Is Swarna Securitie overvalued or undervalued?

As of 3 November 2025, the valuation grade for Swarna Securitie has moved from fair to very attractive, indicating a significant positive shift in its perceived value. The company is currently considered undervalued, especially when examining its key ratios: a PE ratio of 24.69, an EV to EBIT of 0.35, and a price to book value of 0.29. These figures suggest that the stock is trading at a lower valuation compared to its earnings and assets.
In comparison to its peers, Swarna Securitie's PE ratio is notably lower than Bajaj Finance's 37.15 and Bajaj Finserv's 34.93, both of which are categorized as very expensive. Additionally, Life Insurance, which is considered very attractive, has a significantly lower PE ratio of 11.94, further highlighting Swarna Securitie's relative undervaluation. The company's recent stock performance has also outpaced the Sensex, with a 1-month return of 16.53% compared to the Sensex's 3.41%, reinforcing the attractiveness of its current valuation.