Spandana Sphoort

Why is Spandana Sphoorty Financial Ltd falling/rising?

As of 18-Aug, Spandana Sphoorty Financial Ltd's stock price is Rs 240.30, down 2.77%, reflecting a significant downward trend with a year-to-date decline of 10.85% and a three-year drop of 68.60%. The stock is underperforming compared to the sector and trading below all major moving averages, indicating bearish market sentiment.

As of 18-Aug, Spandana Sphoorty Financial Ltd's stock price is falling, currently at Rs 240.30, which reflects a decrease of Rs 6.85 or 2.77%. The stock has underperformed compared to the sector by 2.82% today. It reached an intraday low of Rs 240, marking a decline of 2.89%. <BR><BR>The stock's performance over various periods indicates a significant downward trend, with a 1-week decline of 3.63% and a 1-month drop of 18.94%. Year-to-date, the stock is down 10.85%, while over the past three years, it has plummeted by 68.60%. This stark contrast is highlighted by the performance of the benchmark Sensex, which has seen a much smaller decline of 1.18% over the past week and 1.17% over the past month.<BR><BR>Additionally, the stock is trading below its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages, indicating a bearish trend. Investor participation has also decreased, with delivery volume on August 17 falling by 45.54% compared to the 5-day average. Despite some positive financial results reported for June 26, such as the highest PBDIT and operating profit margins, the overall market sentiment and declining trading metrics suggest that the stock is currently facing significant downward pressure.

Which are the latest news on Spandana Sphoort?

Who are in the management team of Spandana Sphoort?

The management team of Spandana Sphoort includes Shalabh Saxena (Managing Director & CEO), Abanti Mitra (Chairperson), and several independent directors such as Deepak Calian Vaidya and Jagdish Capoor, along with other nominees and directors, ensuring diverse expertise in governance and strategy.

The management team of Spandana Sphoort includes the following individuals:<BR><BR>1. **Shalabh Saxena** - Managing Director & CEO<BR>2. **Abanti Mitra** - Chairperson<BR>3. **Deepak Calian Vaidya** - Independent Director<BR>4. **Jagdish Capoor** - Independent Director<BR>5. **Animesh Chauhan** - Independent Director<BR>6. **Dipali Sheth** - Independent Director<BR>7. **Vinayak Prasad** - Independent Director<BR>8. **Ramchandra Kasargod Kamath** - Nominee<BR>9. **Kartikeya Dhruv Kaji** - Nominee<BR>10. **Sunish Sharma** - Nominee<BR>11. **Ramesh Periasamy** - Company Secretary & Compliance Officer<BR>12. **Neeraj Swaroop** - Director<BR>13. **Padmaja Gangireddy** - Director<BR><BR>This diverse team brings a range of expertise to the company, contributing to its governance and strategic direction.

What does Spandana Sphoort do?

Spandana Sphoorty Financial Ltd is a small-cap finance company incorporated in 2003, reporting net sales of 284 Cr and a net profit of 12 Cr for June 2026. Key metrics include a market cap of INR 1,761 Cr, a debt-equity ratio of 1.85, and a return on equity of -32.83%.

Overview:<BR>Spandana Sphoorty Financial Ltd operates in the finance industry and is categorized as a small-cap company.<BR><BR>History:<BR>The company was incorporated in 2003 under the name "Spandana Sphoorty Innovative Financial Services Limited." The latest quarterly results reported net sales and net profit for June 2026.<BR><BR>Financial Snapshot:<BR>Net Sales: 284 Cr (Quarterly Results - Jun 2026) <BR>Net Profit: 12 Cr (Quarterly Results - Jun 2026) <BR>Market cap: INR 1,761 Cr (Small Cap)<BR><BR>Key Metrics:<BR>P/E: N/A <BR>Industry P/E: 21 <BR>Dividend Yield: 0.00% <BR>Debt Equity: 1.85 <BR>Return on Equity: -32.83% <BR>Price to Book: 0.82<BR><BR>Contact Details:<BR>Registrar Address: Not available. <BR>Phone: Not available. <BR>Email: Not available. <BR>Website: Not available.

Who are the peers of the Spandana Sphoort?

Spandana Sphoort's peers include HUDCO, Indian Renewable, CreditAcc. Gram., IFCI, Muthoot Microfin, and others. In terms of management risk, CreditAcc. Gram. is rated excellent, while Spandana Sphoort and others have average ratings; Spandana Sphoort's 1-year return is 1.64%.

Peers: The peers of Spandana Sphoort are HUDCO, Indian Renewable, CreditAcc. Gram., IFCI, Tour. Fin. Corp., Muthoot Microfin, Fusion Finance, Satin Creditcare, and Guj. State Fin.<BR><BR>Quality Snapshot: Excellent management risk is observed at CreditAcc. Gram., while Average management risk is found at HUDCO, Indian Renewable, Muthoot Microfin, Fusion Finance, and Spandana Sphoort, and Below Average management risk is noted at IFCI, Tour. Fin. Corp., Satin Creditcare, and the rest. Growth is rated as Excellent for CreditAcc. Gram., Good for Indian Renewable and Satin Creditcare, Average for HUDCO and IFCI, and Below Average for Muthoot Microfin, Fusion Finance, Spandana Sphoort, Tour. Fin. Corp., and the rest. Capital Structure is Excellent for CreditAcc. Gram., IFCI, Muthoot Microfin, Fusion Finance, Satin Creditcare, and Spandana Sphoort, Good for HUDCO and Indian Renewable, while Guj. State Fin. does not qualify.<BR><BR>Return Snapshot: The peer with the highest 1-year return is IFCI at 43.60%, while Guj. State Fin. has the lowest at -27.20%. Spandana Sphoort's 1-year return is 1.64%, which is higher than Guj. State Fin. but lower than IFCI. Additionally, the six-month return is negative for HUDCO, Indian Renewable, Muthoot Microfin, Fusion Finance, and Guj. State Fin.

How big is Spandana Sphoort?

As of 14th August, Spandana Sphoorty Financial Ltd has a market capitalization of 1,754.82 Cr, with recent net sales of 1,007.42 Cr and a net profit loss of 326.95 Cr over the last four quarters.

As of 14th August, <BR><BR>Market Cap: Spandana Sphoorty Financial Ltd has a market capitalization of 1,754.82 Cr, categorizing it as a Small Cap company.<BR><BR>Recent Quarterly Performance: The sum of Net Sales for the latest 4 quarters is 1,007.42 Cr, while the sum of Net Profit for the same period reflects a loss of 326.95 Cr.<BR><BR>Balance Sheet Snapshot: The reporting period for the balance sheet is March 2026. Shareholder's Funds are valued at 2,129.39 Cr, and Total Assets amount to 5,543.79 Cr.

Are Spandana Sphoorty Financial Ltd latest results good or bad?

Spandana Sphoorty Financial Ltd's latest Q1 FY27 results show a significant net profit increase of 125.43% and improved operational efficiency, but concerns remain due to reliance on non-core income and low return on equity. Overall, while there are positive signs, caution is advised regarding the sustainability of this recovery.

Spandana Sphoorty Financial Ltd's latest results for Q1 FY27 show a mixed picture, but overall, there are signs of improvement that could be viewed positively. The company reported a net profit of ₹11.88 crores, which is a significant increase of 125.43% compared to the previous quarter. This marks a return to profitability after a challenging period characterized by asset quality issues.<BR><BR>Interest income also grew by 9.33% quarter-on-quarter, reaching ₹283.91 crores, although it reflects a year-on-year decline of 5.51%. The operating margin, excluding other income, improved to 46.81%, the highest level in eight quarters, indicating enhanced operational efficiency.<BR><BR>However, there are critical concerns to consider. The company's profitability heavily relies on other income, which accounted for a substantial portion of its earnings, raising questions about the sustainability of this profit. Additionally, the return on equity (ROE) remains low at 3.28%, and the company has faced significant challenges in the past, including severe asset quality deterioration.<BR><BR>In summary, while the latest results indicate a positive turnaround in terms of profitability and operational efficiency, the reliance on non-core income and ongoing asset quality issues suggest that caution is warranted. Investors may want to monitor the company's performance closely in the coming quarters to assess whether this recovery can be sustained.

Should I buy, sell or hold Spandana Sphoorty Financial Ltd?

When is the next results date for Spandana Sphoorty Financial Ltd?

The next results date for Spandana Sphoorty Financial Ltd is 05 May 2026.

The next results date for Spandana Sphoorty Financial Ltd is scheduled for 05 May 2026.

Is Spandana Sphoort overvalued or undervalued?

As of November 28, 2025, Spandana Sphoort is considered overvalued with a valuation grade shift from risky to expensive, reflected by poor financial metrics such as a PE ratio of -1.28 and a year-to-date stock decline of 19.37%, significantly underperforming compared to peers like Bajaj Finance and the Sensex.

As of 28 November 2025, the valuation grade for Spandana Sphoort has moved from risky to expensive, indicating a significant shift in its perceived value. The company is currently considered overvalued based on its financial metrics. Notable ratios include a PE ratio of -1.28, an EV to EBITDA of -3.18, and a ROE of -66.63%, all of which suggest underlying financial distress.<BR><BR>In comparison to its peers, Spandana Sphoort's valuation stands out unfavorably; for instance, Bajaj Finance has a PE ratio of 35.28, while Life Insurance boasts a much healthier EV to EBITDA of 9.12. Furthermore, the company's recent stock performance has lagged behind the Sensex, with a year-to-date decline of 19.37% compared to the Sensex's gain of 9.68%. Overall, these factors contribute to the conclusion that Spandana Sphoort is overvalued in its current market position.

Is Spandana Sphoort technically bullish or bearish?

As of November 10, 2025, the market trend is mildly bearish, with mixed indicators showing bearish signals outweighing bullish ones, suggesting a cautious approach.

As of 10 November 2025, the technical trend has changed from bearish to mildly bearish. The current stance is mildly bearish, driven by a combination of indicators. The weekly MACD is mildly bullish, but the monthly MACD remains bearish, indicating mixed signals. The RSI shows no signal on the weekly chart while being bullish on the monthly, suggesting potential for upward movement but lacking immediate momentum. Bollinger Bands are bearish on both weekly and monthly timeframes, reinforcing the bearish outlook. Daily moving averages are also bearish, further supporting the negative sentiment. KST is mildly bullish on the weekly but bearish monthly, and Dow Theory indicates no trend weekly and mildly bearish monthly. Overall, the mixed indicators suggest a cautious approach, with the bearish signals outweighing the bullish ones at this time.

How has been the historical performance of Spandana Sphoort?

Spandana Sphoort experienced significant financial fluctuations, with net sales peaking at 2,423.71 crore in March 2024 before declining to 2,355.16 crore in March 2025, resulting in substantial losses and a negative profit after tax of -1,035.16 crore for 2025. The company also saw a drastic increase in total expenditure and a decrease in total liabilities and assets during this period.

Answer:<BR>The historical performance of Spandana Sphoort shows significant fluctuations in key financial metrics over the years, particularly from March 2019 to March 2025.<BR><BR>Breakdown:<BR>Spandana Sphoort's net sales peaked at 2,423.71 crore in March 2024 but declined to 2,355.16 crore by March 2025. The total operating income followed a similar trend, reaching 2,423.71 crore in March 2024 before dropping to 2,355.16 crore in March 2025. The company's total expenditure, excluding depreciation, surged to 2,847.93 crore in March 2025 from 916.19 crore in March 2024, leading to an operating profit (PBDIT) of -492.77 crore in March 2025, a stark contrast to the previous year's profit of 1,507.52 crore. This decline in profitability was reflected in the profit before tax, which fell to -1,378.80 crore in March 2025 from 670.57 crore in March 2024, resulting in a profit after tax of -1,035.16 crore for March 2025, down from 500.72 crore the prior year. The company's total liabilities decreased from 13,249.82 crore in March 2024 to 8,018.50 crore in March 2025, while total assets also declined to 8,018.50 crore from 13,249.82 crore. Cash flow from operating activities turned positive at 3,668 crore in March 2025, contrasting with the negative cash flow of -2,678 crore in March 2024. Overall, the financial performance of Spandana Sphoort indicates a challenging year in 2025, marked by significant losses and a reduction in both sales and profitability compared to the previous year.

Who are the top shareholders of the Spandana Sphoort?

The top shareholders of Spandana Sphoort include Kangchenjunga Limited, the largest promoter with 41.1%, and 58 Foreign Institutional Investors holding 19.83%. Additionally, Goldman Sachs Funds owns 3.76%, while individual investors hold 22.44% of the shares.

The top shareholders of Spandana Sphoort include the promoters, with Kangchenjunga Limited being the largest individual promoter holding 41.1%. In terms of institutional investors, 58 Foreign Institutional Investors (FIIs) collectively hold 19.83% of the company. Additionally, Goldman Sachs Funds - Goldman Sachs India Equity P is the highest public shareholder, owning 3.76%. Individual investors also hold a significant portion, accounting for 22.44% of the shares.

Has Spandana Sphoort declared dividend?

No Dividend History Available