than Old National Bancorp at 13.15. The company's return on equity (ROE) is 4.14%, which is relatively low compared to the industry average, suggesting potential for improvement. Recent stock performance shows that while the company has outperformed the S&P 500 over the past year with a return of 13.33% compared to 10.26%, it has struggled year-to-date with a decline of 16.05%. Overall, Simmons First National Corp. appears to be fairly valued given its current financial metrics and peer comparisons.