Why is CRISIL Ltd. falling/rising?

Jan 24 2026 12:45 AM IST
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On 23-Jan, CRISIL Ltd. witnessed a decline in its share price, closing at ₹4,485.00, down ₹53.15 or 1.17%. This drop reflects a continuation of recent negative momentum amid concerns over valuation and underperformance relative to broader market indices.

Recent Price Movement and Market Comparison

CRISIL’s stock has been under pressure over the past week, falling by 5.38%, which notably exceeds the Sensex’s decline of 2.43% during the same period. Despite a positive one-month return of 5.02%, the stock’s year-to-date gains of 3.69% contrast with the broader market’s negative 4.32% return. However, over the last year, CRISIL has significantly underperformed, delivering a negative return of 15.22% while the Sensex appreciated by 6.56%. This underperformance is a key factor weighing on investor sentiment.

Adding to the bearish tone, the stock has declined consecutively for four days, losing 6.72% in that span. It is currently trading below all major moving averages, including the 5-day, 20-day, 50-day, 100-day, and 200-day averages, signalling a sustained downtrend. Investor participation has also waned, with delivery volumes on 22 Jan dropping by 66.12% compared to the five-day average, indicating reduced buying interest.

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Financial Performance and Valuation Challenges

While CRISIL boasts a high management efficiency, reflected in a robust return on equity (ROE) of 29.44%, and maintains a conservative capital structure with an average debt-to-equity ratio of zero, its long-term growth metrics raise concerns. Over the past five years, net sales have grown at a modest annual rate of 13.49%, and operating profit has increased by 19.79%, figures that may not meet investor expectations for a high-growth company.

The company’s recent quarterly results have been flat, with no significant improvement reported in September 2025. This stagnation, combined with a high valuation—evidenced by a price-to-book value of 11.6 and a PEG ratio of 3.7—suggests the stock is expensive relative to its earnings growth. Despite profits rising by 11.9% over the past year, the stock’s negative 15.22% return indicates that the market is pricing in concerns about future growth prospects.

CRISIL’s underperformance relative to the broader market, particularly the BSE500 index which has returned 5.14% over the last year, further underscores investor caution. The stock’s valuation appears fair when compared to peers’ historical averages, but the combination of flat recent results and expensive multiples has likely contributed to the recent price decline.

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Investor Sentiment and Market Outlook

The recent decline in CRISIL’s share price reflects a combination of technical weakness and fundamental concerns. The stock’s fall below key moving averages and reduced investor participation suggest a lack of conviction among buyers. Meanwhile, the company’s high valuation metrics relative to its growth trajectory may be prompting investors to reassess their positions.

Despite these headwinds, CRISIL’s strong management efficiency and zero debt position provide a solid foundation. However, the market appears to be pricing in the risk of subdued growth and expensive valuation, which has led to the stock’s underperformance against benchmarks over the past year.

In summary, CRISIL’s recent price decline is driven by a mix of disappointing recent results, expensive valuation, and technical weakness, all contributing to cautious investor sentiment as of 23-Jan.

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