AGS Transact

Which are the latest news on AGS Transact?

Why is AGS Transact Technologies Ltd falling/rising?

As of 05-Sep, AGS Transact Technologies Ltd's stock price is at 2.00, unchanged from the previous session, reflecting a year-to-date decline of 51.69% and a one-year drop of 62.89%, indicating significant underperformance compared to the Sensex. The stock is trading below all key moving averages, suggesting a bearish trend despite a slight increase in investor participation.

As of 05-Sep, AGS Transact Technologies Ltd's stock price is currently at 2.00, with no change from the previous trading session. The stock has shown a significant decline over various periods, with a year-to-date drop of 51.69% and a one-year decrease of 62.89%. This trend indicates a substantial underperformance compared to the benchmark Sensex, which has only declined by 10.21% year-to-date.<BR><BR>In terms of recent performance, the stock has also fallen by 7.83% over the past month, while the Sensex decreased by only 2.44%. Additionally, over the last three years, AGS Transact has plummeted by 96.89%, contrasting sharply with the Sensex's growth of 16.59% during the same period. <BR><BR>Despite the stock's current price being stable, it is trading below all key moving averages, including the 5-day, 20-day, 50-day, 100-day, and 200-day averages, which typically indicates a bearish trend. However, there has been a slight increase in investor participation, with delivery volume rising by 4.51% against the 5-day average, suggesting some interest in trading the stock.<BR><BR>Overall, the combination of significant historical declines, underperformance relative to the benchmark, and trading below moving averages contributes to the perception that AGS Transact Technologies Ltd is in a downward trend.

Who are in the management team of AGS Transact?

The management team of AGS Transact includes Ravi Badrinarain Goyal (Chairman & Managing Director), Anupama Ravi Goyal (Director), and several independent directors such as Sudip Bandyopadhyay and Vijay Chugh, among others, bringing diverse skills and experiences to the company.

The management team of AGS Transact includes the following individuals:<BR><BR>1. **Ravi Badrinarain Goyal** - Chairman & Managing Director<BR>2. **Anupama Ravi Goyal** - Director<BR>3. **Sudip Bandyopadhyay** - Independent Director<BR>4. **Vijay Chugh** - Independent Director<BR>5. **Rahul Narain Bhagat** - Independent Director<BR>6. **Subrata Kumar Mitra** - Independent Director<BR>7. **Stanley Johnson P** - Director<BR>8. **Vinayak R. Goyal** - Director<BR>9. **Sneha Kadam** - Company Secretary & Compliance Officer<BR>10. **Jhuma Guha** - Additional Non-Executive Director & Independent Director<BR>11. **Sivanandhan Dhanushkodi** - Additional Director<BR>12. **Sudip Bandyopadhyay** - Non-Executive Director<BR><BR>This team brings a diverse set of skills and experiences to the company.

What does AGS Transact do?

AGS Transact Technologies Ltd is a micro-cap fintech company that provides financial technology solutions. As of December 2024, it reported net sales of 210 Cr and a net loss of 194 Cr, with a market cap of INR 26 Cr.

Overview:<BR>AGS Transact Technologies Ltd operates in the financial technology (fintech) sector and is categorized as a micro-cap company.<BR><BR>History:<BR>The company was incorporated in 2002 as AGS Infotech Private Limited and underwent several name changes, becoming AGS Transact Technologies Private Limited in 2010, and later AGS Transact Technologies Limited upon conversion to a public limited company. The most recent quarterly results reported net sales and net profit for December 2024.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 210 Cr (Quarterly Results - Dec 2024) <BR>Most recent Net Profit: -194 Cr (Quarterly Results - Dec 2024) <BR>Market-cap value: INR 26 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: N/A <BR>Industry P/E: 22 <BR>Dividend Yield: 0.00% <BR>Debt-Equity: 1.79 <BR>Return on Equity: 1.72% <BR>Price to Book: 0.05<BR><BR>Contact Details:<BR>No Company Details Available <BR>Registrar Address: Not available.

Who are the peers of the AGS Transact?

AGS Transact's peers include One 97, PB Fintech, AvenuesAI, One Mobikwik, Fino Payments, WSFX Global, Suvidhaa Info., and MOS Utility. AGS Transact has below-average management risk, growth, and capital structure compared to its peers, with a 1-year return of -65.64%.

Peers: The peers of AGS Transact are One 97, PB Fintech., AvenuesAI, One Mobikwik, Fino Payments, WSFX Global, Suvidhaa Info., and MOS Utility.<BR><BR>Quality Snapshot: Excellent management risk is observed at One 97 and PB Fintech., while Average management risk is found at MOS Utility. Below Average management risk is noted for AvenuesAI, One Mobikwik, Fino Payments, WSFX Global, Suvidhaa Info., and AGS Transact. Growth is Excellent for PB Fintech., AvenuesAI, and WSFX Global, while Good growth is seen at One 97 and One Mobikwik. Average growth is noted for Fino Payments, and Below Average growth is observed at Suvidhaa Info. and AGS Transact. Excellent capital structure is present at One 97, PB Fintech., AvenuesAI, One Mobikwik, Fino Payments, WSFX Global, and MOS Utility, while Below Average capital structure is found at Suvidhaa Info. and AGS Transact.<BR><BR>Return Snapshot: The peer with the highest 1-year return is One 97 at 39.08%, while the peer with the lowest is Fino Payments at -50.22%. AGS Transact's own 1-year return is -65.64%, which is lower than both of these peers. Additionally, AvenuesAI, One Mobikwik, Fino Payments, Suvidhaa Info., and AGS Transact all have negative six-month returns.

How big is AGS Transact?

As of 31st August, AGS Transact Technologies Ltd has a market capitalization of 26.00 Cr and reported Net Sales of 1250.26 Cr, with a Net Profit loss of 169.69 Cr over the latest four quarters. Shareholder's Funds are 461.66 Cr, and Total Assets are valued at 1,987.62 Cr as of March 2024.

As of 31st August, AGS Transact Technologies Ltd has a market capitalization of 26.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest four quarters, the company reported Net Sales of 1250.26 Cr. However, it faced a loss of 169.69 Cr in Net Profit during the same period.<BR><BR>The latest reporting period for the balance sheet is March 2024. Shareholder's Funds stand at 461.66 Cr, while Total Assets are valued at 1,987.62 Cr.

Who are the top shareholders of the AGS Transact?

The top shareholders of AGS Transact include Vineha Enterprises Private Limited with 31.69%, individual investors at 32.61%, and HDFC Trustee Company Ltd. (3.57%). Institutional investors hold a total of 3.69%, with foreign institutional investors at 0.12%.

The top shareholders of AGS Transact include several key players. The majority of the shares are held by promoters, with Vineha Enterprises Private Limited being the largest promoter, holding 31.69%. Individual investors collectively hold 32.61% of the shares. In terms of institutional investment, mutual funds have a stake through one scheme, accounting for 3.57%, while foreign institutional investors (FIIs) hold a small portion of 0.12%. The highest public shareholder is HDFC Trustee Company Ltd., which manages the HDFC Balanced Advantage Fund, also holding 3.57%.

Is AGS Transact overvalued or undervalued?

As of February 17, 2025, AGS Transact is considered risky and overvalued due to a negative PE ratio of -0.40, a high EV to EBITDA ratio of 17.98, a low ROE of 1.72%, and a significant year-to-date stock decline of -92.11%, especially when compared to stronger peers like Tata Consultancy Services and Infosys.

As of 17 February 2025, the valuation grade for AGS Transact has moved from very attractive to risky, indicating a significant shift in market perception. The company appears to be overvalued at this time, especially considering its negative PE ratio of -0.40 and an EV to EBITDA ratio of 17.98, which is notably high compared to its peers. Additionally, the ROE stands at a mere 1.72%, suggesting inefficiency in generating returns for shareholders.<BR><BR>In comparison to its peers, AGS Transact's valuation metrics are concerning. For instance, Tata Consultancy Services Ltd. has a PE ratio of 25.23 and an EV to EBITDA of 17.63, while Infosys Ltd. shows a PE of 24.32 and an EV to EBITDA of 15.83, both indicating much stronger financial health and growth potential. Furthermore, AGS Transact's stock has underperformed significantly, with a year-to-date return of -92.11% compared to the Sensex's 5.57%, reinforcing the notion that the company is currently overvalued in the market.

What is the technical trend for AGS Transact?

As of June 2, 2025, AGS Transact shows a mildly bearish trend with mixed signals from various indicators, including a mildly bullish weekly MACD and bearish Bollinger Bands.

As of 2 June 2025, the technical trend for AGS Transact has changed from bearish to mildly bearish. The weekly MACD indicates a mildly bullish stance, while the monthly MACD is mildly bearish. The weekly RSI is bullish, but the monthly RSI shows no signal. Bollinger Bands are bearish on both weekly and monthly time frames. Daily moving averages are bearish, and the weekly KST is mildly bullish, contrasting with the monthly Dow Theory, which is bearish. Overall, the current technical stance is mildly bearish, influenced by mixed signals across different indicators and time frames.

How has been the historical performance of the AGS Transact?

AGS Transact has experienced a declining trend in net sales and profitability over the past five years, reporting a net loss of Rs -80.09 crore for the fiscal year ending March 2024, with net sales decreasing to Rs 1,470.63 crore. Despite improved cash flow from operating activities, the company's overall financial health remains concerning.

Answer:<BR>The historical performance of AGS Transact shows a declining trend in net sales and profitability over the past five years, culminating in a net loss for the fiscal year ending March 2024.<BR><BR>Breakdown:<BR>In the fiscal year ending March 2024, AGS Transact reported net sales of Rs 1,470.63 crore, a decrease from Rs 1,671.27 crore in March 2023 and Rs 1,771.87 crore in March 2022. The total operating income mirrored this decline, remaining at Rs 1,470.63 crore in March 2024. The company faced significant challenges, with an operating profit (PBDIT) of Rs 235.58 crore in March 2024, down from Rs 431.87 crore in the previous year. This decline in profitability was reflected in a profit before tax of Rs -125.35 crore for March 2024, contrasting with a profit of Rs 57.53 crore in March 2023. Consequently, the profit after tax also fell to Rs -80.09 crore in March 2024, compared to a profit of Rs 36.96 crore in the prior year. The company's total liabilities decreased to Rs 1,987.62 crore in March 2024 from Rs 2,232.93 crore in March 2023, while total assets also declined to Rs 1,987.62 crore. Cash flow from operating activities improved to Rs 349 crore in March 2024 from Rs 249 crore in March 2023, but the overall financial health remains concerning with a net cash inflow of Rs 18 crore for the year.

Are AGS Transact latest results good or bad?

AGS Transact Technologies' latest results show strong growth in profitability, with a 111.6% increase in Profit Before Tax and a 190.7% rise in Profit After Tax. However, concerns arise from a significant reliance on non-operating income and a sharp decline in net sales and profit in the subsequent quarter, leading to a 'Hold' recommendation from MarketsMOJO.

AGS Transact Technologies has shown a mixed performance in its latest financial results for the quarter ending September 2024. On one hand, the company reported significant growth in its Profit Before Tax (PBT) and Profit After Tax (PAT), with increases of 111.6% and 190.7% respectively compared to the previous four quarters. This indicates a strong improvement in profitability, and the PAT of Rs 15.17 crore marks the highest in the last five quarters.<BR><BR>Additionally, the company has maintained a robust operating cash flow of Rs 302.52 crore over the past three years, reflecting healthy cash generation from its operations. The Earnings per Share (EPS) also reached Rs 1.25, showcasing its ability to generate higher earnings for shareholders.<BR><BR>However, there are some concerns. A significant portion of the company's income—79.30% of its PBT—comes from non-operating sources, which raises questions about the sustainability of its business model. Furthermore, the recent quarterly results indicate a sharp decline in net sales and net profit for the quarter ending December 2024, with net profit dropping dramatically by 1,380.55% compared to the previous quarter.<BR><BR>Overall, while AGS Transact Technologies has shown positive trends in profitability and cash flow, the recent downturn in sales and profits suggests that there are challenges ahead. The stock call from MarketsMOJO is currently 'Hold', indicating a neutral stance for investors.

When is the next results date for AGS Transact?

No Upcoming Board Meetings

Has AGS Transact declared dividend?

No Dividend History Available

Should I buy, sell or hold AGS Transact?