RSD Finance Ltd () Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

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Comparison

Company

Score

Quality

Valuation

Financial

Technical

Stellant Secu.

Fundviser Capit.

Tilak Ventures

Std. Capital Mkt

KIFS Financial

Sunshine Capital

Sangam Finserv

RSD Finance

PMC Fincorp

Indian Infotech

Ascom Leasing &

Why is RSD Finance Ltd ?

Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 7.07%

With a fall in Net Sales of -45.25%, the company declared Very Negative results in Sep 25

NET SALES(Latest six months) At Rs 17.75 cr has Grown at -71.37%
PBT LESS OI(Q) At Rs 0.91 cr has Fallen at -81.5% (vs previous 4Q average)
PAT(Q) At Rs 2.60 cr has Fallen at -26.7% (vs previous 4Q average)

Below par performance in long term as well as near term

Along with generating -35.44% returns in the last 1 year, the stock has also underperformed BSE500 in the last 3 years, 1 year and 3 months

Real-Time Research Report

Verdict Report

How much should you sell?

All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Non Banking Financial Company (NBFC))

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is RSD Finance for you?

High Risk, Low Return

Absolute

Risk Adjusted

Volatility

RSD Finance

-35.44%

-0.58

61.46%

Sensex

4.84%

0.41

11.83%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

10.42%

EBIT Growth (5y)

18.29%

Net Debt to Equity (avg)

0.01

Institutional Holding

ROE (avg)

7.07%

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

0.63

EV to EBIT

7.27

EV to EBITDA

5.83

EV to Capital Employed

0.63

EV to Sales

1.57

PEG Ratio

Dividend Yield

ROCE (Latest)

8.62%

ROE (Latest)

5.55%

Loading Valuation Snapshot...

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bullish

Bearish

RSI

No Signal

Bollinger Bands

Bullish

Mildly Bearish

Moving Averages

Mildly Bearish (Daily)

KST

Mildly Bullish

Bearish

Dow Theory

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

2What is working for the Company

DEBT-EQUITY RATIO(HY)

Lowest at 0.01 times

-24What is not working for the Company

NET SALES(Latest six months)

At Rs 17.75 cr has Grown at -71.37%

PBT LESS OI(Q)

At Rs 0.91 cr has Fallen at -81.5% (vs previous 4Q average

PAT(Q)

At Rs 2.60 cr has Fallen at -26.7% (vs previous 4Q average

OPERATING CF(Y)

Lowest at Rs -0.14 Cr

CASH AND CASH EQUIVALENTS(HY)

Lowest at Rs 3.48 cr

PBDIT(Q)

Lowest at Rs 1.44 cr.

NON-OPERATING INCOME(Q)

is 70.65 % of Profit Before Tax (PBT

Loading Valuation Snapshot...

Here's what is working for RSD Finance

Debt-Equity Ratio - Half Yearly

Lowest at 0.01 times and Fallen

each half year in the last five half yearly periods

MOJO Watch

The company has been reducing its borrowing as compared to equity capital

Debt-Equity Ratio

Here's what is not working for RSD Finance

Net Sales - Quarterly

At Rs 6.28 cr has Fallen at -76.9% (vs previous 4Q average)

over average Net Sales of the previous four quarters of Rs 27.23 Cr

MOJO Watch

Near term sales trend is very negative

Net Sales (Rs Cr)

Profit Before Tax less Other Income (PBT) - Quarterly

At Rs 0.91 cr has Fallen at -81.5% (vs previous 4Q average)

over average PBT of the previous four quarters of Rs 4.92 Cr

MOJO Watch

Near term PBT trend is very negative

PBT less Other Income (Rs Cr)

Profit After Tax (PAT) - Quarterly

At Rs 2.60 cr has Fallen at -26.7% (vs previous 4Q average)

over average PAT of the previous four quarters of Rs 3.55 Cr

MOJO Watch

Near term PAT trend is very negative

PAT (Rs Cr)

Operating Cash Flow - Annually

Lowest at Rs -0.14 Cr

in the last three years

MOJO Watch

The company's cash revenues from business operations are falling

Operating Cash Flows (Rs Cr)

Net Sales - Quarterly

Lowest at Rs 6.28 cr

in the last five quarters

MOJO Watch

Near term sales trend is negative

Net Sales (Rs Cr)

Operating Profit (PBDIT) - Quarterly

Lowest at Rs 1.44 cr.

in the last five quarters

MOJO Watch

Near term Operating Profit trend is negative

Operating Profit (Rs Cr)

Profit Before Tax less Other Income (PBT) - Quarterly

Lowest at Rs 0.91 cr.

in the last five quarters

MOJO Watch

Near term PBT trend is negative

PBT less Other Income (Rs Cr)

Non Operating Income - Quarterly

is 70.65 % of Profit Before Tax (PBT)

MOJO Watch

The company's income from non business activities is high; which is not a sustainable business model

Non Operating Income to PBT

Cash and Cash Equivalents - Half Yearly

Lowest at Rs 3.48 cr

in the last six half yearly periods

MOJO Watch

Short Term liquidity is deteriorating

Cash and Cash Equivalents