TCI Finance Ltd Falls 5.33%: Intense Selling and Lower Circuits Mark a Tumultuous Week

9 February 2026: Lower Circuit Triggered Amid Heavy Selling

TCI Finance Ltd’s week began on a weak note as the stock plunged sharply, hitting the lower circuit limit of 4.04% to close at Rs.14.71. The day’s trading saw the price fluctuate between Rs.14.57 and Rs.15.02, with a total volume of approximately 59,078 shares. This marked the maximum permissible daily loss, reflecting intense selling pressure and a significant imbalance between supply and demand.

Despite the broader market’s positive tone, with the Sensex rising 1.04% to 37,113.23 and the NBFC sector gaining 0.67%, TCI Finance’s sharp decline highlighted company-specific challenges. The stock’s liquidity constraints and micro-cap status, with a market capitalisation near Rs.20 crore, exacerbated the price fall. Technical indicators showed the stock trading below all key moving averages, signalling bearish momentum and diminished investor confidence.

10 February 2026: Q2 FY26 Results Reveal Mounting Losses

The following day, TCI Finance Ltd’s shares rebounded strongly, surging 4.61% to Rs.16.33 on relatively low volume of 8,811 shares. This spike coincided with the release of the company’s Q2 FY26 results, which disclosed mounting losses, signalling deepening distress for the micro-cap NBFC. The market’s initial reaction was mixed, with the stock attempting to recover some ground despite the negative fundamentals.

However, the limited volume and the stock’s failure to sustain gains above key moving averages suggested that investor conviction remained fragile. The Sensex closed marginally higher by 0.25%, indicating that the broader market was largely unaffected by the company’s results.

11 February 2026: Lower Circuit Hit Again Amid Panic Selling

On 11 February, TCI Finance Ltd’s shares once again succumbed to heavy selling pressure, hitting the lower circuit limit of 4.96% to close at Rs.15.52. The stock traded within a range of Rs.15.52 to Rs.16.33, with a turnover of approximately Rs.0.086 crore on 54,556 shares. This marked a sharp reversal after two consecutive days of gains, underscoring persistent investor anxiety.

While the NBFC sector posted a modest gain of 0.07% and the Sensex rose 0.16%, TCI Finance’s underperformance was stark. Technical analysis showed the stock trading below its 5-day, 20-day, 50-day, and 100-day moving averages, though it remained above the 200-day average, which could offer some long-term support. Delivery volumes declined sharply, indicating waning investor participation and heightened selling pressure.

The company’s Mojo Score remained at 33.0 with a ‘Sell’ grade, reflecting cautious analyst sentiment despite a recent downgrade from ‘Strong Sell’. The micro-cap nature and limited liquidity of the stock continue to amplify volatility risks.

12 February 2026: Continued Downtrend Amid Market Weakness

On 12 February, TCI Finance Ltd’s shares declined further by 2.12% to Rs.15.21, continuing the downward trajectory. The Sensex also weakened, falling 0.56% to 37,049.40, reflecting broader market pressures. Trading volume was moderate at 12,024 shares, with no significant news catalysts reported. The stock’s sustained weakness below key moving averages reinforced the bearish technical outlook.

13 February 2026: Week Closes with Further Losses

The week concluded with TCI Finance Ltd’s shares falling 4.21% to Rs.14.57 on low volume of 5,545 shares. The Sensex declined 1.40% to 36,532.48, marking a weak close for the broader market. The stock’s cumulative weekly loss of 5.33% contrasted sharply with the Sensex’s modest 0.54% decline, highlighting the stock’s relative underperformance and ongoing investor concerns.

Key Takeaways

Intense Selling Pressure: The stock hit the lower circuit twice during the week, reflecting panic selling and a significant imbalance between supply and demand. This was despite the broader market and NBFC sector showing resilience on some days.

Mounting Losses and Weak Fundamentals: The Q2 FY26 results revealed increasing losses, which weighed heavily on investor sentiment and contributed to the stock’s volatility and decline.

Technical Weakness and Reduced Participation: Trading volumes and delivery participation declined sharply, while the stock remained below key moving averages, signalling bearish momentum and limited buying interest.

Micro-Cap Risks and Liquidity Constraints: The company’s small market capitalisation and limited liquidity amplified price swings and heightened volatility, making the stock vulnerable to sharp moves on relatively low volumes.

Conclusion

TCI Finance Ltd’s performance over the week ending 13 February 2026 was marked by significant weakness and volatility. The stock’s 5.33% decline contrasted with the modest 0.54% fall in the Sensex, underscoring company-specific challenges amid a generally stable market environment. The repeated triggering of lower circuit limits, combined with mounting losses and technical deterioration, signals caution for investors. The micro-cap nature of the stock further compounds risks related to liquidity and price stability.

While the stock remains above its 200-day moving average, providing some long-term technical support, the near-term outlook appears challenging. Investors should closely monitor upcoming corporate disclosures and sector developments to assess any potential stabilisation or recovery. Until then, the prevailing sentiment and market dynamics suggest continued pressure on TCI Finance Ltd’s shares.

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