Spandana Sphoort

Why is Spandana Sphoorty Financial Ltd falling/rising?

As of 31-Jul, Spandana Sphoorty Financial Ltd's stock price is rising to 260.85, indicating a potential trend reversal after recent declines. Despite positive quarterly results and high institutional holdings, declining investor participation suggests challenges ahead for sustained performance.

As of 31-Jul, Spandana Sphoorty Financial Ltd's stock price is rising, currently at 260.85, reflecting a change of 1.55 (0.6%) upward. This increase comes after two consecutive days of decline, indicating a potential trend reversal. Despite the stock's recent performance, which has seen it underperform against the sector by 2.43%, the finance/NBFC sector overall has gained by 3.04%. <BR><BR>The stock's current price is higher than its 100-day and 200-day moving averages, although it remains lower than its 5-day, 20-day, and 50-day moving averages. This suggests that while there is some upward momentum, it may not be strong enough to indicate a sustained recovery. <BR><BR>Additionally, the company has reported positive results for the quarter ending June 26, with the highest PBDIT at Rs 132.89 crore and an operating profit to net sales ratio of 46.81%. High institutional holdings at 24.98% may also support the stock, as these investors typically have more resources to analyze the company's fundamentals. However, it is important to note that there has been a decline in investor participation, with delivery volume falling by 28.94% compared to the 5-day average, which could indicate a lack of confidence among retail investors. Overall, while the stock is currently rising, it faces challenges that may affect its future performance.

Which are the latest news on Spandana Sphoort?

Are Spandana Sphoorty Financial Ltd latest results good or bad?

Spandana Sphoorty Financial Ltd's latest Q1 FY27 results show a significant net profit increase of 125.43% and improved operational efficiency, but concerns remain due to reliance on non-core income and low return on equity. Overall, while there are positive signs, caution is advised regarding the sustainability of this recovery.

Spandana Sphoorty Financial Ltd's latest results for Q1 FY27 show a mixed picture, but overall, there are signs of improvement that could be viewed positively. The company reported a net profit of ₹11.88 crores, which is a significant increase of 125.43% compared to the previous quarter. This marks a return to profitability after a challenging period characterized by asset quality issues.<BR><BR>Interest income also grew by 9.33% quarter-on-quarter, reaching ₹283.91 crores, although it reflects a year-on-year decline of 5.51%. The operating margin, excluding other income, improved to 46.81%, the highest level in eight quarters, indicating enhanced operational efficiency.<BR><BR>However, there are critical concerns to consider. The company's profitability heavily relies on other income, which accounted for a substantial portion of its earnings, raising questions about the sustainability of this profit. Additionally, the return on equity (ROE) remains low at 3.28%, and the company has faced significant challenges in the past, including severe asset quality deterioration.<BR><BR>In summary, while the latest results indicate a positive turnaround in terms of profitability and operational efficiency, the reliance on non-core income and ongoing asset quality issues suggest that caution is warranted. Investors may want to monitor the company's performance closely in the coming quarters to assess whether this recovery can be sustained.

Should I buy, sell or hold Spandana Sphoorty Financial Ltd?

What does Spandana Sphoort do?

Spandana Sphoorty Financial Ltd is a small-cap finance company based in Hyderabad, India, incorporated in 2003. As of March 2026, it reported net sales of 260 Cr and a net profit of 5 Cr, with a market cap of INR 1,728 Cr.

Overview:<BR>Spandana Sphoorty Financial Ltd operates in the finance industry and is categorized as a small-cap company.<BR><BR>History:<BR>The company was incorporated in 2003 under the name "Spandana Sphoorty Innovative Financial Services Limited" in Hyderabad, Andhra Pradesh, India. It received its Certificate of Commencement of Business on November 11, 2003. The latest quarterly results reported net sales and net profit for the period ending March 2026.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 260 Cr (Quarterly Results - Mar 2026) <BR>Most recent Net Profit: 5 Cr (Quarterly Results - Mar 2026) <BR>Market-cap value: INR 1,728 Cr (Small Cap)<BR><BR>Key Metrics:<BR>P/E: N/A <BR>Industry P/E: 20 <BR>Dividend Yield: 0.00% <BR>Debt-Equity: 1.85 <BR>Return on Equity: -32.83% <BR>Price-to-Book: 0.80 <BR><BR>Contact Details:<BR>No Company Details Available <BR>Registrar Address: Not available.

How big is Spandana Sphoort?

As of 10th June, Spandana Sphoorty Financial Ltd has a market capitalization of 1,728.00 Cr and reported Net Sales of 1,023.97 Cr, with a Net Profit loss of 699.04 Cr over the latest four quarters.

As of 10th June, Spandana Sphoorty Financial Ltd has a market capitalization of 1,728.00 Cr, categorizing it as a Small Cap company.<BR><BR>In the latest four quarters, the company reported Net Sales of 1,023.97 Cr. However, it experienced a loss of 699.04 Cr in Net Profit during the same period.<BR><BR>The latest annual period for the balance sheet is March 2025, showing Shareholder's Funds of 2,633.05 Cr and Total Assets of 8,018.50 Cr.

Who are in the management team of Spandana Sphoort?

The management team of Spandana Sphoort includes Shalabh Saxena (Managing Director & CEO), Abanti Mitra (Chairperson), and several independent directors, along with nominees and a company secretary, bringing diverse expertise to the company.

The management team of Spandana Sphoort includes the following individuals:<BR><BR>1. **Shalabh Saxena** - Managing Director & CEO<BR>2. **Abanti Mitra** - Chairperson<BR>3. **Deepak Calian Vaidya** - Independent Director<BR>4. **Jagdish Capoor** - Independent Director<BR>5. **Animesh Chauhan** - Independent Director<BR>6. **Dipali Sheth** - Independent Director<BR>7. **Vinayak Prasad** - Independent Director<BR>8. **Ramchandra Kasargod Kamath** - Nominee<BR>9. **Kartikeya Dhruv Kaji** - Nominee<BR>10. **Sunish Sharma** - Nominee<BR>11. **Ramesh Periasamy** - Company Secretary & Compliance Officer<BR>12. **Neeraj Swaroop** - Director<BR>13. **Padmaja Gangireddy** - Director<BR><BR>This team brings a diverse range of expertise and leadership to the company.

Who are the peers of the Spandana Sphoort?

Spandana Sphoort's peers include HUDCO, Indian Renewable, CreditAcc. Gram., IFCI, Tour. Fin. Corp., Muthoot Microfin, Fusion Finance, Satin Creditcare, and Guj. State Fin. In terms of management risk, CreditAcc. Gram. is rated excellent, while Spandana Sphoort and others have average to below average ratings; Tour. Fin. Corp. leads in 1-year returns at 61.69%, with Spandana Sphoort at -20.05%.

Peers: The peers of Spandana Sphoort are HUDCO, Indian Renewable, CreditAcc. Gram., IFCI, Tour. Fin. Corp., Muthoot Microfin, Fusion Finance, Satin Creditcare, and Guj. State Fin.<BR><BR>Quality Snapshot: Excellent management risk is observed at CreditAcc. Gram., while Average management risk is found at HUDCO, Indian Renewable, Muthoot Microfin, Fusion Finance, and Spandana Sphoort. Below Average management risk is noted for IFCI, Tour. Fin. Corp., and Satin Creditcare. Growth is rated as Good for Indian Renewable and Average for HUDCO, CreditAcc. Gram., and Satin Creditcare, while Below Average growth is seen in Muthoot Microfin, Fusion Finance, Spandana Sphoort, IFCI, and Tour. Fin. Corp. Capital Structure is rated as Excellent for CreditAcc. Gram., IFCI, Tour. Fin. Corp., Muthoot Microfin, Fusion Finance, Satin Creditcare, and Spandana Sphoort, while Good capital structure is found at HUDCO.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Tour. Fin. Corp. at 61.69%, while the lowest is Indian Renewable at -34.75%. Spandana Sphoort's 1-year return of -20.05% is better than Indian Renewable's but worse than Tour. Fin. Corp.'s. Additionally, the six-month return is negative for HUDCO, Indian Renewable, Fusion Finance, and Guj. State Fin.

When is the next results date for Spandana Sphoorty Financial Ltd?

The next results date for Spandana Sphoorty Financial Ltd is 05 May 2026.

The next results date for Spandana Sphoorty Financial Ltd is scheduled for 05 May 2026.

Is Spandana Sphoort overvalued or undervalued?

As of November 28, 2025, Spandana Sphoort is considered overvalued with a valuation grade shift from risky to expensive, reflected by poor financial metrics such as a PE ratio of -1.28 and a year-to-date stock decline of 19.37%, significantly underperforming compared to peers like Bajaj Finance and the Sensex.

As of 28 November 2025, the valuation grade for Spandana Sphoort has moved from risky to expensive, indicating a significant shift in its perceived value. The company is currently considered overvalued based on its financial metrics. Notable ratios include a PE ratio of -1.28, an EV to EBITDA of -3.18, and a ROE of -66.63%, all of which suggest underlying financial distress.<BR><BR>In comparison to its peers, Spandana Sphoort's valuation stands out unfavorably; for instance, Bajaj Finance has a PE ratio of 35.28, while Life Insurance boasts a much healthier EV to EBITDA of 9.12. Furthermore, the company's recent stock performance has lagged behind the Sensex, with a year-to-date decline of 19.37% compared to the Sensex's gain of 9.68%. Overall, these factors contribute to the conclusion that Spandana Sphoort is overvalued in its current market position.

Is Spandana Sphoort technically bullish or bearish?

As of November 10, 2025, the market trend is mildly bearish, with mixed indicators showing bearish signals outweighing bullish ones, suggesting a cautious approach.

As of 10 November 2025, the technical trend has changed from bearish to mildly bearish. The current stance is mildly bearish, driven by a combination of indicators. The weekly MACD is mildly bullish, but the monthly MACD remains bearish, indicating mixed signals. The RSI shows no signal on the weekly chart while being bullish on the monthly, suggesting potential for upward movement but lacking immediate momentum. Bollinger Bands are bearish on both weekly and monthly timeframes, reinforcing the bearish outlook. Daily moving averages are also bearish, further supporting the negative sentiment. KST is mildly bullish on the weekly but bearish monthly, and Dow Theory indicates no trend weekly and mildly bearish monthly. Overall, the mixed indicators suggest a cautious approach, with the bearish signals outweighing the bullish ones at this time.

How has been the historical performance of Spandana Sphoort?

Spandana Sphoort experienced significant financial fluctuations, with net sales peaking at 2,423.71 crore in March 2024 before declining to 2,355.16 crore in March 2025, resulting in substantial losses and a negative profit after tax of -1,035.16 crore for 2025. The company also saw a drastic increase in total expenditure and a decrease in total liabilities and assets during this period.

Answer:<BR>The historical performance of Spandana Sphoort shows significant fluctuations in key financial metrics over the years, particularly from March 2019 to March 2025.<BR><BR>Breakdown:<BR>Spandana Sphoort's net sales peaked at 2,423.71 crore in March 2024 but declined to 2,355.16 crore by March 2025. The total operating income followed a similar trend, reaching 2,423.71 crore in March 2024 before dropping to 2,355.16 crore in March 2025. The company's total expenditure, excluding depreciation, surged to 2,847.93 crore in March 2025 from 916.19 crore in March 2024, leading to an operating profit (PBDIT) of -492.77 crore in March 2025, a stark contrast to the previous year's profit of 1,507.52 crore. This decline in profitability was reflected in the profit before tax, which fell to -1,378.80 crore in March 2025 from 670.57 crore in March 2024, resulting in a profit after tax of -1,035.16 crore for March 2025, down from 500.72 crore the prior year. The company's total liabilities decreased from 13,249.82 crore in March 2024 to 8,018.50 crore in March 2025, while total assets also declined to 8,018.50 crore from 13,249.82 crore. Cash flow from operating activities turned positive at 3,668 crore in March 2025, contrasting with the negative cash flow of -2,678 crore in March 2024. Overall, the financial performance of Spandana Sphoort indicates a challenging year in 2025, marked by significant losses and a reduction in both sales and profitability compared to the previous year.

Who are the top shareholders of the Spandana Sphoort?

The top shareholders of Spandana Sphoort include Kangchenjunga Limited, the largest promoter with 41.1%, and 58 Foreign Institutional Investors holding 19.83%. Additionally, Goldman Sachs Funds owns 3.76%, while individual investors hold 22.44% of the shares.

The top shareholders of Spandana Sphoort include the promoters, with Kangchenjunga Limited being the largest individual promoter holding 41.1%. In terms of institutional investors, 58 Foreign Institutional Investors (FIIs) collectively hold 19.83% of the company. Additionally, Goldman Sachs Funds - Goldman Sachs India Equity P is the highest public shareholder, owning 3.76%. Individual investors also hold a significant portion, accounting for 22.44% of the shares.

Has Spandana Sphoort declared dividend?

No Dividend History Available