Karur Vysya Bank Ltd. Stock Hits All-Time High of Rs.304.4 on 30 Jan 2026

Strong Momentum Drives Stock to New Heights

On 30 Jan 2026, Karur Vysya Bank’s stock price surged to Rs.304.4, marking both a 52-week and all-time high. The stock outperformed its sector by 1.02% on the day, registering a gain of 0.78%. This positive momentum is underscored by a six-day consecutive gain, during which the stock delivered a remarkable 19.64% return. The bank’s shares are currently trading above all key moving averages, including the 5-day, 20-day, 50-day, 100-day, and 200-day averages, signalling strong technical support and investor confidence.

Outperformance Against Benchmarks

Karur Vysya Bank’s recent performance has significantly outpaced broader market indices. Over the past day, the stock rose by 0.69%, while the Sensex declined by 0.45%. The one-week return stands at 14.79% compared to Sensex’s modest 0.80%. Over one month, the bank’s shares appreciated by 17.38%, contrasting with a 2.93% decline in the Sensex. The three-month performance is even more striking, with a 24.20% gain versus a 2.62% drop in the benchmark index.

Longer-term returns further highlight the bank’s strong growth. Over the past year, Karur Vysya Bank has delivered a 57.54% return, substantially outperforming the Sensex’s 7.08%. Year-to-date, the stock has gained 15.55%, while the Sensex has fallen 3.55%. Over three years, the bank’s stock has surged 252.20%, compared to the Sensex’s 38.14% rise. The five-year and ten-year returns are equally impressive at 764.52% and 383.23%, respectively, far exceeding the Sensex’s 77.57% and 230.47% gains.

Fundamental Strength Underpinning the Rally

Karur Vysya Bank’s ascent to its all-time high is supported by strong fundamental metrics. The bank boasts a Tier 1 Capital Adequacy Ratio of 15.34%, reflecting a solid capital base and prudent risk management. Net profit has exhibited robust growth, increasing at an annual rate of 46.67%, underscoring the bank’s ability to generate consistent earnings growth.

The bank has reported positive results for 18 consecutive quarters, a testament to its operational consistency. The latest quarterly figures reveal a highest-ever Profit After Tax (PAT) of Rs.689.96 crores and a Profit Before Tax less Other Income (PBT less OI) of Rs.391.62 crores. Earnings per share (EPS) for the quarter reached a record Rs.7.14, highlighting strong profitability on a per-share basis.

Institutional Confidence and Market Recognition

Institutional investors hold a significant 57.09% stake in Karur Vysya Bank, reflecting confidence from well-resourced market participants with the capability to analyse company fundamentals thoroughly. Notably, institutional holdings have increased by 1.3% over the previous quarter, signalling growing endorsement from this segment.

MarketsMojo’s assessment places Karur Vysya Bank among the top 1% of over 4,000 rated stocks, with a Mojo Score of 78.0 and a current Mojo Grade of Buy, upgraded from Hold on 9 Dec 2025. The bank ranks 12th among small-cap companies and 32nd across the entire market, highlighting its strong standing within the investment community.

Valuation and Profitability Metrics

Despite the strong performance, the stock trades at a premium valuation. The Price to Book Value stands at 2.3, which is higher than the average historical valuations of its peers. The Return on Assets (ROA) is 1.8%, indicating efficient utilisation of assets to generate profits. Over the past year, while the stock price has appreciated by 57.67%, profits have grown by 22%, resulting in a Price/Earnings to Growth (PEG) ratio of 0.6, suggesting the stock’s valuation is supported by earnings growth.

Consistent Returns and Market Leadership

Karur Vysya Bank’s consistent delivery of returns over multiple time horizons has established it as a market leader within its sector. The stock has outperformed the BSE500 index in each of the last three annual periods, reinforcing its status as a reliable growth stock. The bank’s ability to sustain positive quarterly results and maintain strong profitability metrics has contributed to its elevated market capitalisation and investor appeal.

Summary of Key Performance Indicators

To summarise, Karur Vysya Bank’s stock performance and fundamentals are characterised by:

• All-time high stock price of Rs.304.4 as of 30 Jan 2026
• Strong six-day consecutive gains with a 19.64% return
• Outperformance against Sensex and sector indices across multiple time frames
• Robust Tier 1 Capital Adequacy Ratio of 15.34%
• Annual net profit growth rate of 46.67%
• Record quarterly PAT of Rs.689.96 crores and EPS of Rs.7.14
• High institutional ownership at 57.09%, increased by 1.3% over the previous quarter
• Mojo Score of 78.0 with an upgraded Mojo Grade to Buy
• Premium valuation with Price to Book Value of 2.3 and PEG ratio of 0.6

These metrics collectively illustrate the bank’s strong market position and financial health, which have propelled its stock to new heights.

Conclusion

Karur Vysya Bank Ltd.’s achievement of an all-time high stock price is a significant milestone that reflects its sustained growth, strong fundamentals, and market recognition. The bank’s consistent profitability, robust capital adequacy, and institutional backing have underpinned this performance. While the stock trades at a premium valuation, its earnings growth and consistent returns have justified investor confidence. This milestone marks an important chapter in the bank’s market journey, highlighting its resilience and leadership within the private sector banking space.

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