Spandana Sphoort

Has Spandana Sphoort declared dividend?

No Dividend History Available

Who are the peers of the Spandana Sphoort?

Spandana Sphoort's peers include I R F C, Power Fin. Corpn., REC Ltd, HUDCO, Indian Renewable, CreditAcc. Gram., IFCI, Satin Creditcare, and Fusion Finance. Spandana Sphoort has Below Average growth and the lowest 1-year return at -66.08% among its peers.

Peers: The peers of Spandana Sphoort are I R F C, Power Fin.Corpn., REC Ltd, HUDCO, Indian Renewable, CreditAcc. Gram., IFCI, Satin Creditcare, and Fusion Finance.<BR><BR>Quality Snapshot: Excellent management risk is observed at Power Fin.Corpn. and REC Ltd, while Average management risk is found at I R F C, HUDCO, Indian Renewable, and Spandana Sphoort. Good management risk is noted at CreditAcc. Gram., while Below Average management risk is present at IFCI, Satin Creditcare, and Fusion Finance. Growth is Excellent at Indian Renewable, Average at I R F C, Power Fin.Corpn., and REC Ltd, while Below Average growth is seen at Spandana Sphoort, HUDCO, Satin Creditcare, and Fusion Finance. Good growth is noted at CreditAcc. Gram., while the rest have Below Average growth. Capital Structure is Excellent at REC Ltd, CreditAcc. Gram., and Spandana Sphoort, while Good is observed at Indian Renewable. Average capital structure is found at I R F C, Power Fin.Corpn., and HUDCO, while the rest have Excellent capital structure.<BR><BR>Return Snapshot: The peer with the highest 1-year return is IFCI at 8.69%, while Spandana Sphoort has the lowest at -66.08%. This indicates that Spandana Sphoort's 1-year return is significantly worse than that of IFCI. Additionally, the peers with negative six-month returns include I R F C, Power Fin.Corpn., REC Ltd, IFCI, Satin Creditcare, Fusion Finance, and Guj. State Fin.

Who are in the management team of Spandana Sphoort?

As of March 2022, the management team of Spandana Sphoort includes Chairperson Abanti Mitra, Managing Director & CEO Shalabh Saxena, and several independent directors and nominees, totaling 13 members.

As of March 2022, the management team of Spandana Sphoort includes the following individuals:<BR><BR>1. Deepak Calian Vaidya - Independent Director<BR>2. Jagdish Capoor - Independent Director<BR>3. Abanti Mitra - Chairperson<BR>4. Ramchandra Kasargod Kamath - Nominee<BR>5. Kartikeya Dhruv Kaji - Nominee<BR>6. Sunish Sharma - Nominee<BR>7. Ramesh Periasamy - Company Secretary & Compliance Officer<BR>8. Shalabh Saxena - Managing Director & CEO<BR>9. Animesh Chauhan - Independent Director<BR>10. Dipali Sheth - Independent Director<BR>11. Vinayak Prasad - Independent Director<BR>12. Neeraj Swaroop - Director<BR>13. Padmaja Gangireddy - Director<BR><BR>This team comprises a mix of independent directors, nominees, and executive leadership.

What does Spandana Sphoort do?

Spandana Sphoorty Financial Ltd is a small-cap finance company based in Hyderabad, India, incorporated in 2003. As of March 2025, it reported net sales of ₹4,148 Cr and a net loss of ₹4,343 Cr, with a market cap of ₹2,223 Cr.

Overview: <BR>Spandana Sphoorty Financial Ltd operates in the finance industry and is categorized as a small-cap company.<BR><BR>History: <BR>The company was incorporated in 2003 under the name "Spandana Sphoorty Innovative Financial Services Limited" in Hyderabad, Andhra Pradesh, India. The latest quarterly results reported net sales and net profit for the period ending March 2025.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 4,148 Cr (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: -4,343 Cr (Quarterly Results - Mar 2025) <BR>Market-cap value: INR 2,223 Cr (Small Cap)<BR><BR>Key Metrics: <BR>P/E: N/A <BR>Industry P/E: 23 <BR>Dividend Yield: 0.00% <BR>Debt-Equity: 2.15 <BR>Return on Equity: -39.31% <BR>Price to Book: 0.86<BR><BR>Contact Details: <BR>Details: No Company Details Available <BR>Registrar Address: Not available.

Who are the top shareholders of the Spandana Sphoort?

The top shareholders of Spandana Sphoort include Kangchenjunga Limited, the largest promoter with 41.1%, and 58 Foreign Institutional Investors holding 19.83%. Additionally, Goldman Sachs Funds owns 3.76%, while individual investors hold 22.44% of the shares.

The top shareholders of Spandana Sphoort include the promoters, with Kangchenjunga Limited being the largest individual promoter holding 41.1%. In terms of institutional investors, 58 Foreign Institutional Investors (FIIs) collectively hold 19.83% of the company. Additionally, Goldman Sachs Funds - Goldman Sachs India Equity P is the highest public shareholder, owning 3.76%. Individual investors also hold a significant portion, accounting for 22.44% of the shares.

How big is Spandana Sphoort?

As of 24th July, Spandana Sphoorty Financial Ltd has a market capitalization of 2,563.00 Cr, with net sales of 2,365.82 Cr and a net profit loss of 1,035.10 Cr over the latest four quarters. Shareholder's funds are 3,644.60 Cr, and total assets are valued at 13,249.81 Cr.

As of 24th July, <BR><BR>Market Cap: Spandana Sphoorty Financial Ltd has a market capitalization of 2,563.00 Cr, categorizing it as a Small Cap company.<BR><BR>Recent Quarterly Performance: The sum of Net Sales for the latest 4 quarters is 2,365.82 Cr, while the sum of Net Profit for the same period reflects a loss of 1,035.10 Cr.<BR><BR>Balance Sheet Snapshot: The reporting period for the latest annual data is March 2024. Shareholder's Funds stand at 3,644.60 Cr, and Total Assets are valued at 13,249.81 Cr.

How has been the historical performance of Spandana Sphoort?

Spandana Sphoort experienced significant financial fluctuations, with net sales peaking at 2,423.71 crore in March 2024 before declining to 2,355.16 crore in March 2025, resulting in substantial losses and a negative profit after tax of -1,035.16 crore for 2025. The company also saw a drastic increase in total expenditure and a decrease in total liabilities and assets during this period.

Answer:<BR>The historical performance of Spandana Sphoort shows significant fluctuations in key financial metrics over the years, particularly from March 2019 to March 2025.<BR><BR>Breakdown:<BR>Spandana Sphoort's net sales peaked at 2,423.71 crore in March 2024 but declined to 2,355.16 crore by March 2025. The total operating income followed a similar trend, reaching 2,423.71 crore in March 2024 before dropping to 2,355.16 crore in March 2025. The company's total expenditure, excluding depreciation, surged to 2,847.93 crore in March 2025 from 916.19 crore in March 2024, leading to an operating profit (PBDIT) of -492.77 crore in March 2025, a stark contrast to the previous year's profit of 1,507.52 crore. This decline in profitability was reflected in the profit before tax, which fell to -1,378.80 crore in March 2025 from 670.57 crore in March 2024, resulting in a profit after tax of -1,035.16 crore for March 2025, down from 500.72 crore the prior year. The company's total liabilities decreased from 13,249.82 crore in March 2024 to 8,018.50 crore in March 2025, while total assets also declined to 8,018.50 crore from 13,249.82 crore. Cash flow from operating activities turned positive at 3,668 crore in March 2025, contrasting with the negative cash flow of -2,678 crore in March 2024. Overall, the financial performance of Spandana Sphoort indicates a challenging year in 2025, marked by significant losses and a reduction in both sales and profitability compared to the previous year.

Is Spandana Sphoort technically bullish or bearish?

As of November 10, 2025, the market trend is mildly bearish, with mixed indicators showing bearish signals outweighing bullish ones, suggesting a cautious approach.

As of 10 November 2025, the technical trend has changed from bearish to mildly bearish. The current stance is mildly bearish, driven by a combination of indicators. The weekly MACD is mildly bullish, but the monthly MACD remains bearish, indicating mixed signals. The RSI shows no signal on the weekly chart while being bullish on the monthly, suggesting potential for upward movement but lacking immediate momentum. Bollinger Bands are bearish on both weekly and monthly timeframes, reinforcing the bearish outlook. Daily moving averages are also bearish, further supporting the negative sentiment. KST is mildly bullish on the weekly but bearish monthly, and Dow Theory indicates no trend weekly and mildly bearish monthly. Overall, the mixed indicators suggest a cautious approach, with the bearish signals outweighing the bullish ones at this time.

Is Spandana Sphoort overvalued or undervalued?

As of November 28, 2025, Spandana Sphoort is considered overvalued with a valuation grade shift from risky to expensive, reflected by poor financial metrics such as a PE ratio of -1.28 and a year-to-date stock decline of 19.37%, significantly underperforming compared to peers like Bajaj Finance and the Sensex.

As of 28 November 2025, the valuation grade for Spandana Sphoort has moved from risky to expensive, indicating a significant shift in its perceived value. The company is currently considered overvalued based on its financial metrics. Notable ratios include a PE ratio of -1.28, an EV to EBITDA of -3.18, and a ROE of -66.63%, all of which suggest underlying financial distress.<BR><BR>In comparison to its peers, Spandana Sphoort's valuation stands out unfavorably; for instance, Bajaj Finance has a PE ratio of 35.28, while Life Insurance boasts a much healthier EV to EBITDA of 9.12. Furthermore, the company's recent stock performance has lagged behind the Sensex, with a year-to-date decline of 19.37% compared to the Sensex's gain of 9.68%. Overall, these factors contribute to the conclusion that Spandana Sphoort is overvalued in its current market position.

When is the next results date for Spandana Sphoorty Financial Ltd?

The next results date for Spandana Sphoorty Financial Ltd is January 27, 2026.

The next results date for Spandana Sphoorty Financial Ltd is scheduled for January 27, 2026.

Are Spandana Sphoorty Financial Ltd latest results good or bad?

Spandana Sphoorty Financial Ltd's latest results are concerning, showing a net loss of ₹94.97 crores in Q3 FY26, marking six consecutive quarters of losses and significant declines in interest income and profitability. The company's financial health is precarious, indicating that substantial restructuring may be needed for recovery.

The latest results for Spandana Sphoorty Financial Ltd indicate a challenging situation for the company. In Q3 FY26, the company reported a net profit of -₹94.97 crores, which reflects a significant decline of 61.88% compared to the previous quarter. This marks the sixth consecutive quarter of losses, highlighting ongoing financial distress.<BR><BR>Interest income has also plummeted to ₹234.27 crores, down 57.53% year-on-year, signaling severe issues with asset quality and operational performance. The company's PAT margin stands at -40.55%, and the return on equity (ROE) is a concerning -66.63%, indicating substantial capital erosion.<BR><BR>While there was a slight sequential improvement in net profit compared to the previous quarter, the overall financial health of the company remains precarious. The operational challenges, including a negative operating profit margin and high employee costs relative to income, further complicate the outlook.<BR><BR>In summary, the results are indicative of a company in severe distress, with multiple red flags suggesting that significant restructuring will be necessary for any potential recovery. Investors should approach with caution, as the current financial trajectory does not suggest a turnaround in the near term.

Should I buy, sell or hold Spandana Sphoorty Financial Ltd?

Which are the latest news on Spandana Sphoort?

Why is Spandana Sphoorty Financial Ltd falling/rising?

As of 29-Jan, Spandana Sphoorty Financial Ltd's stock price is Rs 248.20, down 0.42%, with a significant decline of 8.73% over the past month. The company's ongoing financial struggles, including seven consecutive quarters of negative profits and declining sales, are contributing to its poor stock performance compared to the broader market.

As of 29-Jan, Spandana Sphoorty Financial Ltd's stock price is currently at Rs 248.20, reflecting a decline of Rs 1.05 or 0.42%. The stock has shown a poor performance over the past month, with a decrease of 8.73%, which is significantly worse than the benchmark Sensex, which fell by only 2.51% during the same period. Year-to-date, the stock has also underperformed, with a decline of 7.92% compared to the Sensex's drop of 3.11%.<BR><BR>The company's financial health appears to be a significant factor contributing to the stock's decline. Spandana Sphoorty has reported negative results for the last seven consecutive quarters, with a net profit after tax (PAT) of Rs -344.10 crore, reflecting a growth decline of 62.40%. Additionally, net sales for the most recent quarter fell by 37.4% compared to the previous four-quarter average, indicating a troubling trend in revenue generation.<BR><BR>Moreover, the stock has underperformed the broader market over the past year, generating a return of -21.03% while the market (BSE500) has seen a positive return of 8.47%. The company's long-term growth prospects are also concerning, as net sales have decreased at an annual rate of 3.88%, and the operating profit has plummeted by 209.13%. <BR><BR>Despite a rise in investor participation, with delivery volume increasing by 222.77% against the five-day average, the overall sentiment remains negative due to the company's financial struggles and the risk associated with its negative EBITDA. This combination of poor financial performance and underwhelming market returns is driving the stock price down.