Is Simmons First National Corp. overvalued or undervalued?

As of 27 June 2025, the valuation grade for Simmons First National Corp. has moved from fair to very attractive, indicating a significant improvement in its perceived value. The company is currently considered undervalued. Key ratios include a P/E ratio of 16, a Price to Book Value of 0.68, and an EV to EBITDA of 18.91, all of which suggest that the stock is trading at a discount compared to its intrinsic value.
In comparison to its peers, Simmons First National Corp. has a P/E ratio that is lower than UMB Financial Corp. at 19.78 and Old National Bancorp at 13.15, reinforcing the notion of undervaluation. Additionally, the company's dividend yield is remarkably high at 445.45%, which may attract income-focused investors. While the stock has underperformed the S&P 500 year-to-date, with a return of -14.65% compared to 4.96%, its recent performance over the past week shows a positive return of 3.67%, indicating a potential turnaround.