Star Health Insu

Who are the top shareholders of the Star Health Insu?

The top shareholder of Star Health Insurance is Safecrop Investments India LLP, holding 40.23%. Other significant shareholders include 18 mutual fund schemes with 9.45%, 177 foreign institutional investors with 18.68%, and individual investors with 5.57%.

The top shareholders of Star Health Insurance include a mix of promoters, institutional investors, and individual shareholders. The largest shareholder is Safecrop Investments India LLP, which holds 40.23% of the company. <BR><BR>In terms of institutional holdings, 18 mutual fund schemes collectively own 9.45%, while 177 foreign institutional investors (FIIs) hold 18.68%. The highest public shareholder is ICICI Prudential Pharma Healthcare and Diagnostics Fund, which has a stake of 4.8%. Additionally, individual investors collectively hold 5.57% of the company. <BR><BR>This diverse ownership structure reflects a strong interest from both domestic and international investors.

how big is Star Health Insu?

As of Jun 06, Star Health & Allied Insurance Company Ltd has a market capitalization of 27,559.00 Cr, with net sales of 14,822.20 Cr and net profit of 645.87 Cr over the latest four quarters. Shareholder's funds are 6,670.59 Cr, and total assets amount to 17,409.55 Cr as of the latest annual period ending in Mar 24.

Market Cap: As of Jun 06, the company name is Star Health & Allied Insurance Company Ltd, with a market capitalization of 27,559.00 Cr, classified as Large Cap.<BR><BR>Recent Quarterly Performance: For the latest 4 quarters, the sum of Net Sales is 14,822.20 Cr and the sum of Net Profit is 645.87 Cr. This data is presented on a Standalone basis.<BR><BR>Balance Sheet Snapshot: This is Standalone data for the latest annual period ending in Mar 24. The Shareholder's Funds are reported at 6,670.59 Cr, and the Total Assets amount to 17,409.55 Cr.

What does Star Health Insu do?

Star Health & Allied Insurance Company Ltd specializes in health insurance and was established in 2005. As of March 2025, it reported net sales of ₹3,798 Cr and a net profit of ₹1 Cr, with a market cap of ₹27,574 Cr.

Overview:<BR>Star Health & Allied Insurance Company Ltd operates in the insurance industry as a large-cap company, specializing in health insurance.<BR><BR>History:<BR>The company was incorporated on 17 June 2005 in Chennai and received regulatory approval from the Insurance Regulatory and Development Authority of India (IRDAI) to commence health insurance operations on 16 March 2006. The latest quarterly results reported net sales and net profit for the period ending March 2025.<BR><BR>Financial Snapshot:<BR>- Net Sales: 3,798 Cr (Quarterly Results - Mar 2025)<BR>- Net Profit: 1 Cr (Quarterly Results - Mar 2025)<BR>- Market Cap: Rs 27,574 Cr (Large Cap)<BR><BR>Key Metrics:<BR>- P/E: 42.00<BR>- Industry P/E: 23<BR>- Dividend Yield: 0.00%<BR>- Debt Equity: 0.07<BR>- Return on Equity: 9.59%<BR>- Price to Book: 4.08<BR><BR>Contact Details:<BR>Registrar Address: Not available.

Who are in the management team of Star Health Insu?

As of March 2023, the management team of Star Health Insurance includes Anand Shankar Roy as Managing Director & CEO, along with several nominees and independent directors, such as Rohit Bhasin and Anisha Motwani.

As of March 2023, the management team of Star Health Insurance includes the following individuals:<BR><BR>1. Sumir Chadha - Nominee<BR>2. Deepak Ramineedi - Nominee<BR>3. Utpal Seth - Nominee<BR>4. Rohit Bhasin - Independent Director<BR>5. Anisha Motwani - Independent Director<BR>6. Berjis M Desai - Independent Director<BR>7. Rajeev Kumar Agarwal - Independent Director<BR>8. Anand Shankar Roy - Managing Director & CEO<BR>9. Rajni Sekhri Sibal - Independent Director<BR>10. Jayashree Sethuraman - Company Secretary & Compliance Officer<BR><BR>This team comprises a mix of nominees and independent directors, with Anand Shankar Roy serving as the Managing Director and CEO.

When is the next results date for Star Health Insu?

No Upcoming Board Meetings

Has Star Health Insu declared dividend?

No Dividend History Available

Who are the peers of the Star Health Insu?

Star Health Insu's peers include Life Insurance, SBI Life, HDFC Life, ICICI Pru Life, ICICI Lombard, Max Financial, Go Digit General, Niva Bupa Health, and Medi Assist. Star Health Insu has an average management risk and a 1-year return of -7.54%, higher than Life Insurance's -10.43% but lower than its other peers.

Peers: The peers of Star Health Insu are Life Insurance, SBI Life Insuran, HDFC Life Insur., ICICI Pru Life, ICICI Lombard, General Insuranc, Max Financial, Go Digit General, Niva Bupa Health, and Medi Assist Ser.<BR><BR>Quality Snapshot: Excellent management risk is observed at ICICI Lombard, while Average management risk is found at Life Insurance, SBI Life Insuran, HDFC Life Insur., ICICI Pru Life, General Insuranc, Max Financial, Go Digit General, Star Health Insu, Niva Bupa Health, and Medi Assist Ser. Growth is Excellent at Go Digit General and Niva Bupa Health, while Average growth is noted for Life Insurance, SBI Life Insuran, HDFC Life Insur., ICICI Pru Life, ICICI Lombard, General Insuranc, Max Financial, Star Health Insu, and Medi Assist Ser. Capital Structure is Excellent across all peers.<BR><BR>Return Snapshot: Max Financial has the highest 1-year return at 62.40%, while Life Insurance has the lowest at -10.43%. Star Health Insu's 1-year return is -7.54%, which is higher than Life Insurance but lower than all other peers. Additionally, Medi Assist Ser. has a negative six-month return.

Is Star Health Insu overvalued or undervalued?

As of October 29, 2025, Star Health Insurance is considered very expensive and overvalued with a PE ratio of 53.01, significantly higher than its peers, and has underperformed the market with a 1-year return of -10.85%.

As of 29 October 2025, the valuation grade for Star Health Insurance has moved from expensive to very expensive. This indicates a significant deterioration in its valuation outlook. The company is currently assessed as overvalued, with a PE ratio of 53.01, a Price to Book Value of 4.00, and an EV to EBIT of 13.77. These ratios suggest that the stock is trading at a premium compared to its earnings and book value.<BR><BR>In comparison to its peers, Bajaj Finance has a PE ratio of 37.96 and an EV to EBITDA of 20.16, while Life Insurance boasts a much lower PE ratio of 11.8 and an EV to EBITDA of 9.21, highlighting the expensive nature of Star Health Insurance relative to its competitors. Additionally, the company's recent stock performance has been underwhelming, with a 1-year return of -10.85% compared to the Sensex's 5.76%, further reinforcing the perception of overvaluation.

How has been the historical performance of Star Health Insu?

Star Health Insu has shown significant growth, with net sales increasing from 4,626.63 Cr in Mar'21 to 14,822.20 Cr in Mar'25, and profit after tax improving from a loss of 1,085.71 Cr to a profit of 645.86 Cr in the same period. Despite fluctuations in operating profit, total assets rose to 20,433.42 Cr in Mar'25, and cash flow from operations turned positive with a net inflow of 223.00 Cr.

Answer:<BR>The historical performance of Star Health Insu shows a significant growth trajectory in net sales and total operating income over the years, with net sales increasing from 4,626.63 Cr in Mar'21 to 14,822.20 Cr in Mar'25. Other operating income also rose from 423.69 Cr in Mar'21 to 1,279.03 Cr in Mar'25, contributing to a total operating income of 16,101.23 Cr in Mar'25, up from 5,050.32 Cr in Mar'21. Despite this growth, the operating profit (PBDIT) has fluctuated, peaking at 1,128.85 Cr in Mar'24 before declining to 861.05 Cr in Mar'25. Profit after tax has shown improvement, moving from a loss of 1,085.71 Cr in Mar'21 to a profit of 645.86 Cr in Mar'25. The company's total assets have also increased significantly, reaching 20,433.42 Cr in Mar'25 from 5,980.00 Cr in Mar'20, while total liabilities rose to 20,433.42 Cr in Mar'25 from 5,980.00 Cr in Mar'20. Cash flow from operating activities has been positive, with a net cash inflow of 223.00 Cr in Mar'25, compared to a net outflow of 1,221.00 Cr in Mar'22.<BR><BR>Breakdown:<BR>Star Health Insu has demonstrated robust growth in its financial metrics over the years. Net sales surged from 4,626.63 Cr in Mar'21 to 14,822.20 Cr in Mar'25, reflecting a strong demand for its services. Other operating income also increased significantly, contributing to a total operating income that rose from 5,050.32 Cr in Mar'21 to 16,101.23 Cr in Mar'25. However, the operating profit (PBDIT) experienced fluctuations, with a peak in Mar'24 at 1,128.85 Cr, followed by a decline to 861.05 Cr in Mar'25. The profit after tax improved notably, transitioning from losses in previous years to a profit of 645.86 Cr in Mar'25. The total assets of the company expanded impressively, reaching 20,433.42 Cr in Mar'25, while total liabilities mirrored this growth. Cash flow from operating activities remained positive, indicating a healthy operational performance, with a net cash inflow of 223.00 Cr in Mar'25, contrasting with the challenges faced in earlier years.

Is Star Health Insu technically bullish or bearish?

As of December 1, 2025, the trend is mildly bullish due to positive short-term signals, but mixed longer-term indicators suggest caution.

As of 1 December 2025, the technical trend has changed from bullish to mildly bullish. The current stance is mildly bullish, driven by the weekly MACD being bullish and the daily moving averages indicating a mildly bullish trend. However, the monthly MACD is mildly bearish, and the KST shows a bearish signal on the monthly timeframe. The Bollinger Bands are mildly bullish on the weekly but sideways on the monthly, indicating some indecision. Overall, while there are positive signals in the short term, the mixed signals in the longer timeframes suggest caution.

Are Star Health & Allied Insurance Company Ltd latest results good or bad?

Star Health & Allied Insurance Company Ltd's latest results show a significant net profit increase of 133.55% quarter-on-quarter and an 11.86% year-on-year rise in premium income. However, concerns arise from decreased operating and net profit margins, along with underperformance compared to the broader market, indicating mixed overall results.

Star Health & Allied Insurance Company Ltd's latest results present a mixed picture. On the positive side, the company reported a net profit of ₹128.22 crores for Q3 FY26, which is a significant increase of 133.55% quarter-on-quarter. Additionally, premium income grew by 11.86% year-on-year, reaching ₹4,250.44 crores, indicating strong top-line momentum.<BR><BR>However, there are notable concerns regarding profitability. The operating margin has decreased sharply to 4.04%, down from 7.51% in the same quarter last year, reflecting a compression of 347 basis points. Similarly, the net profit margin has also contracted to 3.02%, down from 5.66% year-on-year. This margin compression raises questions about the company's ability to convert premium growth into sustainable profits, especially in a competitive market environment.<BR><BR>Moreover, the stock has underperformed compared to the broader market, delivering negative returns over the past year while the Sensex has gained. The overall sentiment among investors appears cautious, as indicated by the stock trading significantly below its 52-week high.<BR><BR>In summary, while there are positive signs in terms of premium growth and sequential profit improvement, the significant margin compression and underperformance relative to peers suggest that the results are not entirely favorable. Investors should be mindful of these challenges as they assess the company's future prospects.

Should I buy, sell or hold Star Health & Allied Insurance Company Ltd?

Why is Star Health & Allied Insurance Company Ltd falling/rising?

As of 02-Feb, the stock price of Star Health & Allied Insurance Company Ltd is at 467.55, down 0.67% after five days of gains. Despite this short-term decline, the stock has a strong long-term outlook due to solid fundamentals and significant investor interest.

As of 02-Feb, the stock price of Star Health & Allied Insurance Company Ltd is currently at 467.55, reflecting a decrease of 3.15 points or 0.67%. This decline comes after a period of five consecutive days of gains, indicating a trend reversal. Despite this recent drop, the stock has shown strong performance over the past week, with a return of 9.90%, significantly outperforming the Sensex, which only gained 0.16% in the same period.<BR><BR>In terms of moving averages, the stock is trading above its 5-day, 20-day, 50-day, 100-day, and 200-day averages, suggesting a generally positive long-term trend. Additionally, there has been a notable increase in investor participation, with delivery volume rising by 141.49% compared to the 5-day average, indicating heightened interest in the stock.<BR><BR>However, the stock's performance today has underperformed its sector by 1.25%, which may contribute to the current price decline. Despite this, the company maintains strong long-term fundamentals, evidenced by a 19.27% compound annual growth rate (CAGR) in operating profits and high institutional holdings at 35.03%, which typically indicates confidence from larger investors.<BR><BR>Overall, while the stock is experiencing a short-term decline, its strong fundamentals and recent performance suggest that the long-term outlook remains positive.

Which are the latest news on Star Health Insu?