Is Virginia National Bankshares Corp. overvalued or undervalued?

As of 24 April 2025, the valuation grade for Virginia National Bankshares Corp. has moved from expensive to fair, indicating a shift in its market perception. The company is currently fairly valued. Key ratios include a P/E ratio of 11, an EV to EBIT of 10.91, and a Price to Book Value of 1.19.
In comparison to its peers, Virginia National Bankshares Corp. has a P/E ratio that is lower than Community West Bancshares at 27.24 and Bankwell Financial Group at 22.22, both of which are considered very expensive. Conversely, Colony Bankcorp, Inc. is very attractive with a P/E of 10.42, suggesting that Virginia National is positioned competitively within its peer group. Notably, the company's stock has outperformed the S&P 500 over the past year, returning 15.52% compared to the index's 10.26%.