RSD Finance

Who are in the management team of RSD Finance?

As of March 2018, the management team of RSD Finance includes Rajeev Singh Dugal (Managing Director), Upneet Dugal (Executive Director), and four Non-Executive Independent Directors: Sushil Kumar Khowala, Malkeet Singh Saini, and Jayesh Taunk, along with Puja Choudhary as Company Secretary & Compliance Officer. This team oversees the company's operations and governance.

As of March 2018, the management team of RSD Finance includes the following members:<BR><BR>1. Rajeev Singh Dugal - Managing Director<BR>2. Sushil Kumar Khowala - Non Executive Independent Director<BR>3. Malkeet Singh Saini - Non Executive Independent Director<BR>4. Upneet Dugal - Executive Director<BR>5. Jayesh Taunk - Non Executive Independent Director<BR>6. Puja Choudhary - Company Secretary & Compliance Officer<BR><BR>This team is responsible for overseeing the operations and governance of the company.

What does RSD Finance do?

RSD Finance Ltd is a Non-Banking Financial Company (NBFC) established in 1963, focused on providing loans and acquiring financial securities, with a market cap of Rs 137 Cr. As of March 2025, it reported net sales of 37 Cr and a net profit of 0 Cr.

Overview: <BR>RSD Finance Ltd is a Non-Banking Financial Company (NBFC) operating in the micro-cap market, primarily engaged in providing loans and advances as well as acquiring various financial securities.<BR><BR>History: <BR>RSD Finance Ltd was incorporated on February 4, 1963. The company is registered with the RBI as a Non-Banking Financing Company. The latest quarterly results reported net sales and profit for the period ending March 2025.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 37 Cr (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 0 Cr (Quarterly Results - Mar 2025) <BR>Market-cap value: Rs 137 Cr (Micro Cap)<BR><BR>Key Metrics: <BR>P/E: 10.00 <BR>Industry P/E: 23 <BR>Dividend Yield: 0.00% <BR>Debt-Equity: 0.10 <BR>Return on Equity: 6.25% <BR>Price to Book: 0.65 <BR><BR>Contact Details: <BR>Address: HNo 4 The Alcor Hotel, Ramdas Bhatta Bistupur Jamshedpur Jharkhand : 831001 <BR>Email: rsdfinance.ltd@gmail.com <BR>Website: http://www.rsdfinancelimited.com

Has RSD Finance declared dividend?

No Dividend History Available

Who are the peers of the RSD Finance?

RSD Finance's peers include Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, TruCap Finance, Baid Finserv, Indian Infotech, and Credent Global. Bajaj Finance leads in management quality and growth, while RSD Finance has average growth and a 1-year return of 9.40%.

Peers: The peers of RSD Finance are Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, TruCap Finance, Baid Finserv, Indian Infotech, and Credent Global.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bajaj Finance, Cholaman.Inv.&Fn, Muthoot Finance, while Average management risk is found at Jio Financial and Shriram Finance. Good management risk is noted at Shriram Finance, and the rest have Below Average management risk. Growth is Excellent for Jio Financial and TruCap Finance, Good for Bajaj Finance and Cholaman.Inv.&Fn, Average for RSD Finance, and the rest have Below Average growth. Capital Structure is Excellent at Bajaj Finance, Jio Financial, Muthoot Finance, Shriram Finance, TruCap Finance, and Credent Global, while Good is noted at Cholaman.Inv.&Fn, and the rest have Below Average capital structure.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Bajaj Finance at 30.45%, while the lowest is TruCap Finance at -79.46%. RSD Finance's 1-year return is 9.40%, which is higher than TruCap Finance but lower than Bajaj Finance. Additionally, the peers with negative six-month returns include TruCap Finance, Baid Finserv, Indian Infotech, and Credent Global.

Is RSD Finance overvalued or undervalued?

As of May 26, 2025, RSD Finance is considered an attractive investment due to its undervalued status with a PE ratio of 10.34 and favorable EV metrics, despite a year-to-date return of -43.94% compared to the Sensex's 5.62%.

As of 26 May 2025, the valuation grade for RSD Finance has moved from very attractive to attractive, indicating a shift in its perceived value. The company is currently assessed as undervalued, with a PE ratio of 10.34, an EV to EBIT of 6.26, and an EV to EBITDA of 4.74. These metrics suggest that RSD Finance is trading at a discount compared to its earnings and cash flow generation capabilities.<BR><BR>In comparison to its peers, RSD Finance's valuation appears favorable, particularly when looking at its PE ratio and EV to EBITDA, which are in line with industry standards. For instance, a peer in the same sector has a PE ratio of approximately 10.34 and an EV to EBITDA of around 4.74, reinforcing the attractiveness of RSD Finance's current valuation. Despite recent underperformance against the Sensex, with a year-to-date return of -43.94% compared to the Sensex's 5.62%, the company's fundamentals suggest it remains a compelling investment opportunity.

What is the technical trend for RSD Finance?

As of May 3, 2025, RSD Finance shows a bearish trend, supported by weekly MACD and Bollinger Bands, with additional confirmation from daily moving averages and KST indicators.

As of 3 May 2025, the technical trend for RSD Finance has changed from mildly bearish to bearish. The current stance is bearish with a strong indication from the weekly MACD and Bollinger Bands both signaling bearish trends. The daily moving averages also confirm a bearish outlook. The KST is bearish on the weekly and mildly bearish on the monthly, while Dow Theory reflects a mildly bearish stance on the weekly and monthly time frames. Overall, the indicators suggest a weak bearish sentiment in the market for RSD Finance.

Who are the top shareholders of the RSD Finance?

The top shareholder of RSD Finance is Rajeev Singh Dugal, who owns 62.48% of the company. The highest public shareholder is Mrigaya Tie Up Private Limited at 4.83%, with individual investors holding a combined 9.19%.

The top shareholders of RSD Finance are primarily its promoters, with Rajeev Singh Dugal holding the largest share at 62.48%. The highest public shareholder is Mrigaya Tie Up Private Limited, which holds 4.83%. Additionally, individual investors collectively own 9.19% of the company. Notably, there are no pledged promoter holdings, and the company does not have any mutual funds or foreign institutional investors holding shares.

How big is RSD Finance?

As of 24th July, RSD Finance Ltd has a market capitalization of 139.00 Cr, with Net Sales of 130.01 Cr and a Net Profit of 13.25 Cr for the latest four quarters. The company has Shareholder's Funds of 198.81 Cr and Total Assets of 275.45 Cr as of March 2024.

As of 24th July, RSD Finance Ltd has a market capitalization of 139.00 Cr, categorized as a Micro Cap company.<BR><BR>For the latest four quarters, RSD Finance reported Net Sales of 130.01 Cr and a Net Profit of 13.25 Cr.<BR><BR>As of March 2024, the company has Shareholder's Funds amounting to 198.81 Cr and Total Assets of 275.45 Cr.

How has been the historical performance of RSD Finance?

RSD Finance has shown steady growth in net sales and profitability from Mar'19 to Mar'25, with net sales increasing from 53.55 Cr to 130.01 Cr, and profit after tax rising from 11.73 Cr to 17.81 Cr, despite some fluctuations in metrics like EPS and cash flow. Total assets and liabilities grew in tandem, reflecting the company's overall resilience and growth.

Answer:<BR>The historical performance of RSD Finance shows a steady growth in net sales and profitability over the years, with notable fluctuations in certain metrics.<BR><BR>Breakdown:<BR>RSD Finance's net sales have increased from 53.55 Cr in Mar'19 to 130.01 Cr in Mar'25, reflecting a significant upward trend. Total operating income followed a similar trajectory, rising from 53.55 Cr to 130.01 Cr over the same period. The company's total expenditure, excluding depreciation, also grew, reaching 97.93 Cr in Mar'25, up from 40.99 Cr in Mar'19. Operating profit, excluding other income, improved from 12.56 Cr in Mar'19 to 32.08 Cr in Mar'25, while profit before tax increased from 15.16 Cr to 25.36 Cr in the same timeframe. Profit after tax showed a rise from 11.73 Cr in Mar'19 to 17.81 Cr in Mar'25, although it peaked at 18.03 Cr in Mar'22. The company's earnings per share (EPS) fluctuated, reaching 10.23 in Mar'25 after peaking at 12.38 in Mar'22. On the balance sheet, total assets grew from 203.28 Cr in Mar'20 to 292.47 Cr in Mar'25, with total liabilities also increasing from 203.28 Cr to 292.47 Cr. Cash flow from operating activities was notably low in Mar'25 at 0.00 Cr, contrasting with 15.00 Cr in Mar'24, while cash flow from investing activities turned positive at 4.00 Cr in Mar'25 after several years of negative cash flow. Overall, RSD Finance has demonstrated resilience and growth in its financial performance, despite some volatility in specific areas.

When is the next results date for RSD Finance Ltd?

The next results date for RSD Finance Ltd is 11 February 2026.

The next results date for RSD Finance Ltd is scheduled for 11 February 2026.

Are RSD Finance Ltd latest results good or bad?

RSD Finance Ltd's latest results show strong profit growth with a net profit of ₹6.90 crores, up 165.38% from the previous quarter, but revenue has significantly declined by 54.49% year-on-year to ₹14.25 crores, raising concerns about the company's sustainability and capital efficiency. Investors should consider both the profit surge and the troubling revenue decline when assessing the company's financial health.

RSD Finance Ltd's latest results present a mixed picture. On one hand, the company reported a consolidated net profit of ₹6.90 crores for Q3 FY26, which is a significant increase of 165.38% compared to the previous quarter. This impressive profit growth is supported by a high PAT margin of 57.19%, indicating strong operational efficiency and cost control.<BR><BR>However, the revenue figures tell a different story. The company experienced a substantial decline in revenue, with Q3 FY26 revenue at ₹14.25 crores, reflecting a 54.49% decrease year-on-year. This decline raises concerns about the sustainability of the business, as it also falls significantly below the average revenue over the past four quarters.<BR><BR>While the stock responded positively to the profit surge, gaining nearly 20% shortly after the results were announced, the underlying issues of declining revenue and weak capital efficiency—evidenced by an average ROE of only 7.07%—suggest that the company faces significant challenges moving forward.<BR><BR>In summary, while the profit growth is a positive indicator, the severe revenue decline and capital efficiency concerns paint a more troubling picture for RSD Finance Ltd. Investors should weigh these factors carefully when considering the company's financial health.

Should I buy, sell or hold RSD Finance Ltd?

Why is RSD Finance Ltd falling/rising?

As of 17-Mar, RSD Finance Ltd's stock price is rising to 83.58, marking a 2.87% increase after a trend reversal. Increased investor participation and delivery volume suggest heightened interest, although the stock remains below longer-term moving averages.

As of 17-Mar, RSD Finance Ltd's stock price is rising, currently at 83.58, reflecting an increase of 2.33 or 2.87%. This upward movement follows a trend reversal after six consecutive days of decline. Today, the stock opened with a gain of 3.38% and reached an intraday high of Rs 84. Additionally, the stock has outperformed its sector by 2.07%, indicating positive momentum. <BR><BR>Investor participation has also increased, with delivery volume rising by 143.47% compared to the 5-day average, suggesting heightened interest in the stock. Although the stock is trading above its 5-day moving averages, it remains below the longer-term moving averages (20-day, 50-day, 100-day, and 200-day), which may indicate potential for further recovery. Overall, these factors contribute to the current rise in RSD Finance Ltd's stock price.

Why is RSD Finance Ltd falling/rising?

As of 18-Mar, RSD Finance Ltd's stock price is at 80.30, down 3.92% and underperforming its sector. The stock has seen significant volatility and a substantial decline over the past month and year, indicating a bearish trend and decreased investor interest.

As of 18-Mar, RSD Finance Ltd's stock price is falling, currently at 80.30, which reflects a change of -3.28 (-3.92%). The stock has underperformed its sector by 5.27% today, despite opening with a gain of 2.9%. Throughout the trading day, it reached a high of Rs 86 but also touched a low of Rs 80.02, indicating significant volatility.<BR><BR>Over the past week, the stock has declined by 3.42%, while the benchmark Sensex has only decreased by 0.21%. In the last month, RSD Finance Ltd has experienced a substantial drop of 21.70%, compared to an 8.40% decline in the Sensex. Year-to-date, the stock is down 4.11%, while the Sensex has fallen by 9.99%. The one-year performance shows a drastic decline of 40.96% for RSD Finance Ltd, contrasting sharply with a 1.86% increase in the Sensex.<BR><BR>Additionally, the stock is trading below all its moving averages (5-day, 20-day, 50-day, 100-day, and 200-day), indicating a bearish trend. Investor participation has also decreased significantly, with delivery volume dropping by 82.92% against the 5-day average. This lack of investor interest, combined with the stock's poor performance relative to the market, contributes to the ongoing decline in RSD Finance Ltd's stock price.

Why is RSD Finance Ltd falling/rising?

As of 19-Mar, RSD Finance Ltd's stock price is currently at 84.00, reflecting a 1.28% increase today. Despite a 15.41% decline over the past month and a 36.53% drop over the past year, the stock's rise is attributed to its outperformance against the sector and a positive opening.

As of 19-Mar, RSD Finance Ltd's stock price is rising, currently at 84.00, reflecting a change of 1.06 (1.28%) upward. The stock has outperformed its sector by 5.12% today and opened with a gain of 3.45%. Additionally, it reached an intraday high of Rs 85.8. <BR><BR>Despite the positive performance today, it is important to note that the stock has experienced a decline over the past month, down 15.41%, and a significant drop of 36.53% over the past year. However, the stock's current rise can be attributed to its performance relative to the broader market, as the finance sector has fallen by 3.85%. <BR><BR>The stock's moving averages indicate that it is currently higher than the 5-day and 50-day moving averages, which may suggest short-term bullish sentiment. However, the falling investor participation, with a delivery volume decrease of 37% against the 5-day average, could indicate potential concerns about sustainability in this upward movement. Overall, the current rise in RSD Finance Ltd's stock price is primarily driven by today's strong performance relative to its sector and the positive opening gap.

Why is RSD Finance Ltd falling/rising?

As of 20-Mar, RSD Finance Ltd's stock price is Rs 78.02, down 7.12%, reflecting significant selling pressure and underperformance compared to its sector. The stock has declined 40.42% over the past year, indicating a bearish trend and decreased investor confidence.

As of 20-Mar, RSD Finance Ltd's stock price is falling, currently at Rs 78.02, which reflects a decrease of Rs 5.98 or 7.12%. This decline is evident in the stock's performance today, where it underperformed its sector by 6.55% and opened with a loss of 4.7%. The stock also reached an intraday low of Rs 78.02, indicating significant selling pressure.<BR><BR>Over the past week, RSD Finance has experienced a decline of 4.85%, and its performance over the last month shows a drop of 17.12%, which is considerably worse than the Sensex's decline of 10.00%. Year-to-date, the stock is down 6.83%, while the Sensex has fallen by 12.54%. However, the one-year performance is particularly concerning, with RSD Finance down 40.42% compared to the Sensex's modest decline of 2.38%.<BR><BR>Additionally, the stock is trading below its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages, indicating a bearish trend. Investor participation has also decreased significantly, with delivery volume on 19 March falling by 77.38% against the 5-day average, suggesting a lack of confidence among investors. Overall, these factors contribute to the ongoing decline in RSD Finance Ltd's stock price.

Why is RSD Finance Ltd falling/rising?

As of 23-Mar, RSD Finance Ltd's stock price is Rs 78.00, down 2.16%, and has declined 4.00% over the past week, significantly underperforming the Sensex. The stock has also dropped 39.95% over the past year, with declining investor interest and bearish trends indicated by moving averages.

As of 23-Mar, RSD Finance Ltd's stock price is falling, currently at Rs 78.00, which represents a decrease of Rs 1.72 or 2.16%. The stock has been on a downward trend, having lost 7.14% over the last two days. Additionally, it has underperformed against the benchmark Sensex, which has fallen by 3.72% over the past week, while RSD Finance Ltd has declined by 4.00% in the same period.<BR><BR>The stock's performance over longer periods also indicates a significant decline, with a 1-year drop of 39.95% compared to the Sensex's 5.47% decrease. Furthermore, RSD Finance Ltd is trading below its moving averages across various time frames, including the 5-day, 20-day, 50-day, 100-day, and 200-day averages, suggesting a bearish trend.<BR><BR>Investor participation appears to be declining as well, with a notable drop in delivery volume, which fell by 90.38% compared to the 5-day average. This lack of investor interest, combined with the overall negative performance in the finance/NBFC sector, which has decreased by 3.81%, contributes to the stock's current downward movement.

Why is RSD Finance Ltd falling/rising?

As of 24-Mar, RSD Finance Ltd's stock price is at 78.25, down 0.2% and has declined 6.85% over the last three days, underperforming against the Sensex and trading below key moving averages, indicating a bearish trend specific to the company.

As of 24-Mar, RSD Finance Ltd's stock price is falling, currently at 78.25, reflecting a change of -0.16 (-0.2%). The stock has been underperforming significantly, with a consecutive decline over the last three days, resulting in a total drop of -6.85% during this period. Additionally, the stock is trading below its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages, indicating a bearish trend.<BR><BR>In terms of broader market performance, RSD Finance has also underperformed against the benchmark Sensex, which has seen a decline of -2.63% over the past week and -9.92% over the past month, while RSD Finance's declines are steeper at -6.38% and -14.83%, respectively. Year-to-date, the stock has decreased by -6.56%, compared to a -13.09% drop in the Sensex.<BR><BR>Despite a rise in investor participation, with delivery volume increasing by 9.87% against the 5-day average, the overall performance of the finance sector has been positive, gaining 2.45%. This contrast suggests that the issues affecting RSD Finance are specific to the company rather than the sector as a whole. Overall, the combination of consecutive price declines, underperformance relative to the sector and benchmark, and trading below key moving averages contributes to the current downward trend in RSD Finance Ltd's stock price.

Why is RSD Finance Ltd falling/rising?

As of 25-Mar, RSD Finance Ltd's stock price is rising to 80.00, reflecting a 2.24% increase after three days of decline. Despite today's gains, the stock is underperforming its sector and trading below key moving averages, although investor interest is increasing significantly.

As of 25-Mar, RSD Finance Ltd's stock price is rising, currently at 80.00, reflecting a change of 1.75 (2.24%) upward. This increase comes after three consecutive days of decline, indicating a potential trend reversal. The stock opened today with a gain of 2.24%, reaching an intraday high of Rs 80.2, which is a 2.49% increase. <BR><BR>Despite this positive movement today, the stock has underperformed its sector by 0.68%. It is also trading below its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages, suggesting that it has been experiencing a longer-term downward trend. However, there has been a notable increase in investor participation, with delivery volume rising by 113.62% compared to the 5-day average, indicating growing interest in the stock. <BR><BR>Overall, while RSD Finance Ltd is experiencing a rise in price today, it is essential to consider the broader context of its recent performance and the challenges it faces in comparison to its sector and moving averages.

Which are the latest news on RSD Finance?