Bengal & Assam

how big is Bengal & Assam?

As of Jun 06, Bengal & Assam Company Ltd has a market capitalization of 8,557.00 Cr, with net sales of 2,128.32 Cr and a net profit of 732.01 Cr over the latest four quarters. Shareholder's funds are valued at 9,055.48 Cr, and total assets amount to 10,437.22 Cr as of the latest annual period ending Mar'24.

Market Cap: Bengal & Assam Company Ltd has a market capitalization of 8,557.00 Cr and is classified as a Mid Cap company as of Jun 06.<BR><BR>Recent Quarterly Performance: The company reported a sum of Net Sales for the latest 4 quarters amounting to 2,128.32 Cr and a sum of Net Profit of 732.01 Cr. This data is Consolidated.<BR><BR>Balance Sheet Snapshot: This is Consolidated data for the latest annual period ending Mar'24. The Shareholder's Funds are valued at 9,055.48 Cr, and the Total Assets amount to 10,437.22 Cr.

What does Bengal & Assam do?

Bengal & Assam Company Ltd is a Mid Cap Core Investment Company in the NBFC sector, incorporated in 1947, with a market cap of Rs 8,557 Cr, net sales of 521 Cr, and a net profit of 223 Cr as of March 2025. Key metrics include a P/E of 12.00 and a dividend yield of 0.54%.

Overview: <BR>Bengal & Assam Company Ltd is a Core Investment Company operating in the Non Banking Financial Company (NBFC) sector, categorized as a Mid Cap.<BR><BR>History: <BR>The company was incorporated in 1947 in New Delhi. It is registered as an NBFC with the Reserve Bank of India and reported its latest quarterly results for March 2025, showing net sales and profit.<BR><BR>Financial Snapshot: <BR>Net Sales: 521 Cr (Quarterly Results - Mar 2025) <BR>Net Profit: 223 Cr (Quarterly Results - Mar 2025) <BR>Market Cap: Rs 8,557 Cr (Mid Cap)<BR><BR>Key Metrics: <BR>P/E: 12.00 <BR>Industry P/E: 23 <BR>Dividend Yield: 0.54% <BR>Debt Equity: 0.05 <BR>Return on Equity: 14.43% <BR>Price to Book: 0.93<BR><BR>Contact Details: <BR>Address: 7 Council House Street, Kolkata, West Bengal: 700001 <BR>Tel: 91-033-22486181 <BR>Email: dswain@jkmail.com <BR>Website: http://www.bengalassam.com

Has Bengal & Assam declared dividend?

Bengal & Assam Company Ltd has declared a 400% dividend, amounting to 40 per share, with an ex-date of September 12, 2024. Recent total returns have been volatile, showing a -22.42% return over the last 6 months but a strong 512.52% return over the past 5 years.

Bengal & Assam Company Ltd has declared a 400% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 400%<BR>- Amount per share: 40<BR>- Ex-date: 12 Sep 24<BR><BR>Dividend Yield: 0.54%.<BR><BR>Total Returns by Period:<BR>In the last 6 months, the price return was -22.42%, with a dividend return of 0%, resulting in a total return of -22.42%.<BR><BR>Over the past year, the price return was -9.44%, with a dividend return of 0.47%, leading to a total return of -8.97%.<BR><BR>In the 2-year period, the price return was 58.42%, the dividend return was 1.33%, culminating in a total return of 59.75%.<BR><BR>For the 3-year period, the price return was 188.77%, with a dividend return of 3.11%, resulting in a total return of 191.88%.<BR><BR>In the 4-year period, the price return was 370.34%, with a dividend return of 5.10%, leading to a total return of 375.44%.<BR><BR>Over the last 5 years, the price return was 506.58%, with a dividend return of 5.94%, resulting in a total return of 512.52%.<BR><BR>Overall, Bengal & Assam Company Ltd has declared a substantial dividend, but recent total returns have shown volatility, particularly in the shorter periods, indicating a mixed performance in the market.

Who are the peers of the Bengal & Assam?

Peers of Bengal & Assam include Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Religare Enterprises, MAS Financial Services, Indostar Capital, Fedbank Financial, and Dhani Services. Management risk varies from excellent to below average, with Indostar Capital showing the highest 1-year return at 44.13% and Jio Financial the lowest at -20.23%; Bengal & Assam's return is -7.51%.

Peers: The peers of Bengal & Assam are Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Religare Enterp., MAS FINANC SER, Indostar Capital, Fedbank Financi, and Dhani Services.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bajaj Finance, Cholaman.Inv.&Fn, Muthoot Finance, while Average management risk is found at Jio Financial, Bengal & Assam, Religare Enterp., Fedbank Financi, and Dhani Services. Good management risk is noted at Shriram Finance and MAS FINANC SER, while Indostar Capital has Below Average management risk. Growth is Excellent at Jio Financial, while Good growth is seen at Bajaj Finance, Cholaman.Inv.&Fn, Shriram Finance, Religare Enterp., and MAS FINANC SER. Bengal & Assam and Indostar Capital have Below Average growth, while Muthoot Finance shows Average growth. Capital Structure is Excellent for Bajaj Finance, Jio Financial, Shriram Finance, Muthoot Finance, Bengal & Assam, Religare Enterp., MAS FINANC SER, and Fedbank Financi, while Cholaman.Inv.&Fn and Indostar Capital have Good and Below Average ratings respectively.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Indostar Capital at 44.13%, while the lowest is Jio Financial at -20.23%. Bengal & Assam's 1-year return is -7.51%, which is higher than Jio Financial but lower than Indostar Capital. Additionally, peers with negative six-month returns include Jio Financial, Indostar Capital, and Dhani Services.

Who are in the management team of Bengal & Assam?

As of March 2023, the management team of Bengal & Assam includes Bharat Hari Singhania (Chairman), Raghupati Singhania, Vinita Singhania, Ashok Kumar Kinra (Non Executive Directors), and several Independent Directors, including Shailendra Swarup, Bakul Jain, Sanjay Kumar Khaitan, Sanjeev Kumar Jhunjhunwala, and Deepa Gopalan Wadhwa, along with Dilip Kumar Swain as Company Secretary. This diverse team ensures effective governance and oversight of the company.

As of March 2023, the management team of Bengal & Assam includes the following individuals:<BR><BR>1. Bharat Hari Singhania - Chairman & Non Executive Director<BR>2. Raghupati Singhania - Non Executive Director<BR>3. Vinita Singhania - Non Executive Director<BR>4. Shailendra Swarup - Independent Director<BR>5. Bakul Jain - Independent Director<BR>6. Sanjay Kumar Khaitan - Independent Director<BR>7. Sanjeev Kumar Jhunjhunwala - Independent Director<BR>8. Deepa Gopalan Wadhwa - Independent Director<BR>9. Ashok Kumar Kinra - Non Executive Director<BR>10. Dilip Kumar Swain - Company Secretary & Compliance Officer<BR><BR>This team comprises a mix of executive and independent directors, contributing to the governance and oversight of the company.

Who are the top shareholders of the Bengal & Assam?

The top shareholders of Bengal & Assam include Hari Shankar Singhania Holdings Pvt. Ltd. with 23.34%, 19 foreign institutional investors holding 4.55%, and Edgefield Securities Limited as the largest public shareholder at 2.86%. Individual investors own 11.35% of the shares, with no pledged promoter holdings.

The top shareholders of Bengal & Assam include the promoters, with Hari Shankar Singhania Holdings Pvt. Ltd. holding the largest share at 23.34%. Additionally, there are 19 foreign institutional investors (FIIs) that collectively hold 4.55% of the company. The highest public shareholder is Edgefield Securities Limited, which owns 2.86%. Individual investors also have a significant stake, holding 11.35% of the shares. Overall, the majority of the shares are held by promoters, and there are no pledged promoter holdings.

When is the next results date for Bengal & Assam?

The next results date for Bengal & Assam is 13 August 2025.

The next results date for Bengal & Assam is scheduled for 13 August 2025.

Are Bengal & Assam latest results good or bad?

The latest results for Bengal & Assam show mixed outcomes: while quarterly performance indicates a 28.43% growth in Profit Before Tax and an 8.58% increase in net sales, there are significant concerns with a 67.20% decline in net sales and a 36.57% drop in Profit After Tax over the nine-month period. Overall, the results highlight short-term gains but underscore serious long-term challenges.

The latest results for Bengal & Assam Company present a mixed picture. On one hand, there are some positive signs, particularly in the quarterly performance for June 2025, where the Profit Before Tax (PBT) has shown a year-on-year growth of 28.43%. Additionally, net sales for the quarter have increased by 8.58% compared to the same period last year, which is a notable improvement.<BR><BR>However, the overall financial health of the company raises concerns. The net sales for the nine-month period have experienced a significant decline of 67.20%, and the Profit After Tax (PAT) has decreased by 36.57% year-on-year. This suggests that while there may be some short-term resilience, the long-term trends in sales and profitability are troubling.<BR><BR>In summary, while the quarterly results show some positive growth, the broader context of declining sales and profitability indicates that the company is facing significant challenges. Therefore, the results can be viewed as a mix of good and bad, with more emphasis on the challenges ahead.

Is Bengal & Assam overvalued or undervalued?

As of September 15, 2025, Bengal & Assam is considered overvalued with a valuation grade of expensive, a PE ratio of 14.02, and an EV to EBITDA of 22.53, especially when compared to peers like Bajaj Finance at 36.1 and Life Insurance at 11.48, despite its strong stock performance relative to the Sensex.

As of 15 September 2025, the valuation grade for Bengal & Assam has moved from very expensive to expensive, indicating a shift in market perception. The company is currently considered overvalued. Key ratios include a PE ratio of 14.02, an EV to EBITDA of 22.53, and a ROCE of 16.53%. <BR><BR>When compared to peers, Bengal & Assam's PE ratio is significantly lower than Bajaj Finance, which stands at 36.1, while Life Insurance offers a more attractive valuation with a PE of 11.48. Despite its recent stock performance, which has outpaced the Sensex over three and five years, the current valuation suggests that the stock may not be a compelling investment at this price point.

How has been the historical performance of Bengal & Assam?

Bengal & Assam experienced significant declines in net sales, operating income, and profits from Mar'23 to Mar'25, with net sales dropping from 16,491.65 Cr to 2,127.90 Cr. Despite a temporary improvement in cash flow from operating activities, the overall financial performance indicates a challenging environment.

Answer:<BR>The historical performance of Bengal & Assam shows significant fluctuations in key financial metrics over the years.<BR><BR>Breakdown:<BR>Bengal & Assam's net sales have seen a drastic decline from 16,491.65 Cr in Mar'23 to 2,127.90 Cr in Mar'25, reflecting a challenging period for the company. Total operating income followed a similar trend, decreasing from 16,491.65 Cr in Mar'23 to 2,127.90 Cr in Mar'25. The total expenditure also dropped significantly from 14,903.03 Cr in Mar'23 to 1,726.72 Cr in Mar'25, indicating a substantial reduction in operational costs. Operating profit (PBDIT) decreased from 1,672.13 Cr in Mar'23 to 500.05 Cr in Mar'25, while profit before tax fell from 667.05 Cr in Mar'23 to 400.21 Cr in Mar'25. The profit after tax also declined from 452.80 Cr in Mar'23 to 299.18 Cr in Mar'25. Despite these declines, the consolidated net profit showed a decrease from 937.71 Cr in Mar'23 to 732.28 Cr in Mar'25. The company's total assets decreased from 17,225.97 Cr in Mar'23 to 11,336.39 Cr in Mar'25, while total liabilities also fell from 17,225.97 Cr in Mar'23 to 11,336.39 Cr in Mar'25. The cash flow from operating activities improved from 1,437.00 Cr in Mar'23 to 1,817.00 Cr in Mar'24, but the net cash outflow was recorded at -165.00 Cr in Mar'24. Overall, the financial data indicates a challenging environment for Bengal & Assam, with significant reductions in sales and profits over the observed period.

Is Bengal & Assam technically bullish or bearish?

As of December 2, 2025, the technical trend for Bengal & Assam has shifted to a bearish stance, supported by bearish signals from the weekly MACD, KST, and daily moving averages, despite some bullishness in the monthly RSI.

As of 2 December 2025, the technical trend has changed from mildly bearish to bearish. The current technical stance is bearish, with a moderate strength indicated by the weekly MACD and KST both being bearish. The daily moving averages also confirm a bearish outlook. While the monthly RSI shows bullishness, it is overshadowed by the bearish signals in the weekly timeframe. Overall, the combination of bearish indicators in the weekly and daily analyses suggests a prevailing bearish sentiment for Bengal & Assam.

Should I buy, sell or hold Bengal & Assam Company Ltd?

Why is Bengal & Assam Company Ltd falling/rising?

As of 16-Mar, Bengal & Assam Company Ltd's stock price is rising to Rs 5,880.00, but it has underperformed over the long term with a year-to-date decline of 14.14% and a one-year drop of 20.84%. Despite a short-term gain, fundamental challenges and bearish trends suggest a cautious outlook for investors.

As of 16-Mar, Bengal & Assam Company Ltd's stock price is rising, currently at Rs 5,880.00, reflecting an increase of Rs 42.6 or 0.73%. This rise comes after two consecutive days of decline, indicating a potential trend reversal. The stock reached an intraday high of Rs 5,963.9, which is a 2.17% increase from its previous levels.<BR><BR>Despite this short-term gain, the stock has been underperforming over longer periods. For instance, it has seen a year-to-date decline of 14.14% and a one-year drop of 20.84%, while the broader market, represented by the Sensex, has gained 2.27% over the same period. Additionally, the stock is trading significantly lower than its moving averages across various timeframes, suggesting a bearish trend overall.<BR><BR>Investor participation appears to be declining, as evidenced by a drop in delivery volume by 18.84% against the 5-day average. Furthermore, the stock is close to its 52-week low, being only 2.69% away from Rs 5,722. <BR><BR>While the company shows strong long-term fundamental strength with an average Return on Equity (ROE) of 14.28%, it faces challenges such as poor long-term growth, with net sales declining at an annual rate of 25.85%. The recent flat results and low operating profit margins further contribute to a cautious outlook among investors. The stock's valuation appears expensive relative to its peers, and the minimal stake held by domestic mutual funds suggests a lack of confidence in the company's current price or business prospects.<BR><BR>In summary, while there is a short-term rise in the stock price, the overall trend and fundamental challenges indicate a complex situation for Bengal & Assam Company Ltd.

Which are the latest news on Bengal & Assam?

Which are the latest news on Bengal & Assam?

Which are the latest news on Bengal & Assam?