TATACAP Share Price | Tata Capital Ltd Stock Analysis & Recommendation

Q: Why is Tata Capital Ltd falling/rising?

As of 28-Jul, Tata Capital Ltd's stock price is rising, currently at 354.95, reflecting a change of 4.25 (1.21%) upwards. This increase can be attributed to several factors. Firstly, the stock has outperformed its sector by 1.39% today and has been on a consecutive gain streak for the last three days, accumulating a total return of 4% during this period. Additionally, the stock reached an intraday high of Rs 357.95, indicating strong intraday performance.Moreover, Tata Capital is trading above its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages, which is often seen as a bullish signal. The company has also reported positive results for the last three consecutive quarters, with a notable growth in net sales of 3.67% and record figures in operating profit and net sales for the latest quarter. However, it is important to note that there has been a significant decline in investor participation, with delivery volume dropping by 73.8% against the 5-day average. Despite this, the stock remains liquid enough for trading, which suggests that the current rise is supported by strong fundamentals and recent positive performance metrics.

Q: Should I buy, sell or hold Tata Capital Ltd?

Based on the current analysis of Tata Capital Ltd, it would be advisable to hold your position in the company. The firm demonstrates strong long-term fundamental strength, although it has shown a 0% compound annual growth rate (CAGR) in operating profits and net sales. Recently, the company reported a 3.67% growth in net sales, and it has declared positive results for the last three consecutive quarters, indicating a stable performance. The operating profit to interest ratio is at a healthy 1.53 times, and both net sales and PBDIT have reached their highest levels recently.However, the return on equity (ROE) stands at 10.6%, and the valuation appears expensive with a price-to-book ratio of 3.3. While the stock has not generated a notable return over the past year, profits have increased by 33%, which is a positive sign.Given these factors, holding your investment seems prudent as the company shows potential for stability and growth, but with caution regarding its current valuation.

Q: What does Tata Capital do?

Overview:Tata Capital Ltd is a large-cap Non-Banking Financial Company (NBFC) that provides a range of financial services.History:Tata Capital Limited was incorporated in 1991 as Primal Investments & Finance Limited and later changed its name in 2007. The most recent quarterly results reported net sales and net profit for the period ending March 2026.Financial Snapshot:Net Sales: 8,160 Cr (Quarterly Results - Mar 2026) Net Profit: 1,502 Cr (Quarterly Results - Mar 2026) Market Cap: INR 136,366 Cr (Large Cap)Key Metrics:P/E: 28.00 Industry P/E: 20 Dividend Yield: 0.00% Debt Equity: 5.15 Return on Equity: 10.64% Price to Book: 2.98 Contact Details:Registrar Address: Not available. Phone: N/A Email: N/A Website: N/A

Q: How big is Tata Capital?

As of 10th June, Market Cap: Tata Capital Ltd has a market capitalization of 136,366.00 Cr, categorizing it as a Large Cap company.Recent Quarterly Performance: The sum of Net Sales for the latest 4 quarters is 31,538.33 Cr, while the sum of Net Profit for the same period is 4,846.10 Cr.Balance Sheet Snapshot: The reporting period for the balance sheet is March 2025. Shareholder's Funds are valued at 33,191.81 Cr, and Total Assets amount to 2,47,076.84 Cr.

Price Point

High/Low

1Day

52 Week

Valuation

Technical

Day's Volume

CASH

23.72 lacs (90.59%) Volume

Shareholding (Jun 2026)

FII

5.18%

Held by 126 FIIs

DII

3.57%

Held by 50 DIIs

Promoter

85.41%

Why is Tata Capital Ltd falling/rising?

29-Jul-2026

As of 28-Jul, Tata Capital Ltd's stock price is rising to 354.95, reflecting a 1.21% increase. This rise is supported by strong fundamentals, including positive quarterly results and consistent performance above key moving averages, despite a notable decline in investor participation.

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Which are the latest news on Tata Capital?

28-Jul-2026

Tata Capital Ltd is Rated Hold by MarketsMOJO
Tata Capital Ltd Valuation Shifts Signal Improved Price Attractiveness

Should I buy, sell or hold Tata Capital Ltd?

28-Jul-2026

What does Tata Capital do?

11-Jun-2026

Tata Capital Ltd is a large-cap Non-Banking Financial Company (NBFC) offering various financial services, with a market cap of INR 136,366 Cr and a net profit of 1,502 Cr for the quarter ending March 2026. It was established in 1991 and rebranded in 2007.

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How big is Tata Capital?

11-Jun-2026

As of 10th June, Tata Capital Ltd has a market capitalization of 136,366.00 Cr and reported net sales of 31,538.33 Cr and net profit of 4,846.10 Cr over the latest four quarters.

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Who are the peers of the Tata Capital?

11-Jun-2026

Summary could not be generated.

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Are Tata Capital Ltd latest results good or bad?

24-Apr-2026

Tata Capital Ltd's latest Q4 FY26 results are strong, with a net profit of ₹1,502.02 crores, up 42.82% year-on-year, and a net sales increase of 9.12%. Despite a slight contraction in operating margins, the overall financial performance indicates a positive outlook.

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Compare Tata Capital with Similar Stocks

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Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Dashboard

Strong Long Term Fundamental Strength with a 0% CAGR growth in Operating Profits

Healthy long term growth as Net Sales has grown by an annual rate of 0% and Operating profit at 0%

With a growth in Net Sales of 3.67%, the company declared Very Positive results in Jun 26

With ROE of 10.6, it has a Expensive valuation with a 3.3 Price to Book Value

Majority shareholders : Promoters

Mojo Parameters

Loading Valuation Snapshot...

Stock DNA

Industry

Non Banking Financial Company (NBFC)

Market cap

INR 148,761 Cr (Large Cap)

P/E

31.00

Industry P/E

Dividend Yield

0.14%

Debt Equity

5.15

Return on Equity

10.64%

Price to Book

3.25

Revenue and Profits:

Net Sales:

8,822 Cr

(Quarterly Results - Jun 2026)

Net Profit:

1,547 Cr

Total Returns

Total Returns (Price + Dividend)

Dividend Yield (0.14%)

TimePeriod

Price Return

Dividend Return

Total Return

3 Months

8.9%

0.15%

9.05%

6 Months

4.91%

0.15%

5.06%

1 Year

0.0%

2 Years

0.0%

3 Years

0.0%

4 Years

0.0%

5 Years

0.0%

Latest dividend: 0.5 per share ex-dividend date: Jul-27-2026

Risk Adjusted Returns v/s

Returns Beta

Beta has not been calculated since enough price history is not available

News & Corporate Actions

News

Tata Capital Q1 FY27: Strong Profit Surge Masks Margin Compression Concerns

Tata Capital Limited reported a robust 56.32% year-on-year surge in consolidated net profit to ₹1,547.38 crores for Q1 FY27, marking its strongest quarterly performance to date. However, the impressive headline numbers obscure underlying margin pressures and valuation concerns that have left the stock trading at a modest 1.21% gain following the results announcement, closing at ₹354.95 on July 28, 2026.

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Tata Capital Ltd is Rated Hold by MarketsMOJO

Tata Capital Ltd is rated 'Hold' by MarketsMOJO, with this rating last updated on 01 Jul 2026. However, the analysis and financial metrics discussed below reflect the company’s current position as of 24 July 2026, providing investors with an up-to-date view of its fundamentals, valuation, financial trends, and technical outlook.

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Tata Capital Ltd Valuation Shifts Signal Improved Price Attractiveness

Tata Capital Ltd, a prominent player in the Non Banking Financial Company (NBFC) sector, has witnessed a notable shift in its valuation parameters, moving from an expensive to a fair valuation grade. This recalibration, reflected in key metrics such as the price-to-earnings (P/E) and price-to-book value (P/BV) ratios, suggests a more attractive price point for investors amid a challenging market backdrop.

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Announcements

Announcement Under Regulations 30 And 51 Of SEBI LODR

25-Jul-2026 | Source : BSE

Pursuant to Regulation 36(1)(b) and 58(1)(b) of SEBI LODR Regulations 2015 the Company has dispatched letters providing web link and QR Code for accessing the Annual Report for FY 2025-26.

Announcement under Regulation 30 (LODR)-Newspaper Publication

24-Jul-2026 | Source : BSE

Tata Capital Limited has informed the Exchange about Copy of Newspaper Publication.

Regulation 53 (1) Annual Report.

23-Jul-2026 | Source : BSE

Tata Capital Limited has informed the Exchange regarding Annual Report for FY 2025-26.

Corporate Actions

BOARD MEETING

No Upcoming Board Meetings

DIVIDEND

Tata Capital Ltd has declared 5% dividend, ex-date: 27 Jul 26

SPLITS

No Splits history available

BONUS

No Bonus history available

RIGHTS

No Rights history available

Key Factors

Quality key factors

Factor

Value

Sales Growth (5y)

EBIT Growth (5y)

Net Debt to Equity (avg)

Institutional Holding

8.74%

ROE (avg)

Valuation key factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

3.29

EV to EBIT

17.00

EV to EBITDA

16.61

EV to Capital Employed

1.38

EV to Sales

12.15

PEG Ratio

Dividend Yield

0.14%

ROCE (Latest)

8.10%

ROE (Latest)

10.64%

Technicals key factors

Indicator

Weekly

Monthly

MACD

Bullish

RSI

No Signal

Bollinger Bands

Bullish

KST

Dow Theory

Mildly Bearish

No Trend

OBV

Mildly Bearish

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Shareholding

Shareholding Snapshot : Jun 2026

Shareholding Compare (%holding)

Majority shareholders

Promoters

Pledged Promoter Holdings

None

Mutual Funds

Held by 34 Schemes (1.82%)

FIIs

Held by 126 FIIs (5.18%)

Promoter with highest holding

Tata Sons Private Limited (78.8%)

Highest Public shareholder

None

Individual Investors Holdings

4.56%

Financial

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        "Sep'24",
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        {
          "field": "Interest",
          "val1": "8,041.20",
          "val2": "7,234.48",
          "chgp": "11.15%",
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          "field": "Exceptional Items",
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          "field": "Consolidate Net Profit",
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        "suffix": "YoY Growth in nine months ended Dec 2025 is 27.98% vs -15.33% in Dec 2024",
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        "Dec'25",
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          "field": "Interest",
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Quarterly Results Snapshot (Standalone) - Jun'26 - QoQ

Jun'26

Mar'26

Change(%)

Net Sales

6,334.12

6,109.65

3.67%

Operating Profit (PBDIT) excl Other Income

4,498.97

4,398.46

2.29%

Interest

3,017.36

2,731.54

10.46%

Exceptional Items

0.00

Standalone Net Profit

999.44

1,182.60

-15.49%

Operating Profit Margin (Excl OI)

71.03%

71.99%

-0.96%

Values in Rs Cr.

Compare with Peers

Net Sales

QoQ Growth in quarter ended Jun 2026 is 3.67% vs 5.65% in Mar 2026

Standalone Net Profit

QoQ Growth in quarter ended Jun 2026 is -15.49% vs 49.72% in Mar 2026

All Quarterly Results

Half Yearly Results Snapshot (Consolidated) - Sep'25

Sep'25

Sep'24

Change(%)

Net Sales

15,401.99

13,731.06

12.17%

Operating Profit (PBDIT) excl Other Income

11,141.39

9,534.23

16.86%

Interest

8,041.20

7,234.48

11.15%

Exceptional Items

0.00

Consolidate Net Profit

2,087.21

1,537.38

35.76%

Operating Profit Margin (Excl OI)

72.34%

69.44%

2.90%

Values in Rs Cr.

Compare with Peers

Net Sales

Growth in half year ended Sep 2025 is 12.17% vs 65.55% in Sep 2024

Consolidated Net Profit

Growth in half year ended Sep 2025 is 35.76% vs -0.08% in Sep 2024

All Half Yearly Results

Nine Monthly Results Snapshot (Consolidated) - Dec'25

Dec'25

Dec'24

Change(%)

Net Sales

23,378.23

20,834.67

12.21%

Operating Profit (PBDIT) excl Other Income

16,945.34

14,875.78

13.91%

Interest

11,968.79

11,069.98

8.12%

Exceptional Items

-44.04

0.00

Consolidate Net Profit

3,344.08

2,612.95

27.98%

Operating Profit Margin (Excl OI)

72.48%

71.40%

1.08%

Values in Rs Cr.

Compare with Peers

Net Sales

YoY Growth in nine months ended Dec 2025 is 12.21% vs 21.72% in Dec 2024

Consolidated Net Profit

YoY Growth in nine months ended Dec 2025 is 27.98% vs -15.33% in Dec 2024

All Nine Monthly Results

Annual Results Snapshot (Consolidated) - Mar'26

Mar'26

Mar'25

Change(%)

Net Sales

31,539.89

28,311.37

11.40%

Operating Profit (PBDIT) excl Other Income

23,081.66

20,282.30

13.80%

Interest

15,985.31

15,029.64

6.36%

Exceptional Items

-44.04

0.00

Consolidate Net Profit

4,846.10

3,664.66

32.24%

Operating Profit Margin (Excl OI)

73.18%

71.64%

1.54%

Values in Rs Cr.

Compare with Peers

Net Sales

YoY Growth in year ended Mar 2026 is 11.40% vs 55.77% in Mar 2025

Consolidated Net Profit

YoY Growth in year ended Mar 2026 is 32.24% vs 16.33% in Mar 2025

All Annual Results

Company CV

About Tata Capital Ltd

Tata Capital Ltd

Large Cap

Non Banking Financial Company (NBFC)

Tata Capital Limited (TCL) was incorporated as `Primal Investments & Finance Limited' as a Public limited company, on March 8, 1991, with the Additional Registrar of Companies, Mumbai and commenced its operations pursuant to a Certificate for Commencement of Business dated April 1, 1991. Subsequently, the name of the Company was changed to `Tata Capital Limited' dated May 8, 2007 vide fresh certificate obtained from the Registrar of Companies, Mumbai.

Company Coordinates

No Company Details Available