ScoreWhy is Radiant Cash Management Services Ltd ?
1
Poor long term growth as Operating profit has grown by an annual rate -20.05% of over the last 5 years
2
With a fall in Net Sales of -18.65%, the company declared Very Negative results in Mar 26
- The company has declared negative results for the last 5 consecutive quarters
- The company has declared negative results in Mar 25 after 2 consecutive negative quarters
- INTEREST(Latest six months) At Rs 4.42 cr has Grown at 62.50%
- OPERATING PROFIT TO INTEREST(Q) Lowest at 3.75 times
- ROCE(HY) Lowest at 9.08%
3
Consistent Underperformance against the benchmark over the last 3 years
- Along with generating -36.03% returns in the last 1 year, the stock has also underperformed BSE500 in each of the last 3 annual periods
Real-Time Research ReportHow much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Diversified Commercial Services)
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is Radiant Cash for you?
High Risk, Low Return
Absolute
Risk Adjusted
Volatility
Radiant Cash
-36.03%
-0.91
39.62%
Sensex
-5.43%
-0.41
13.25%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
4.18%
EBIT Growth (5y)
-20.05%
EBIT to Interest (avg)
23.57
Debt to EBITDA (avg)
0.89
Net Debt to Equity (avg)
-0.11
Sales to Capital Employed (avg)
1.22
Tax Ratio
14.18%
Dividend Payout Ratio
58.41%
Pledged Shares
0
Institutional Holding
1.24%
ROCE (avg)
51.07%
ROE (avg)
14.88%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
12
Industry P/E
20
Price to Book Value
1.54
EV to EBIT
11.74
EV to EBITDA
8.76
EV to Capital Employed
1.61
EV to Sales
0.93
PEG Ratio
NA
Dividend Yield
6.22%
ROCE (Latest)
13.72%
ROE (Latest)
12.72%
Loading Valuation Snapshot...
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bearish
Moving Averages
Bearish (Daily)
KST
Bullish
Dow Theory
Mildly Bearish
Mildly Bullish
OBV
Mildly Bearish
Mildly Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend0What is working for the Company
NO KEY POSITIVE TRIGGERS
-27What is not working for the Company
INTEREST(Latest six months)
At Rs 4.42 cr has Grown at 62.50%
OPERATING PROFIT TO INTEREST(Q)
Lowest at 3.75 times
ROCE(HY)
Lowest at 9.08%
DEBT-EQUITY RATIO(HY)
Highest at 0.70 times
NET SALES(Q)
At Rs 100.78 cr has Fallen at -6.9% (vs previous 4Q average
PBDIT(Q)
Lowest at Rs 8.66 cr.
OPERATING PROFIT TO NET SALES (Q)
Lowest at 8.59%
PBT LESS OI(Q)
Lowest at Rs 3.37 cr.
PAT(Q)
At Rs 8.59 cr has Fallen at -6.1% (vs previous 4Q average
NON-OPERATING INCOME(Q)
is 41.59 % of Profit Before Tax (PBT
EPS(Q)
Lowest at Rs 0.51
Loading Valuation Snapshot...
Here's what is not working for Radiant Cash
Operating Profit to Interest - Quarterly
Lowest at 3.75 times and Fallen
each quarter in the last five quartersMOJO Watch
The company's ability to manage interest payments is deteriorating
Operating Profit to Interest
Profit Before Tax less Other Income (PBT) - Quarterly
At Rs 3.37 cr has Fallen at -59.2% (vs previous 4Q average)
over average PBT of the previous four quarters of Rs 8.26 CrMOJO Watch
Near term PBT trend is very negative
PBT less Other Income (Rs Cr)
Interest - Latest six months
At Rs 4.42 cr has Grown at 62.50%
over previous Half yearly periodMOJO Watch
Rising interest cost signifies increased borrowings
Interest Paid (Rs cr)
Debt-Equity Ratio - Half Yearly
Highest at 0.70 times and Grown
each half year in the last five half yearly periodsMOJO Watch
The company is borrowing more to fund its operations; it's liquidity situation may be stressed
Debt-Equity Ratio
Net Sales - Quarterly
At Rs 100.78 cr has Fallen at -6.9% (vs previous 4Q average)
over average Net Sales of the previous four quarters of Rs 108.25 CrMOJO Watch
Near term sales trend is negative
Net Sales (Rs Cr)
Operating Profit (PBDIT) - Quarterly
Lowest at Rs 8.66 cr.
in the last five quartersMOJO Watch
Near term Operating Profit trend is negative
Operating Profit (Rs Cr)
Operating Profit Margin - Quarterly
Lowest at 8.59%
in the last five quartersMOJO Watch
Company's efficiency has deteriorated
Operating Profit to Sales
Profit Before Tax less Other Income (PBT) - Quarterly
Lowest at Rs 3.37 cr.
in the last five quartersMOJO Watch
Near term PBT trend is negative
PBT less Other Income (Rs Cr)
Profit After Tax (PAT) - Quarterly
At Rs 8.59 cr has Fallen at -6.1% (vs previous 4Q average)
over average PAT of the previous four quarters of Rs 9.15 CrMOJO Watch
Near term PAT trend is negative
PAT (Rs Cr)
Non Operating Income - Quarterly
is 41.59 % of Profit Before Tax (PBT)
MOJO Watch
The company's income from non business activities is high; which is not a sustainable business model
Non Operating Income to PBT
Earnings per Share (EPS) - Quarterly
Lowest at Rs 0.51
in the last five quartersMOJO Watch
Declining profitability; company has created lower earnings for shareholders
EPS (Rs)
Non Operating Income - Quarterly
Highest at Rs 2.40 cr
in the last five quartersMOJO Watch
Increased income from non business activities may not be sustainable
Non Operating Income
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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