New India Assura

Who are in the management team of New India Assura?

As of March 2023, the management team of New India Assura includes Neerja Kapur (Chairman & Managing Director), A S Rajeev, Ratan Kumar Das, Surender Kumar Agarwal, Mandakini Balodhi, Titus Francis Maliakkel (Director & CFO), Smita Srivastava, Akani Devi, and Jayashree Anil Nair (Company Secretary & Compliance Officer). They oversee the company's strategic direction and governance.

As of March 2023, the management team of New India Assura includes the following members:<BR><BR>1. Neerja Kapur - Chairman & Managing Director<BR>2. A S Rajeev - Independent Non-Executive Director<BR>3. Ratan Kumar Das - Independent Non-Executive Director<BR>4. Surender Kumar Agarwal - Independent Non-Executive Director<BR>5. Mandakini Balodhi - Nominee - Government Of India<BR>6. Titus Francis Maliakkel - Director & CFO<BR>7. Ms. Smita Srivastava - Director<BR>8. Akani Devi - Independent Director<BR>9. Jayashree Anil Nair - Company Secretary & Compliance Officer<BR><BR>This team is responsible for the strategic direction and governance of the company.

What is the bonus history of the New India Assura?

The New India Assurance Company Ltd announced a 1:1 bonus issue on June 27, 2018, with a record date of June 28, 2018, allowing shareholders to receive one additional share for each share held.

The New India Assurance Company Ltd has a bonus history that includes a notable 1:1 bonus issue announced on June 27, 2018. The record date for this bonus was June 28, 2018. This means that shareholders received one additional share for every share they held as of the record date.

Has New India Assura declared dividend?

Yes, New India Assurance Company Ltd has declared a 41% dividend, amounting to ₹2.05 per share, with an ex-date of September 6, 2024. While recent returns have been mixed, the company has shown substantial gains over the longer term, particularly in the 2 and 3-year periods.

New India Assurance Company Ltd has declared a 41% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 41%<BR>- Amount per share: 2.05<BR>- Ex-date: Sep-06-2024<BR><BR>Dividend Yield: 1.09%.<BR><BR>Total Returns by Period:<BR>In the last 6 months, the price return was -7.12%, with no dividend return, resulting in a total return of -7.12%.<BR><BR>Over the past year, the price return was -11.97%, and the dividend return was 0.85%, leading to a total return of -11.12%.<BR><BR>In the 2-year period, the price return was 61.9%, with a dividend return of 3.24%, culminating in a total return of 65.14%.<BR><BR>For the 3-year period, the price return was 95.2%, and the dividend return was 5.29%, resulting in a total return of 100.49%.<BR><BR>In the last 4 years, the price return was 9.76%, with a dividend return of 2.57%, leading to a total return of 12.33%.<BR><BR>Over the 5-year period, the price return was 61.28%, and the dividend return was 3.52%, resulting in a total return of 64.8%.<BR><BR>Overall, New India Assurance has declared a significant dividend, and while recent returns have been mixed, the longer-term performance shows substantial gains, particularly in the 2 and 3-year periods.

Who are the peers of the New India Assura?

Peers of New India Assura include SBI Life Insurance, HDFC Life Insurance, ICICI Lombard, and others. New India Assura has below-average growth and the lowest 1-year return at -35.73% among its peers.

Peers: The peers of New India Assura are SBI Life Insuran, HDFC Life Insur., ICICI Lombard, ICICI Pru Life, General Insuranc, Max Financial, Go Digit General, Star Health Insu, and Niva Bupa Health.<BR><BR>Quality Snapshot: Excellent management risk is observed at ICICI Lombard, while Average management risk is found at SBI Life Insuran, HDFC Life Insur., ICICI Pru Life, General Insuranc, Max Financial, Go Digit General, Star Health Insu, and Niva Bupa Health, and the rest. Growth is rated as Excellent for Go Digit General and Niva Bupa Health, Good for HDFC Life Insur., and Average for SBI Life Insuran, General Insuranc, Max Financial, and Star Health Insu, while Below Average growth is noted for ICICI Pru Life and New India Assura. Excellent capital structure is seen in SBI Life Insuran, HDFC Life Insur., ICICI Lombard, ICICI Pru Life, General Insuranc, Max Financial, Go Digit General, Star Health Insu, Niva Bupa Health, and the rest.<BR><BR>Return Snapshot: Max Financial has the highest 1-year return at 50.88%, while New India Assura has the lowest at -35.73%. This indicates that New India Assura's return is significantly lower than its peers. Additionally, the six-month return is negative for ICICI Pru Life, General Insuranc, and Star Health Insu.

What does New India Assura do?

New India Assurance Company Ltd is India's largest general insurance provider, established in 1919, with recent net sales of ₹116,642 Cr and a net profit of ₹3,585 Cr as of March 2025. It has a market cap of ₹30,875 Cr and key metrics include a P/E of 30.00 and a dividend yield of 1.11%.

Overview: <BR>New India Assurance Company Ltd is the largest general insurance company in India, operating in the insurance industry and classified as a large-cap entity.<BR><BR>History: <BR>The company was incorporated in 1919 and has maintained its status as a leading insurer. The latest quarterly results reported are for March 2025, showcasing significant sales and profit figures.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 116,642 Cr (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 3,585 Cr (Quarterly Results - Mar 2025) <BR>Market-cap value: INR 30,875 Cr (Large Cap)<BR><BR>Key Metrics: <BR>P/E: 30.00 <BR>Industry P/E: 23 <BR>Dividend Yield: 1.11% <BR>Debt Equity: 0.00 <BR>Return on Equity: 3.58% <BR>Price to Book: 1.05 <BR><BR>Contact Details: <BR>Address: New India Assurance Building, 87 M G Road Fort Mumbai Maharashtra : 400001 <BR>Tel: 91-22-22708263 <BR>Email: cmd.nia@newindia.co.in <BR>Website: http://www.newindia.co.in

Who are the top shareholders of the New India Assura?

The top shareholders of New India Assura are the Government of India, holding 85.44%, followed by the Life Insurance Corporation of India with 8.67%. Individual investors own 2.08%, while mutual funds and foreign institutional investors hold 0.09% and 0.91%, respectively.

The top shareholders of New India Assura are primarily dominated by the Government of India, which holds 85.44% of the shares in the name of the President of India. The next largest public shareholder is the Life Insurance Corporation of India, with a holding of 8.67%. Additionally, individual investors collectively hold 2.08% of the shares, while mutual funds and foreign institutional investors hold minor stakes of 0.09% and 0.91%, respectively. There are no pledged promoter holdings reported.

How big is New India Assura?

As of 24th July, New India Assurance Company Ltd has a market capitalization of 30,496.00 Cr, with net sales of 43,570.96 Cr and a net profit of 1,036.61 Cr over the latest four quarters. Shareholder's funds are valued at 28,295.98 Cr, and total assets amount to 1,07,825.75 Cr as of March 2024.

As of 24th July, <BR><BR>Market Cap: New India Assurance Company Ltd has a market capitalization of 30,496.00 Cr, categorizing it as a Large Cap company.<BR><BR>Recent Quarterly Performance: The sum of Net Sales for the latest 4 quarters is 43,570.96 Cr, while the sum of Net Profit for the same period is 1,036.61 Cr.<BR><BR>Balance Sheet Snapshot: The reporting period for the latest annual data is March 2024. Shareholder's Funds are valued at 28,295.98 Cr, and Total Assets amount to 1,07,825.75 Cr.

Is New India Assura technically bullish or bearish?

As of November 12, 2025, the market trend is mildly bearish, supported by bearish MACD readings, Bollinger Bands, KST, and Dow Theory across weekly and monthly time frames, despite a mildly bullish signal from daily moving averages.

As of 12 November 2025, the technical trend has changed from sideways to mildly bearish. The current stance is mildly bearish, driven by the weekly and monthly MACD readings, both indicating a bearish sentiment. The Bollinger Bands also reflect a mildly bearish trend on the weekly and a bearish trend on the monthly. The KST and Dow Theory confirm this bearish outlook on both time frames. Although the daily moving averages show a mildly bullish signal, this is overshadowed by the overall bearish indicators. The RSI shows no signal, indicating a lack of momentum in either direction. Overall, the strength of the bearish stance is supported by multiple indicators across different time frames.

How has been the historical performance of New India Assura?

New India Assura has shown steady growth in net sales and total operating income, increasing from 35,770.73 Cr in Mar'22 to 43,570.99 Cr in Mar'25. However, operating profit and profit after tax have declined significantly since peaking in Mar'21, while total assets and liabilities have risen substantially, and cash flow from operating activities has been negative.

Answer:<BR>The historical performance of New India Assura shows a steady growth in net sales and total operating income over the years, with net sales reaching 43,570.99 Cr in Mar'25, up from 35,770.73 Cr in Mar'22. The total operating income also increased to 43,570.99 Cr in Mar'25 from 35,770.73 Cr in Mar'22. However, the operating profit (PBDIT) has fluctuated, peaking at 2,059.76 Cr in Mar'21 before declining to 929.87 Cr in Mar'25. Profit after tax showed a similar trend, with a high of 1,640.47 Cr in Mar'21, dropping to 972.22 Cr in Mar'25. The company's total assets increased significantly from 75,296.37 Cr in Mar'20 to 1,09,499.47 Cr in Mar'25, while total liabilities also rose from 75,296.37 Cr in Mar'20 to 1,09,499.47 Cr in Mar'25. Cash flow from operating activities has been negative in recent years, with a cash outflow of 3,389.00 Cr in Mar'25, although cash flow from investing activities remained positive at 4,966.00 Cr.<BR><BR>Breakdown:<BR>New India Assura has demonstrated a consistent upward trend in net sales and total operating income, with figures rising from 35,770.73 Cr in Mar'22 to 43,570.99 Cr in Mar'25. Despite this growth, the operating profit (PBDIT) has seen significant fluctuations, peaking at 2,059.76 Cr in Mar'21 before declining to 929.87 Cr in Mar'25. Profit after tax also reflected this volatility, reaching a high of 1,640.47 Cr in Mar'21 and decreasing to 972.22 Cr in Mar'25. The company's total assets have grown substantially, increasing from 75,296.37 Cr in Mar'20 to 1,09,499.47 Cr in Mar'25, while total liabilities mirrored this growth, rising to the same figure. Cash flow from operating activities has been negative in recent years, with a notable outflow of 3,389.00 Cr in Mar'25, although cash flow from investing activities remained robust at 4,966.00 Cr, indicating ongoing investment despite operational challenges.

Is New India Assura overvalued or undervalued?

As of November 14, 2025, New India Assura is considered overvalued with a PE ratio of 25.53, significantly higher than its peers, and has underperformed in the market with a year-to-date return of -10.45%.

As of 14 November 2025, the valuation grade for New India Assura has moved from very expensive to expensive. The company is currently considered overvalued based on its financial metrics. The PE ratio stands at 25.53, which is significantly higher than peers like Life Insurance with a PE of 11.25 and I R F C at 23.13. Additionally, the EV to EBIT ratio is 14.16, which aligns with its expensive classification, while the PEG ratio is notably at 0.00, indicating a lack of growth expectations.<BR><BR>In comparison to its peers, New India Assura's valuation appears stretched, particularly when contrasted with Bajaj Finance, which is categorized as very expensive with a PE of 34.62. The company's recent stock performance has been underwhelming, with a year-to-date return of -10.45%, while the Sensex has gained 8.22% during the same period. This underperformance, coupled with its elevated valuation ratios, reinforces the conclusion that New India Assura is overvalued in the current market environment.

When is the next results date for New India Assurance Company Ltd?

The next results date for New India Assurance Company Ltd is January 30, 2026.

The next results date for New India Assurance Company Ltd is scheduled for January 30, 2026.

Are New India Assurance Company Ltd latest results good or bad?

New India Assurance Company Ltd's latest results are concerning, with a net profit decline of 86.50% quarter-on-quarter and 39.73% year-on-year, despite a 14.77% increase in net premium income. The company faces significant operational challenges, particularly in cost management, and investors should proceed with caution.

The latest results for New India Assurance Company Ltd indicate a challenging financial situation. In Q3 FY26, the company reported a consolidated net profit of ₹54.06 crores, which represents a dramatic decline of 86.50% quarter-on-quarter and 39.73% year-on-year. This significant drop in profitability raises concerns about the company's operational efficiency.<BR><BR>While the net premium income showed a positive trend, increasing by 14.77% quarter-on-quarter and 24.70% year-on-year to ₹13,449.68 crores, this growth did not translate into profit. The operating margin (excluding other income) fell to 1.39%, down from 2.01% in the previous quarter, indicating pressure on margins due to rising employee costs, which more than doubled sequentially.<BR><BR>The return on equity (ROE) is also concerning at just 3.07%, suggesting inefficient capital deployment and weak profitability relative to shareholder funds. Additionally, the company's stock has underperformed significantly, trading at ₹148.00, down 31.08% from its 52-week high.<BR><BR>Overall, the results reflect serious operational challenges, particularly in cost management, and suggest that the company is currently facing significant headwinds. Investors may want to approach with caution until there are clear signs of improvement in profitability and operational efficiency.

Should I buy, sell or hold New India Assurance Company Ltd?

Why is New India Assurance Company Ltd falling/rising?

As of 03-Apr, New India Assurance Company Ltd's stock price is 123.10, down 0.4%. The stock has significantly underperformed, with declines of 21.06% year-to-date and 22.85% over the past year, amid reduced investor interest and bearish trends.

As of 03-Apr, New India Assurance Company Ltd's stock price is currently at 123.10, reflecting a decrease of 0.5 (-0.4%). The stock has been underperforming significantly in both the short and long term, with a 1-week decline of 4.09% and a 1-month decline of 13.61%. Year-to-date, the stock has dropped by 21.06%, and over the past year, it has fallen by 22.85%, while the benchmark Sensex has only decreased by 4.30% during the same period.<BR><BR>The stock's performance today indicates it has outperformed its sector by 8.04%, but it is trading below all key moving averages, including the 5-day, 20-day, 50-day, 100-day, and 200-day averages. This suggests a bearish trend. Additionally, there has been a significant drop in investor participation, with delivery volume falling by 67.82% compared to the 5-day average, indicating reduced interest from investors.<BR><BR>Despite a rise in profits by 20.6% over the past year, the stock's return has been negative, and it is trading at a premium compared to its peers' average historical valuations. The company's poor long-term growth is highlighted by an annual operating profit decline of 7.10%. Furthermore, domestic mutual funds hold only 0.58% of the company, which may indicate a lack of confidence in the stock's current price or business outlook.<BR><BR>Overall, the combination of poor performance metrics, declining investor interest, and unfavorable comparisons to benchmarks and peers contribute to the stock's falling price.

Why is New India Assurance Company Ltd falling/rising?

As of 04-Apr, New India Assurance Company Ltd's stock price is 123.10, down 0.4%. The stock has significantly declined over various periods, with a year-to-date drop of 21.06%, and shows bearish trends with reduced investor interest and poor long-term growth prospects.

As of 04-Apr, New India Assurance Company Ltd's stock price is currently at 123.10, reflecting a decrease of 0.5 (-0.4%). The stock has shown a significant decline over various periods, with a 1-week drop of 4.09%, a 1-month decline of 13.61%, and a year-to-date decrease of 21.06%. Over the past year, the stock has underperformed with a return of -22.85%, while the broader market, represented by the Sensex, has only declined by 4.30% in the same timeframe.<BR><BR>The stock's performance today indicates it has outperformed its sector by 8.04%, but it is trading below all key moving averages, which suggests a bearish trend. Additionally, there has been a notable drop in investor participation, with delivery volume falling by 67.82% compared to the 5-day average, indicating reduced interest from investors.<BR><BR>Financially, the company has a return on equity (ROE) of 4 and a price-to-book value of 0.7, suggesting fair valuation; however, it trades at a premium compared to its peers. Despite a 20.6% increase in profits over the past year, the stock's poor long-term growth is concerning, as operating profit has decreased at an annual rate of -7.10%. Furthermore, domestic mutual funds hold only 0.58% of the company, which may indicate a lack of confidence in the stock's current valuation or business prospects.<BR><BR>Overall, the combination of declining stock performance, reduced investor interest, and poor long-term growth prospects contributes to the falling price of New India Assurance Company Ltd.

Why is New India Assurance Company Ltd falling/rising?

As of 05-Apr, New India Assurance Company's stock price is 123.10, down 0.4%. The stock has significantly underperformed with a year-to-date decline of 21.06% and shows declining investor interest, reflected in a 67.82% drop in delivery volume.

As of 05-Apr, New India Assurance Company Ltd's stock price is currently at 123.10, reflecting a decrease of 0.5 (-0.4%). The stock has shown a significant decline over various periods, with a year-to-date drop of 21.06% and a one-year decline of 22.85%. This underperformance is evident when compared to the benchmark Sensex, which has only fallen by 13.96% over the same period.<BR><BR>Today's performance indicates that the stock has outperformed its sector by 8.04%, but it is trading below all its moving averages, including the 5-day, 20-day, 50-day, 100-day, and 200-day averages. Additionally, there has been a notable decrease in investor participation, with delivery volume dropping by 67.82% compared to the 5-day average, suggesting a lack of interest from investors.<BR><BR>The company's fundamentals also reflect concerns, as it has a poor long-term growth outlook with an operating profit decline of -7.10% annually. Despite a profit increase of 20.6% over the past year, the stock has generated negative returns, leading to a PEG ratio of 0.8, which indicates that the stock may be overvalued compared to its earnings growth potential. Furthermore, domestic mutual funds hold only 0.58% of the company, which may signal a lack of confidence in its current valuation or business prospects.<BR><BR>Overall, the combination of poor long-term performance, declining investor interest, and unfavorable comparisons to benchmarks and peers contributes to the stock's current downward trend.

Which are the latest news on New India Assura?