Is Swarna Securitie overvalued or undervalued?

As of 6 November 2025, the valuation grade for Swarna Securitie has moved from very attractive to attractive, indicating a shift in market perception. The company is currently assessed as undervalued, particularly when considering its price-to-earnings (PE) ratio of 27.00, a price-to-book value of 0.31, and an EV to EBIT of -1.50, which suggests significant operational challenges.
In comparison to its peers, Swarna Securitie's PE ratio of 27.00 is lower than Bajaj Finance's 37.19, but higher than Life Insurance's 11.62, highlighting a mixed competitive landscape. The PEG ratio of 10.53 further emphasizes the need for cautious optimism, as it indicates that growth expectations may not be fully justified. Recent performance shows that Swarna Securitie has outperformed the Sensex over the past year, returning 24.14% compared to the Sensex's 3.65%, reinforcing the notion that the stock may still hold value despite its recent downgrade in valuation grade.