Radiant Cash

Why is Radiant Cash Management Services Ltd falling/rising?

As of 21-Jun, Radiant Cash Management Services Ltd's stock price is at 39.70, down 0.48%, and has declined 35.97% over the past year, significantly underperforming the Sensex. The stock's poor performance is due to declining net sales, negative profit growth, and a lack of investor confidence, despite a high dividend yield and being net-debt free.

As of 21-Jun, Radiant Cash Management Services Ltd's stock price is currently at 39.70, reflecting a decrease of 0.19 or 0.48%. The stock has shown a trend of underperformance, particularly over the past year, where it has declined by 35.97%, significantly worse than the benchmark Sensex, which fell by only 5.60% during the same period. This consistent underperformance is attributed to several negative factors, including a substantial drop in net sales by 18.65% and a negative operating profit growth rate of 20.05% over the last five years.<BR><BR>Despite a slight positive performance today, where the stock outperformed its sector by 4.72%, it has been on a downward trajectory, having experienced two consecutive days of decline prior to this. The stock's moving averages indicate that it is trading below the longer-term averages (50-day, 100-day, and 200-day), which typically suggests a bearish trend. Additionally, the delivery volume has decreased significantly, falling by 48.79% against the five-day average, indicating reduced investor participation.<BR><BR>While the company maintains a high dividend yield of 6.23% and is net-debt free, these factors have not been sufficient to offset the negative sentiment surrounding its financial performance. The company has reported negative results for the last five consecutive quarters, which has contributed to a lack of investor confidence. Overall, the combination of poor long-term growth prospects, declining sales, and negative financial results has led to the stock's current decline.

Which are the latest news on Radiant Cash?

What does Radiant Cash do?

Radiant Cash Management Services Ltd, a micro-cap company founded in 2005 and converted to public in 2021, operates in the diversified commercial services industry, reporting net sales of 101 Cr and net profit of 5 Cr for March 2026. Key metrics include a P/E of 12.00, a dividend yield of 6.58%, and a market cap of INR 407 Cr.

Overview: <BR>Radiant Cash Management Services Ltd operates in the diversified commercial services industry and is categorized as a micro-cap company.<BR><BR>History: <BR>The company was incorporated in 2005 as Radiant Cash Management Services Private Limited in Chennai, Tamil Nadu. It converted to a public limited company on August 21, 2021, and changed its name to Radiant Cash Management Services Limited. The most recent quarterly results reported net sales and net profit for March 2026.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 101 Cr (Quarterly Results - Mar 2026) <BR>Most recent Net Profit: 5 Cr (Quarterly Results - Mar 2026) <BR>Market-cap value: INR 407 Cr (Micro Cap)<BR><BR>Key Metrics: <BR>P/E: 12.00 <BR>Industry P/E: 20 <BR>Dividend Yield: 6.58% <BR>Debt-Equity: -0.11 <BR>Return on Equity: 12.72% <BR>Price-to-Book: 1.46 <BR><BR>Contact Details: <BR>No Company Details Available <BR>Registrar Address: Not available.

How big is Radiant Cash?

As of 10th June, Radiant Cash Management Services Ltd has a market capitalization of 407.00 Cr, with recent net sales of 429.48 Cr and a net profit of 32.25 Cr.

As of 10th June, Radiant Cash Management Services Ltd has a market capitalization of 407.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest four quarters, the company reported Net Sales of 429.48 Cr and a Net Profit of 32.25 Cr.<BR><BR>The latest annual period for the balance sheet is March 2025, showing Shareholder's Funds of 272.98 Cr and Total Assets of 421.34 Cr.

Who are in the management team of Radiant Cash?

The management team of Radiant Cash includes Col. David Devasahayam (Chairman & Managing Director), Renuka David (Whole-time Director), Vasanthakumar Ayyavu Palanichamy (Nominee), and independent directors Jayanthi, Ashok Kumar Sarangi, and Devraj Anbu, along with Jaya Bharathi Karumuri as Company Secretary & Compliance Officer.

The management team of Radiant Cash includes the following individuals:<BR><BR>1. **Col. David Devasahayam** - Chairman & Managing Director<BR>2. **Renuka David** - Whole-time Director<BR>3. **VASANTHAKUMAR AYYAVU PALANICHAMY** - Nominee<BR>4. **Jayanthi** - Independent Director<BR>5. **Ashok Kumar Sarangi** - Independent Director<BR>6. **Devraj Anbu** - Independent Director<BR>7. **Jaya Bharathi Karumuri** - Company Secretary & Compliance Officer<BR><BR>If you need more details about their roles or responsibilities, feel free to ask!

Who are the peers of the Radiant Cash?

Radiant Cash's peers include South West Pinn., Asgard Alcobev, PTL Enterprises, Majestic Auto, and Dev Accele. In terms of returns, South West Pinn. leads with 72.33% over one year, while Radiant Cash has a return of -40.67%.

Peers: The peers of Radiant Cash are South West Pinn., Asgard Alcobev, PTL Enterprises, Majestic Auto, and Dev Accele.<BR><BR>Quality Snapshot: Excellent capital structure is observed at PTL Enterprises and Radiant Cash, while Average management risk is found at South West Pinn., PTL Enterprises, Radiant Cash, Majestic Auto, and Dev Accele, and Below Average management risk is noted at Asgard Alcobev. Growth is Excellent at Dev Accele, Average at South West Pinn., PTL Enterprises, Radiant Cash, and Majestic Auto, and Below Average at Asgard Alcobev.<BR><BR>Return Snapshot: The peer with the highest 1-year return is South West Pinn. at 72.33%, while Asgard Alcobev has the lowest at -52.00%. Radiant Cash's 1-year return of -40.67% is better than Asgard Alcobev's but worse than South West Pinn.'s. Additionally, PTL Enterprises, Asgard Alcobev, and Dev Accele. have negative six-month returns.

Should I buy, sell or hold Radiant Cash Management Services Ltd?

When is the next results date for Radiant Cash Management Services Ltd?

The next results date for Radiant Cash Management Services Ltd is 29 May 2026.

The next results date for Radiant Cash Management Services Ltd is scheduled for 29 May 2026.

Are Radiant Cash Management Services Ltd latest results good or bad?

Radiant Cash Management Services Ltd's latest results show strong revenue growth with a net profit of ₹10.94 crores, up 28.55% sequentially. However, profitability is concerning due to a significant decline in operating margins and an 18.05% year-on-year drop in net profit, indicating operational challenges.

Radiant Cash Management Services Ltd's latest results present a mixed picture. On the positive side, the company reported a consolidated net profit of ₹10.94 crores for Q3 FY26, which reflects a significant sequential growth of 28.55% from the previous quarter. Additionally, net sales reached ₹123.88 crores, marking an 18.29% increase quarter-on-quarter and a 6.89% increase year-on-year, indicating strong demand for their services.<BR><BR>However, the results also reveal concerning trends regarding profitability. The operating margin (excluding other income) has significantly compressed to 12.38%, down from 18.79% in the same quarter last year, which highlights challenges in maintaining profitability despite revenue growth. Furthermore, the year-on-year decline in net profit of 18.05% raises alarms about the company's ability to manage costs effectively, particularly as interest expenses surged by 167% year-on-year.<BR><BR>In summary, while the revenue growth is encouraging, the substantial margin compression and declining profitability suggest that the company is facing significant operational challenges. This duality indicates that the latest results could be viewed as both good in terms of revenue recovery but bad concerning profitability erosion.

Is Radiant Cash technically bullish or bearish?

As of November 19, 2025, the market trend is mildly bearish due to bearish signals from the MACD and Bollinger Bands, despite some bullish indicators from the KST and Dow Theory, leading to a cautious outlook.

As of 19 November 2025, the technical trend has changed from bearish to mildly bearish. The current stance is mildly bearish, driven primarily by the weekly MACD and Bollinger Bands indicating bearish conditions, while the daily moving averages also reflect a bearish sentiment. However, there are some contrasting signals; the KST is bullish on a weekly basis, and Dow Theory shows a mildly bullish stance for both weekly and monthly time frames. The RSI shows no signal, indicating a lack of momentum in either direction. Overall, the mixed indicators suggest a cautious outlook with a slight bearish bias.

How has been the historical performance of Radiant Cash?

Radiant Cash has experienced steady growth in net sales, reaching 427.15 Cr in Mar'25, but profitability metrics have declined, with profit after tax falling to 47.06 Cr and earnings per share decreasing to 4.36. Additionally, total liabilities increased significantly due to higher short-term borrowings, despite a modest improvement in cash flow.

Answer:<BR>The historical performance of Radiant Cash shows a steady increase in net sales and total operating income over the past three years, with figures rising from 354.91 Cr in Mar'23 to 427.15 Cr in Mar'25. The total expenditure has also increased, from 267.78 Cr in Mar'23 to 356.21 Cr in Mar'25, reflecting higher employee costs and other expenses. Operating profit (PBDIT) has fluctuated, peaking at 89.71 Cr in Mar'23 but declining to 77.25 Cr in Mar'25, while profit before tax has shown a similar trend, decreasing from 84.31 Cr in Mar'23 to 64.16 Cr in Mar'25. Profit after tax has also decreased from 62.73 Cr in Mar'23 to 47.06 Cr in Mar'25. The earnings per share (EPS) have declined from 5.88 in Mar'23 to 4.36 in Mar'25, indicating a reduction in profitability per share. On the balance sheet, total liabilities increased significantly from 310.56 Cr in Mar'24 to 421.34 Cr in Mar'25, primarily due to a rise in short-term borrowings. Cash flow from operating activities improved slightly from 40.00 Cr in Mar'24 to 43.00 Cr in Mar'25, while net cash inflow rose from 28.00 Cr to 71.00 Cr, reflecting a positive trend in cash management.<BR><BR>Breakdown:<BR>Radiant Cash's net sales and total operating income have consistently grown, indicating a strong revenue trajectory, with net sales reaching 427.15 Cr in Mar'25. However, total expenditure has also risen, leading to a decrease in operating profit (PBDIT) from 89.71 Cr in Mar'23 to 77.25 Cr in Mar'25. Profit before tax has similarly declined, reflecting challenges in maintaining profitability, with profit after tax dropping to 47.06 Cr in Mar'25. The company's earnings per share have decreased, signaling a reduction in shareholder value. On the balance sheet, total liabilities surged, driven by increased short-term borrowings, while cash flow from operating activities showed modest improvement, culminating in a significant net cash inflow of 71.00 Cr in Mar'25. Overall, while Radiant Cash has seen growth in sales, profitability metrics and rising liabilities present areas of concern.

Who are the top shareholders of the Radiant Cash?

The top shareholders of Radiant Cash include Col David Devasahayam with 48.95%, Unit Trust Of India Investment Advisory Services Limited A/c Ascent India Fund III with 6.18%, and individual investors holding 22.44%. Additionally, two mutual fund schemes hold 2.42%, and six foreign institutional investors own 1.02%, with no pledged promoter holdings reported.

The top shareholders of Radiant Cash include several key players. The majority shareholder is Col David Devasahayam, who holds 48.95% of the shares. Additionally, the highest public shareholder is Unit Trust Of India Investment Advisory Services Limited A/c Ascent India Fund III, with a holding of 6.18%. <BR><BR>In terms of institutional holdings, two mutual fund schemes collectively hold 2.42%, and six foreign institutional investors (FIIs) hold 1.02%. Individual investors also have a significant presence, owning 22.44% of the shares. There are no pledged promoter holdings reported.

Is Radiant Cash overvalued or undervalued?

As of May 19, 2025, Radiant Cash is considered very attractive and undervalued with a PE Ratio of 15.60, an EV to EBITDA of 8.96, a Dividend Yield of 3.74%, and a strong ROCE of 43.34%, despite a year-to-date return of -10.98% compared to the Sensex's 5.56%.

As of 19 May 2025, the valuation grade for Radiant Cash has moved from attractive to very attractive, indicating a significant improvement in its perceived value. The company is currently assessed as undervalued. Key ratios include a PE Ratio of 15.60, an EV to EBITDA of 8.96, and a Dividend Yield of 3.74%. <BR><BR>In comparison with peers, Radiant Cash's PE Ratio is notably lower than Tata Consultancy Services Ltd. at 25.23 and Infosys Ltd. at 24.32, suggesting that Radiant Cash offers a more favorable valuation relative to its competitors. Additionally, the company's ROCE stands at an impressive 43.34%, further reinforcing its strong operational efficiency. Despite a year-to-date return of -10.98%, which underperformed against the Sensex's 5.56%, the overall metrics suggest that Radiant Cash is positioned well for future growth.

Has Radiant Cash declared dividend?

Radiant Cash Management Services Ltd has declared a 250% dividend, amounting to ₹2.5 per share, with an ex-date of August 29, 2024. Despite the dividend, the company has experienced negative total returns over various periods, indicating a decline in price performance.

Radiant Cash Management Services Ltd has declared a 250% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 250%<BR>- Amount per share: 2.5<BR>- Ex-date: 29 Aug 24<BR><BR>Dividend Yield: 3.68%.<BR><BR>Total Returns by Period:<BR>In the last 6 months, the price return was -12.99%, the dividend return was 0%, resulting in a total return of -12.99%.<BR><BR>Over the past year, the price return was -14.01%, with a dividend return of 3.14%, leading to a total return of -10.87%.<BR><BR>In the 2-year period, the price return was -27.23%, the dividend return was 4.89%, which resulted in a total return of -22.34%.<BR><BR>For the 3-year period, there was no price return, no dividend return, and the total return was 0.0%.<BR><BR>In the 4-year period, the price return was 0%, the dividend return was 0%, and the total return remained 0.0%.<BR><BR>Lastly, over the 5-year period, there were no changes in price or dividends, resulting in a total return of 0.0%.<BR><BR>Overall, while Radiant Cash has declared a significant dividend, the total returns over various periods indicate a negative trend in price performance, with minimal contributions from dividends in the shorter terms.