Ontic Finserve

What does Ontic Finserve do?

Ontic Finserve Ltd is a Micro Cap NBFC established in 1995, formerly known as Maral Finance Limited, with a recent net profit of 0 Cr and a market cap of Rs 7 Cr. Key metrics include a P/E of 5.00 and a return on equity of 42.12%.

Overview: <BR>Ontic Finserve Ltd operates in the Non Banking Financial Company (NBFC) sector and is classified as a Micro Cap company.<BR><BR>History: <BR>Ontic Finserve Ltd was incorporated as a Public Limited Company on 16 May, 1995, and was formerly known as Maral Finance Limited. The latest quarterly results reported are for March 2025, showing a net profit of 0 Cr.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: N/A <BR>Most recent Net Profit: 0 Cr (Quarterly Results - Mar 2025) <BR>Market-cap value: Rs 7 Cr (Micro Cap)<BR><BR>Key Metrics: <BR>P/E: 5.00 <BR>Industry P/E: 23 <BR>Dividend Yield: 0.00% <BR>Debt-Equity: 0.11 <BR>Return on Equity: 42.12% <BR>Price to Book: 2.20<BR><BR>Contact Details: <BR>Address: UL-7 Agrawal Chambers, Town Hall Ellisbridge Ahmedabad Gujarat : 380006 <BR>Tel: 91-9662975644 <BR>Email: onticfincserveltd@gmail.com <BR>Website: http://www.onticfincserve.in

Who are in the management team of Ontic Finserve?

As of March 2022, the management team of Ontic Finserve includes Anjanaben Rajendrabhai Makwana, Bhupendrakumar Dhanjibhai Raiyani, Manika Mishara, Madhuben Jivabhai Parmar, and Kruti Kapadia, who oversee the company's governance and operations.

As of March 2022, the management team of Ontic Finserve includes the following individuals:<BR><BR>1. Anjanaben Rajendrabhai Makwana - Independent Director<BR>2. Bhupendrakumar Dhanjibhai Raiyani - Executive Director<BR>3. Manika Mishara - Company Secretary & Compliance Officer<BR>4. Madhuben Jivabhai Parmar - Independent Director<BR>5. Kruti Kapadia - Independent Director<BR><BR>These members contribute to the governance and operational oversight of the company.

Has Ontic Finserve declared dividend?

No Dividend History Available

What is the technical trend for Ontic Finserve?

As of May 26, 2025, Ontic Finserve's technical trend is bullish, supported by positive MACD, strong Bollinger Bands, and bullish KST indicators, despite mixed signals from Dow Theory.

As of 26 May 2025, the technical trend for Ontic Finserve has changed from mildly bullish to bullish. The weekly MACD is bullish, supporting the positive trend, while the monthly MACD remains mildly bullish. Bollinger Bands are bullish on both weekly and monthly time frames, indicating strong price momentum. Daily moving averages also confirm a bullish stance. The KST is bullish on both weekly and monthly charts, further reinforcing the bullish outlook. However, Dow Theory presents a mixed view with weekly indicators showing mildly bullish and monthly indicators mildly bearish. Overall, the current technical stance is bullish with strong momentum indicators driving this trend.

Who are the peers of the Ontic Finserve?

Ontic Finserve's peers include Atharv Enter, Goyal Associates, Siddha Ventures, Brijlaxmi Leas., Integra Capital, Abhinav Leasing, Scintilla Comm, CitiPort Fin., and Williamson Fin. Key insights show excellent management and capital structures at several peers, with Atharv Enter leading in 1-year returns at 42.75%, while Ontic Finserve's return is 18.33%.

Peers: The peers of Ontic Finserve are Atharv Enter, Goyal Associates, Siddha Ventures, Brijlaxmi Leas., Integra Capital, Abhinav Leasing, Scintilla Comm, CitiPort Fin., and Williamson Fin.<BR><BR>Quality Snapshot: Excellent management risk is observed at Goyal Associates, Siddha Ventures, Brijlaxmi Leas., Integra Capital, and Abhinav Leasing, while Below Average management risk is found at Atharv Enter and the rest. Growth is Excellent at Brijlaxmi Leas., while Average growth is found at Siddha Ventures and the rest, with Below Average growth at Atharv Enter, Integra Capital, and Abhinav Leasing. Excellent capital structure is noted at Goyal Associates, Siddha Ventures, Brijlaxmi Leas., Integra Capital, Abhinav Leasing, and the rest have Below Average capital structure.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Atharv Enter at 42.75%, while Goyal Associates has the lowest at -39.51%. Ontic Finserve's 1-year return of 18.33% is higher than Goyal Associates but lower than Atharv Enter. Additionally, Integra Capital, Abhinav Leasing, and Williamson Fin. have negative six-month returns.

Who are the top shareholders of the Ontic Finserve?

The top shareholders of Ontic Finserve are primarily individual investors, holding 94.1% of the shares, with Nishil Shah being the largest public shareholder at 3.88%. There are no institutional holdings or pledged promoter shares.

The top shareholders of Ontic Finserve primarily consist of individual investors, who hold a significant 94.1% of the company's shares. Among public shareholders, Nishil Shah stands out with a holding of 3.88%. There are no institutional holdings from mutual funds or foreign institutional investors, and there are no pledged promoter holdings or major promoters listed. This indicates a strong presence of individual investors in the company's ownership structure.

How big is Ontic Finserve?

As of 24th July, Ontic Finserve Ltd has a market capitalization of 6.00 Cr, with recent Net Sales of 1.90 Cr and a Net Profit of 1.31 Cr. Shareholder's Funds are 1.80 Cr and Total Assets amount to 1.84 Cr as of March 2024.

As of 24th July, Ontic Finserve Ltd has a market capitalization of 6.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest four quarters, Ontic Finserve reported Net Sales of 1.90 Cr and a Net Profit of 1.31 Cr.<BR><BR>The latest annual period for the balance sheet is March 2024, with Shareholder's Funds amounting to 1.80 Cr and Total Assets of 1.84 Cr.

Are Ontic Finserve latest results good or bad?

Ontic Finserve's latest results show mixed performance; while net sales remained flat, the company achieved a significant increase in profitability with an EPS of Rs 0.44 and a turnaround in Profit After Tax to Rs 0.79 crore, indicating overall positive progress in its financial health.

Ontic Finserve's latest results present a mixed picture. While the company reported a flat financial performance with its score declining from 7 to 2 over the past three months, there are notable positive developments in its earnings. The Earnings per Share (EPS) reached Rs 0.44, marking the highest in the last five quarters, which indicates an increase in profitability. <BR><BR>Additionally, the Profit After Tax (PAT) for the nine-month period improved significantly to Rs 0.79 crore, a turnaround from a loss of Rs 1.82 crore in the previous twelve months. The company has also surpassed its sales figures from the last twelve months within just nine months.<BR><BR>Overall, despite the flat performance in net sales, the substantial improvement in net profit and earnings suggests that Ontic Finserve is making progress in its financial health, making the latest results lean more towards the positive side.

How has been the historical performance of Ontic Finserve?

Ontic Finserve's historical performance has been marked by significant declines in net sales and total operating income, dropping from 39.10 Cr in Mar'22 to 1.90 Cr in Mar'25, with a brief period of zero revenue in Mar'24. However, the company reported a turnaround in profitability in Mar'25, achieving a profit after tax of 1.31 Cr, up from a loss of -2.75 Cr in Mar'24.

Answer:<BR>The historical performance of Ontic Finserve shows significant fluctuations in its financial metrics over the years.<BR><BR>Breakdown:<BR>Ontic Finserve's net sales have seen a dramatic decline from 39.10 Cr in Mar'22 to just 1.90 Cr in Mar'25, with a notable drop to 0.00 Cr in Mar'24. The total operating income followed a similar trend, peaking at 39.10 Cr in Mar'22 and falling to 1.90 Cr in Mar'25. The company reported total expenditure excluding depreciation of 39.16 Cr in Mar'22, which decreased to 0.23 Cr by Mar'25. Operating profit, which was negative in several years, turned positive to 1.79 Cr in Mar'25 after being -2.75 Cr in Mar'24. Profit before tax also improved to 1.79 Cr in Mar'25 from -2.75 Cr in the previous year, leading to a profit after tax of 1.31 Cr in Mar'25, a recovery from a loss of -2.75 Cr in Mar'24. The company's earnings per share (EPS) rebounded to 0.15 in Mar'25 from -0.31 in Mar'24. However, the reserves remained negative, improving slightly from -7.20 Cr in Mar'24 to -5.89 Cr in Mar'25. Total assets decreased from 4.60 Cr in Mar'23 to 1.84 Cr in Mar'24, while total liabilities also fell from 4.60 Cr to 1.84 Cr in the same period. Cash flow from operating activities remained at 0.00 Cr for both Mar'24 and Mar'25, indicating a lack of cash generation from core operations.

Should I buy, sell or hold Ontic Finserve?

Is Ontic Finserve overvalued or undervalued?

As of December 1, 2025, Ontic Finserve is considered very expensive and overvalued based on its financial ratios, including a PE ratio of 17.59 and a low PEG ratio of 0.11, especially when compared to peers like Bajaj Finance and Life Insurance.

As of 1 December 2025, the valuation grade for Ontic Finserve has moved from expensive to very expensive. The company appears to be overvalued based on its current financial ratios. Notably, Ontic Finserve has a PE ratio of 17.59, an EV to EBIT of 15.47, and a ROCE of 31.05%. In comparison, peers such as Bajaj Finance exhibit a significantly higher PE ratio of 34.7, while Life Insurance shows a much lower PE of 10.92, indicating that Ontic Finserve's valuation is not justified by its earnings relative to its peers.<BR><BR>Given the current valuation metrics and the peer comparison, Ontic Finserve is overvalued. The company's PEG ratio of 0.11 suggests that it may be priced too high relative to its growth potential, especially when compared to Bajaj Finserv's PEG of 2.49. Additionally, while Ontic Finserve has shown strong returns year-to-date at 225.76%, this performance contrasts sharply with its recent decline over the past month, indicating potential volatility and further questioning its current valuation.

When is the next results date for Ontic Finserve Ltd?

The next results date for Ontic Finserve Ltd is 05 February 2026.

The next results date for Ontic Finserve Ltd is scheduled for 05 February 2026.

Why is Ontic Finserve Ltd falling/rising?

As of 02-Feb, Ontic Finserve Ltd's stock price is at 1.14, reflecting a 4.2% decrease and significant underperformance compared to the Sensex. The stock has declined 32.54% over the past month, with low investor participation and trading below moving averages indicating a bearish trend.

As of 02-Feb, Ontic Finserve Ltd's stock price is falling, currently at 1.14, which reflects a decrease of 0.05 or 4.2%. The stock has underperformed compared to the Sensex, which has seen a slight increase of 0.16% over the past week, while Ontic Finserve has dropped by 14.93%. Over the past month, the stock has experienced a significant decline of 32.54%, compared to a 4.78% decrease in the Sensex.<BR><BR>Today's performance indicates that the stock has been losing for the last two days, with a total decline of 5% during this period. Additionally, Ontic Finserve is trading below its moving averages across various time frames, including the 5-day, 20-day, 50-day, 100-day, and 200-day averages, suggesting a bearish trend. <BR><BR>Investor participation has also decreased, with a delivery volume of 1.28 lacs on February 1, which is down by 25.07% compared to the 5-day average delivery volume. This decline in trading activity further indicates a lack of confidence among investors, contributing to the stock's downward movement. Overall, the combination of poor recent performance, low investor participation, and trading below moving averages are key factors leading to the decline in Ontic Finserve Ltd's stock price.

Which are the latest news on Ontic Finserve?