Recent Price Movement and Market Context
The stock has been on a downward trajectory for the past three consecutive trading sessions, registering a cumulative loss of 5.31%. Today’s decline of 0.79% further extended its underperformance relative to the NBFC sector, which outpaced Sumedha Fiscal Services Ltd by 0.41%. The stock currently trades below all key moving averages, including the 5-day, 20-day, 50-day, 100-day, and 200-day averages, signalling sustained bearish momentum.
In contrast, the Sensex opened lower by 94.55 points and is currently trading at 84,587.89, down 0.13%. Despite this, the benchmark index remains close to its 52-week high of 86,159.02, just 1.86% away, with its 50-day moving average positioned above the 200-day moving average, indicating a generally positive medium-term trend for the broader market.
Financial Performance and Valuation Metrics
Sumedha Fiscal Services Ltd’s financial performance has been subdued over the recent quarters. The company reported a quarterly profit after tax (PAT) of Rs.1.57 crore in the latest period, reflecting a decline of 23.4% compared to the average of the previous four quarters. Net sales for the last six months stood at Rs.52.99 crore, down 22.39%, indicating contraction in revenue generation.
Over the past year, the stock has delivered a negative return of 50.03%, starkly contrasting with the Sensex’s positive 8.09% gain during the same period. This underperformance extends to longer time frames as well, with the stock lagging behind the BSE500 index over the last three years, one year, and three months.
Fundamental Strength and Market Ratings
The company’s long-term fundamental strength remains weak, as reflected in its average Return on Equity (ROE) of 9.36%. This metric is below the levels typically expected for NBFCs with robust growth profiles. Despite this, the valuation appears attractive, with a Price to Book Value ratio of 0.5, suggesting the stock is trading at a discount relative to its book value and peers’ historical valuations.
MarketsMOJO has assigned Sumedha Fiscal Services Ltd a Mojo Score of 26.0, categorising it as a Strong Sell. This rating was upgraded from Sell on 25 August 2025, reflecting a deterioration in the company’s overall assessment. The market capitalisation grade stands at 4, indicating a relatively small market cap within its sector.
Our current Stock of the Month is out! This Large Cap from Automobiles - Passenger Cars emerged as the single best opportunity from our elite universe. Get the details now!
- - Current monthly selection
- - Single best opportunity
- - Elite universe pick
Comparative Performance and Shareholding
Sumedha Fiscal Services Ltd’s performance has been below par not only in the recent quarters but also over the long term. The company’s profits have declined by 20.1% over the past year, compounding the negative returns experienced by shareholders. This trend contrasts with the broader NBFC sector, which has generally shown more resilience.
The stock’s 52-week high was Rs.99.15, underscoring the extent of the decline to the current low of Rs.45.2. The majority of the company’s shares are held by non-institutional investors, which may influence liquidity and trading dynamics.
Valuation and Market Position
Despite the challenges reflected in its price and earnings, Sumedha Fiscal Services Ltd maintains a valuation that is considered fair relative to its peers. The Price to Book Value of 0.5 indicates that the stock is trading at half its book value, which may reflect market concerns about growth prospects and profitability but also suggests potential value for certain investor segments.
The company’s ROE of 9.9% remains modest, and while it is not indicative of strong profitability, it does provide a baseline for assessing the company’s ability to generate returns on equity capital invested.
Why settle for Sumedha Fiscal Services Ltd? SwitchER evaluates this Non Banking Financial Company (NBFC) micro-cap against peers, other sectors, and market caps to find you superior investment opportunities!
- - Comprehensive evaluation done
- - Superior opportunities identified
- - Smart switching enabled
Summary of Key Metrics
To summarise, Sumedha Fiscal Services Ltd’s stock price has declined sharply over the past year, with a 52-week low of Rs.45.2 reached today. The company’s financial indicators, including a 23.4% drop in quarterly PAT and a 22.39% contraction in net sales over six months, highlight the pressures on its earnings. The Mojo Grade of Strong Sell and a low Mojo Score of 26.0 further reflect the cautious stance on the stock’s outlook.
While the valuation metrics suggest the stock is trading at a discount, the overall performance and market positioning indicate ongoing challenges in maintaining growth and profitability within the NBFC sector.
Only Rs. 9,999 - Get MojoOne + Stock of the Week for 1 Year (MRP = Rs. 34,999) Start Saving Now →
