AGS Transact

Why is AGS Transact Technologies Ltd falling/rising?

As of 26-Jul, AGS Transact Technologies Ltd is facing a significant decline in its stock price, currently at Rs 2.22, with a year-to-date drop of 46.38% and a 56.56% decrease over the past year. Contributing factors include a lack of recent financial results, a 40.4% fall in net sales, high debt levels, and poor investor participation, indicating a weak outlook for the company.

As of 26-Jul, AGS Transact Technologies Ltd is experiencing a decline in its stock price. The current price is Rs 2.22, unchanged from the previous trading session, but the stock has shown significant negative performance over various periods. Over the past week, the stock has fallen by 4.72%, and in the last month, it has decreased by 17.78%. Year-to-date, the decline is even more pronounced at 46.38%, and over the past year, the stock has lost 56.56% of its value.<BR><BR>Several factors contribute to this downward trend. The company has not declared any financial results in the last six months, raising concerns about its long-term fundamental strength. Additionally, the company has reported a substantial fall in net sales of 40.4% and has experienced negative results in consecutive quarters. The high Debt to EBITDA ratio of 3.71 times indicates a low ability to service its debt, further exacerbating investor concerns. <BR><BR>Moreover, the stock is trading below its moving averages across various time frames, indicating a bearish trend. The delivery volume has also seen a drastic decline of 86.57% compared to the 5-day average, suggesting falling investor participation. With the stock close to its 52-week low and underperforming its sector by 4.47%, these factors collectively point to a weak outlook for AGS Transact Technologies Ltd, reinforcing its status as a strong sell.

Which are the latest news on AGS Transact?

What does AGS Transact do?

AGS Transact Technologies Ltd is a micro-cap fintech company that reported net sales of 210 Cr and a net loss of 194 Cr for December 2024. Established in 2002, it has undergone several name changes and currently has a market cap of INR 38 Cr.

Overview: <BR>AGS Transact Technologies Ltd operates in the financial technology (fintech) sector and is categorized as a micro-cap company.<BR><BR>History: <BR>The company was incorporated in 2002 as AGS Infotech Private Limited and underwent several name changes, becoming AGS Transact Technologies Private Limited in 2010, and later AGS Transact Technologies Limited when it converted to a public limited company in the same year. The latest quarterly results reported net sales and net profit for December 2024.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 210 Cr (Quarterly Results - Dec 2024) <BR>Most recent Net Profit: -194 Cr (Quarterly Results - Dec 2024) <BR>Market-cap value: INR 38 Cr (Micro Cap)<BR><BR>Key Metrics: <BR>P/E: N/A <BR>Industry P/E: N/A <BR>Dividend Yield: 0.00% <BR>Debt-Equity: 1.79 <BR>Return on Equity: 1.72% <BR>Price-to-Book: 0.07 <BR><BR>Contact Details: <BR>No Company Details Available <BR>Registrar Address: Not available.

How big is AGS Transact?

As of 10th June, AGS Transact Technologies Ltd has a market capitalization of 38.00 Cr and reported net sales of 1250.26 Cr, with a net loss of 169.69 Cr over the latest four quarters. Shareholder's funds are 461.66 Cr, and total assets amount to 1,987.62 Cr as of March 2024.

As of 10th June, AGS Transact Technologies Ltd has a market capitalization of 38.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest four quarters, the company reported net sales of 1250.26 Cr. However, it experienced a loss of 169.69 Cr in net profit during the same period.<BR><BR>The latest reporting period for the balance sheet is March 2024. Shareholder's funds stand at 461.66 Cr, while total assets amount to 1,987.62 Cr.

Who are in the management team of AGS Transact?

The management team of AGS Transact includes Chairman & Managing Director Ravi Badrinarain Goyal, Directors Anupama Ravi Goyal, Stanley Johnson P, Vinayak R. Goyal, and several Independent Directors, including Sudip Bandyopadhyay and Jhuma Guha, among others. This diverse team offers a wide range of expertise to the company.

The management team of AGS Transact includes the following individuals:<BR><BR>1. **Ravi Badrinarain Goyal** - Chairman & Managing Director<BR>2. **Anupama Ravi Goyal** - Director<BR>3. **Sudip Bandyopadhyay** - Independent Director<BR>4. **Vijay Chugh** - Independent Director<BR>5. **Rahul Narain Bhagat** - Independent Director<BR>6. **Subrata Kumar Mitra** - Independent Director<BR>7. **Stanley Johnson P** - Director<BR>8. **Vinayak R. Goyal** - Director<BR>9. **Sneha Kadam** - Company Secretary & Compliance Officer<BR>10. **Jhuma Guha** - Additional Non-Executive Director & Independent Director<BR>11. **Sivanandhan Dhanushkodi** - Additional Director<BR>12. **Sudip Bandyopadhyay** - Non-Executive Director<BR><BR>This diverse team brings a range of expertise to the company.

Who are the peers of the AGS Transact?

AGS Transact's peers include PB Fintech, One 97, AvenuesAI, One Mobikwik, Fino Payments, WSFX Global, Suvidhaa Info., and MOS Utility. In terms of management risk, growth, and capital structure, PB Fintech and MOS Utility perform well, while AGS Transact shows below-average ratings in growth and capital structure.

Peers: The peers of AGS Transact are PB Fintech., One 97, AvenuesAI, One Mobikwik, Fino Payments, WSFX Global, Suvidhaa Info., and MOS Utility.<BR><BR>Quality Snapshot: Excellent management risk is observed at PB Fintech. and MOS Utility, while Average management risk is found at Fino Payments and One 97. Below Average management risk is noted for AvenuesAI, One Mobikwik, WSFX Global, and Suvidhaa Info. Growth is Excellent for PB Fintech., AvenuesAI, WSFX Global, and MOS Utility, while Good growth is seen at One 97, One Mobikwik, and Fino Payments. AGS Transact and Suvidhaa Info. exhibit Below Average growth. In terms of Capital Structure, Excellent ratings are given to PB Fintech., One 97, AvenuesAI, One Mobikwik, Fino Payments, and WSFX Global, while AGS Transact and Suvidhaa Info. have Below Average ratings, and MOS Utility has a Good rating.<BR><BR>Return Snapshot: The peer with the highest 1-year return is One 97 at 7.92%, while the lowest is AvenuesAI at -42.33%. AGS Transact's 1-year return is -39.80%, which is higher than AvenuesAI but lower than One 97. Additionally, several peers, including AvenuesAI, One Mobikwik, Fino Payments, Suvidhaa Info., and AGS Transact, have negative six-month returns.

Who are the top shareholders of the AGS Transact?

The top shareholders of AGS Transact include Vineha Enterprises Private Limited with 31.69%, individual investors at 32.61%, and HDFC Trustee Company Ltd. (3.57%). Institutional investors hold a total of 3.69%, with foreign institutional investors at 0.12%.

The top shareholders of AGS Transact include several key players. The majority of the shares are held by promoters, with Vineha Enterprises Private Limited being the largest promoter, holding 31.69%. Individual investors collectively hold 32.61% of the shares. In terms of institutional investment, mutual funds have a stake through one scheme, accounting for 3.57%, while foreign institutional investors (FIIs) hold a small portion of 0.12%. The highest public shareholder is HDFC Trustee Company Ltd., which manages the HDFC Balanced Advantage Fund, also holding 3.57%.

Is AGS Transact overvalued or undervalued?

As of February 17, 2025, AGS Transact is considered risky and overvalued due to a negative PE ratio of -0.40, a high EV to EBITDA ratio of 17.98, a low ROE of 1.72%, and a significant year-to-date stock decline of -92.11%, especially when compared to stronger peers like Tata Consultancy Services and Infosys.

As of 17 February 2025, the valuation grade for AGS Transact has moved from very attractive to risky, indicating a significant shift in market perception. The company appears to be overvalued at this time, especially considering its negative PE ratio of -0.40 and an EV to EBITDA ratio of 17.98, which is notably high compared to its peers. Additionally, the ROE stands at a mere 1.72%, suggesting inefficiency in generating returns for shareholders.<BR><BR>In comparison to its peers, AGS Transact's valuation metrics are concerning. For instance, Tata Consultancy Services Ltd. has a PE ratio of 25.23 and an EV to EBITDA of 17.63, while Infosys Ltd. shows a PE of 24.32 and an EV to EBITDA of 15.83, both indicating much stronger financial health and growth potential. Furthermore, AGS Transact's stock has underperformed significantly, with a year-to-date return of -92.11% compared to the Sensex's 5.57%, reinforcing the notion that the company is currently overvalued in the market.

What is the technical trend for AGS Transact?

As of June 2, 2025, AGS Transact shows a mildly bearish trend with mixed signals from various indicators, including a mildly bullish weekly MACD and bearish Bollinger Bands.

As of 2 June 2025, the technical trend for AGS Transact has changed from bearish to mildly bearish. The weekly MACD indicates a mildly bullish stance, while the monthly MACD is mildly bearish. The weekly RSI is bullish, but the monthly RSI shows no signal. Bollinger Bands are bearish on both weekly and monthly time frames. Daily moving averages are bearish, and the weekly KST is mildly bullish, contrasting with the monthly Dow Theory, which is bearish. Overall, the current technical stance is mildly bearish, influenced by mixed signals across different indicators and time frames.

How has been the historical performance of the AGS Transact?

AGS Transact has experienced a declining trend in net sales and profitability over the past five years, reporting a net loss of Rs -80.09 crore for the fiscal year ending March 2024, with net sales decreasing to Rs 1,470.63 crore. Despite improved cash flow from operating activities, the company's overall financial health remains concerning.

Answer:<BR>The historical performance of AGS Transact shows a declining trend in net sales and profitability over the past five years, culminating in a net loss for the fiscal year ending March 2024.<BR><BR>Breakdown:<BR>In the fiscal year ending March 2024, AGS Transact reported net sales of Rs 1,470.63 crore, a decrease from Rs 1,671.27 crore in March 2023 and Rs 1,771.87 crore in March 2022. The total operating income mirrored this decline, remaining at Rs 1,470.63 crore in March 2024. The company faced significant challenges, with an operating profit (PBDIT) of Rs 235.58 crore in March 2024, down from Rs 431.87 crore in the previous year. This decline in profitability was reflected in a profit before tax of Rs -125.35 crore for March 2024, contrasting with a profit of Rs 57.53 crore in March 2023. Consequently, the profit after tax also fell to Rs -80.09 crore in March 2024, compared to a profit of Rs 36.96 crore in the prior year. The company's total liabilities decreased to Rs 1,987.62 crore in March 2024 from Rs 2,232.93 crore in March 2023, while total assets also declined to Rs 1,987.62 crore. Cash flow from operating activities improved to Rs 349 crore in March 2024 from Rs 249 crore in March 2023, but the overall financial health remains concerning with a net cash inflow of Rs 18 crore for the year.

Are AGS Transact latest results good or bad?

AGS Transact Technologies' latest results show strong growth in profitability, with a 111.6% increase in Profit Before Tax and a 190.7% rise in Profit After Tax. However, concerns arise from a significant reliance on non-operating income and a sharp decline in net sales and profit in the subsequent quarter, leading to a 'Hold' recommendation from MarketsMOJO.

AGS Transact Technologies has shown a mixed performance in its latest financial results for the quarter ending September 2024. On one hand, the company reported significant growth in its Profit Before Tax (PBT) and Profit After Tax (PAT), with increases of 111.6% and 190.7% respectively compared to the previous four quarters. This indicates a strong improvement in profitability, and the PAT of Rs 15.17 crore marks the highest in the last five quarters.<BR><BR>Additionally, the company has maintained a robust operating cash flow of Rs 302.52 crore over the past three years, reflecting healthy cash generation from its operations. The Earnings per Share (EPS) also reached Rs 1.25, showcasing its ability to generate higher earnings for shareholders.<BR><BR>However, there are some concerns. A significant portion of the company's income—79.30% of its PBT—comes from non-operating sources, which raises questions about the sustainability of its business model. Furthermore, the recent quarterly results indicate a sharp decline in net sales and net profit for the quarter ending December 2024, with net profit dropping dramatically by 1,380.55% compared to the previous quarter.<BR><BR>Overall, while AGS Transact Technologies has shown positive trends in profitability and cash flow, the recent downturn in sales and profits suggests that there are challenges ahead. The stock call from MarketsMOJO is currently 'Hold', indicating a neutral stance for investors.

When is the next results date for AGS Transact?

No Upcoming Board Meetings

Has AGS Transact declared dividend?

No Dividend History Available

Should I buy, sell or hold AGS Transact?