TATACAP Share Price | Tata Capital Ltd Stock Analysis & Recommendation

Q: Why is Tata Capital Ltd falling/rising?

As of 08-Jun, Tata Capital Ltd's stock price is currently at 312.30, reflecting a decrease of 2.35 (-0.75%). The stock has experienced a trend reversal, having fallen after three consecutive days of gains. This decline occurs despite the stock outperforming its sector by 1.31% today. In terms of broader performance, over the past week, Tata Capital has shown a positive return of 3.81%, while the benchmark Sensex has decreased by 1.00%. However, on a monthly basis, the stock has declined by 2.92%, which is less favorable compared to the Sensex's drop of 4.92%. Year-to-date, Tata Capital's stock is down 8.92%, while the Sensex has fallen by 13.72%. The stock's moving averages indicate that it is currently higher than the 5-day and 20-day moving averages but lower than the 50-day, 100-day, and 200-day moving averages, suggesting a potential struggle to maintain upward momentum. Additionally, the finance/NBFC sector has seen a decline of 2.07%, which may also contribute to the stock's downward movement.Despite some positive factors, such as strong long-term fundamental strength and increasing participation from institutional investors, the stock's valuation appears expensive with a Price to Book Value of 2.9 and a return on equity (ROE) of 10.6. These factors, combined with a lack of significant growth in operating profits and net sales, may lead investors to reassess their positions, contributing to the stock's current decline.

Q: Should I buy, sell or hold Tata Capital Ltd?

Based on the information available, Tata Capital Ltd appears to be in a stable position with some positive indicators. The company has shown consistent performance with positive results in the last two quarters, including a notable net sales figure and a strong operating profit to interest ratio. The return on equity (ROE) of 10.6% suggests a fair valuation, and the price to book value of 3.1 indicates that the stock may be reasonably priced relative to its assets.However, it's important to note that the operating profits and net sales have shown a 0% compound annual growth rate (CAGR), which may raise concerns about long-term growth potential. On the positive side, the increase in institutional investor participation, with a 0.53% rise in their stake, indicates confidence from more sophisticated investors.Given these factors, if you are looking for stability and are comfortable with the lack of growth in operating profits and net sales, holding might be a reasonable option. If you are seeking growth, you may want to consider the potential risks associated with the stagnant growth rates. Ultimately, your decision should align with your investment strategy and risk tolerance.

Q: Are Tata Capital Ltd latest results good or bad?

Tata Capital Ltd's latest results for Q4 FY26 can be considered quite strong overall. The company reported a net profit of ₹1,502.02 crores, which reflects a significant year-on-year increase of 42.82%. This impressive profit growth was accompanied by a net sales increase of 9.12% year-on-year, reaching ₹8,160.10 crores.Additionally, the profit after tax (PAT) margin improved to 17.97%, marking the highest level in seven quarters, which indicates better operational efficiency. The operating margin, while slightly contracting to 75.18%, still shows robust performance.Overall, the results demonstrate strong topline momentum and profitability expansion, although there are some nuances, such as the marginal contraction in operating margins and a slowdown in sequential revenue growth. Investors should be aware of these factors, but the overall financial performance suggests a positive outlook for Tata Capital.

Price Point

High/Low

1Day

52 Week

Valuation

Technical

Day's Volume

CASH

26.87 lacs (5.02%) Volume

Shareholding (Mar 2026)

FII

4.88%

Held by 104 FIIs

DII

3.61%

Held by 50 DIIs

Promoter

85.41%

Why is Tata Capital Ltd falling/rising?

09-Jun-2026

As of 08-Jun, Tata Capital Ltd's stock price is at 312.30, down 0.75% after a trend reversal following three days of gains. Despite a positive weekly return of 3.81%, the stock has declined 2.92% monthly and 8.92% year-to-date, with valuation concerns and sector declines impacting its performance.

View full answer

Which are the latest news on Tata Capital?

09-Jun-2026

Tata Capital Ltd is Rated Sell
Tata Capital Ltd is Rated Sell

Should I buy, sell or hold Tata Capital Ltd?

01-May-2026

Are Tata Capital Ltd latest results good or bad?

24-Apr-2026

Tata Capital Ltd's latest Q4 FY26 results are strong, with a net profit of ₹1,502.02 crores, up 42.82% year-on-year, and a net sales increase of 9.12%. Despite a slight contraction in operating margins, the overall financial performance indicates a positive outlook.

View full answer

Compare Tata Capital with Similar Stocks

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Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Dashboard

With ROE of 10.6, it has a Expensive valuation with a 3 Price to Book Value

Over the past year, while the stock has generated a return of NA, its profits have risen by 33%

Mojo Parameters

Loading Valuation Snapshot...

Stock DNA

Industry

Non Banking Financial Company (NBFC)

Market cap

INR 133,820 Cr (Large Cap)

P/E

28.00

Industry P/E

Dividend Yield

0.00%

Debt Equity

5.15

Return on Equity

10.64%

Price to Book

2.88

Revenue and Profits:

Net Sales:

8,160 Cr

(Quarterly Results - Mar 2026)

Net Profit:

1,502 Cr

Total Returns

Total Returns (Price + Dividend)

Dividend Yield (0%)

TimePeriod

Price Return

Dividend Return

Total Return

3 Months

3.68%

6 Months

-1.29%

1 Year

0.0%

2 Years

0.0%

3 Years

0.0%

4 Years

0.0%

5 Years

0.0%

Tata Capital for the last several years.

Risk Adjusted Returns v/s

Returns Beta

Beta has not been calculated since enough price history is not available

News & Corporate Actions

News

Tata Capital Ltd Surges 3.67% to Day's High of Rs 323.45 — Outperforms NBFC Sector by 2.01 Percentage Points

The Sensex edged up 0.55% on 09 Jun 2026, while Tata Capital Ltd outperformed with a 3.67% gain, touching an intraday high of Rs 323.45. That 2.01-percentage-point outperformance over its NBFC sector peers signals a stock-specific strength rather than a broad market lift.

Read full news article

Tata Capital Ltd is Rated Sell

Tata Capital Ltd is rated 'Sell' by MarketsMOJO, with this rating last updated on 30 April 2026. However, the analysis and financial metrics discussed here reflect the stock’s current position as of 08 June 2026, providing investors with an up-to-date view of the company’s fundamentals, valuation, financial trends, and technical outlook.

Read full news article

Tata Capital Ltd is Rated Sell

Tata Capital Ltd is rated Sell by MarketsMOJO, with this rating last updated on 30 April 2026. However, the analysis and financial metrics discussed here reflect the stock's current position as of 08 June 2026, providing investors with an up-to-date view of the company’s fundamentals, valuation, financial trends, and technical outlook.

Read full news article

Announcements

Shareholder Meeting / Postal Ballot-Outcome of Postal_Ballot

05-Jun-2026 | Source : BSE

Submission of results of Postal Ballot Notice dated April 23 2026 and Scrutinizers Report.

Shareholder Meeting / Postal Ballot-Scrutinizers Report

05-Jun-2026 | Source : BSE

Submission of Results of Postal Ballot Notice dated April 23 2026 and Scrutinizers Report.

Compliances-Reg.24(A)-Annual Secretarial Compliance

25-May-2026 | Source : BSE

Tata Capital Limited has informed the Exchange regarding Secretarial Compliance Report for the Financial Year 2025-26.

Corporate Actions

BOARD MEETING

No Upcoming Board Meetings

DIVIDEND

No Dividend history available

SPLITS

No Splits history available

BONUS

No Bonus history available

RIGHTS

No Rights history available

Key Factors

Quality key factors

Factor

Value

Sales Growth (5y)

EBIT Growth (5y)

Net Debt to Equity (avg)

Institutional Holding

8.49%

ROE (avg)

Valuation key factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

2.98

EV to EBIT

16.39

EV to EBITDA

16.01

EV to Capital Employed

1.33

EV to Sales

11.72

PEG Ratio

Dividend Yield

ROCE (Latest)

8.10%

ROE (Latest)

10.64%

Technicals key factors

Indicator

Weekly

Monthly

MACD

Bearish

RSI

No Signal

Bollinger Bands

Mildly Bearish

KST

Dow Theory

Mildly Bullish

Bearish

OBV

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Shareholding

Shareholding Snapshot : Mar 2026

Shareholding Compare (%holding)

Majority shareholders

Promoters

Pledged Promoter Holdings

None

Mutual Funds

Held by 31 Schemes (1.85%)

FIIs

Held by 104 FIIs (4.88%)

Promoter with highest holding

Tata Sons Private Limited (78.8%)

Highest Public shareholder

None

Individual Investors Holdings

4.66%

Financial

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    "header": "Quarterly Results Snapshot (Standalone) - Mar'26 - QoQ",
    "rhs": [
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        "prefix": "Net Sales ",
        "suffix": "QoQ Growth in quarter ended Mar 2026 is 5.65% vs 3.56% in Dec 2025",
        "dir": 1
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        "prefix": "Standalone Net Profit ",
        "suffix": "QoQ Growth in quarter ended Mar 2026 is 49.72% vs 19.57% in Dec 2025",
        "dir": 1
      }
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    "table": {
      "header": [
        "Mar'26",
        "Dec'25",
        "Change(%)"
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      "body": [
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          "val1": "6,109.65",
          "val2": "5,783.03",
          "chgp": "5.65%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "4,398.46",
          "val2": "3,900.79",
          "chgp": "12.76%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "2,731.54",
          "val2": "2,678.12",
          "chgp": "1.99%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "-36.15",
          "chgp": "100.00%",
          "chgp_class": "positive"
        },
        {
          "field": "Standalone Net Profit",
          "val1": "1,182.60",
          "val2": "789.86",
          "chgp": "49.72%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "71.99%",
          "val2": "67.45%",
          "chgp": "4.54%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "half-yearly",
    "btn_text": "All Half Yearly Results",
    "header": "Half Yearly Results Snapshot (Consolidated) - Sep'25",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": " Growth in half year ended Sep 2025 is 12.17% vs 65.55% in Sep 2024",
        "dir": -1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": " Growth in half year ended Sep 2025 is 35.76% vs -0.08% in Sep 2024",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Sep'25",
        "Sep'24",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "15,401.99",
          "val2": "13,731.06",
          "chgp": "12.17%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "11,141.39",
          "val2": "9,534.23",
          "chgp": "16.86%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "8,041.20",
          "val2": "7,234.48",
          "chgp": "11.15%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "2,087.21",
          "val2": "1,537.38",
          "chgp": "35.76%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "72.34%",
          "val2": "69.44%",
          "chgp": "2.90%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "nine-monthly",
    "btn_text": "All Nine Monthly Results",
    "header": "Nine Monthly Results Snapshot (Consolidated) - Dec'25",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in nine months ended Dec 2025 is 12.21% vs 26.62% in Dec 2024",
        "dir": -1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in nine months ended Dec 2025 is 27.98% vs -14.07% in Dec 2024",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Dec'25",
        "Dec'24",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "23,378.23",
          "val2": "20,834.67",
          "chgp": "12.21%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "16,945.34",
          "val2": "14,875.78",
          "chgp": "13.91%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "11,968.79",
          "val2": "11,069.98",
          "chgp": "8.12%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "-44.04",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "3,344.08",
          "val2": "2,612.95",
          "chgp": "27.98%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "72.48%",
          "val2": "71.40%",
          "chgp": "1.08%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Consolidated) - Mar'26",
    "rhs": [
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        "prefix": "Net Sales ",
        "suffix": "YoY Growth in year ended Mar 2026 is 11.40% vs 55.77% in Mar 2025",
        "dir": -1
      },
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        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in year ended Mar 2026 is 32.24% vs 16.33% in Mar 2025",
        "dir": 1
      }
    ],
    "table": {
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        "Mar'26",
        "Mar'25",
        "Change(%)"
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          "val2": "28,311.37",
          "chgp": "11.40%",
          "chgp_class": "positive"
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          "field": "Operating Profit (PBDIT) excl Other Income",
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          "val2": "20,282.30",
          "chgp": "13.80%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "15,985.31",
          "val2": "15,029.64",
          "chgp": "6.36%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "-44.04",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "4,846.10",
          "val2": "3,664.66",
          "chgp": "32.24%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "73.18%",
          "val2": "71.64%",
          "chgp": "1.54%",
          "chgp_class": "positive"
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      ]
    }
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]

Quarterly Results Snapshot (Standalone) - Mar'26 - QoQ

Mar'26

Dec'25

Change(%)

Net Sales

6,109.65

5,783.03

5.65%

Operating Profit (PBDIT) excl Other Income

4,398.46

3,900.79

12.76%

Interest

2,731.54

2,678.12

1.99%

Exceptional Items

0.00

-36.15

100.00%

Standalone Net Profit

1,182.60

789.86

49.72%

Operating Profit Margin (Excl OI)

71.99%

67.45%

4.54%

Values in Rs Cr.

Compare with Peers

Net Sales

QoQ Growth in quarter ended Mar 2026 is 5.65% vs 3.56% in Dec 2025

Standalone Net Profit

QoQ Growth in quarter ended Mar 2026 is 49.72% vs 19.57% in Dec 2025

All Quarterly Results

Half Yearly Results Snapshot (Consolidated) - Sep'25

Sep'25

Sep'24

Change(%)

Net Sales

15,401.99

13,731.06

12.17%

Operating Profit (PBDIT) excl Other Income

11,141.39

9,534.23

16.86%

Interest

8,041.20

7,234.48

11.15%

Exceptional Items

0.00

Consolidate Net Profit

2,087.21

1,537.38

35.76%

Operating Profit Margin (Excl OI)

72.34%

69.44%

2.90%

Values in Rs Cr.

Compare with Peers

Net Sales

Growth in half year ended Sep 2025 is 12.17% vs 65.55% in Sep 2024

Consolidated Net Profit

Growth in half year ended Sep 2025 is 35.76% vs -0.08% in Sep 2024

All Half Yearly Results

Nine Monthly Results Snapshot (Consolidated) - Dec'25

Dec'25

Dec'24

Change(%)

Net Sales

23,378.23

20,834.67

12.21%

Operating Profit (PBDIT) excl Other Income

16,945.34

14,875.78

13.91%

Interest

11,968.79

11,069.98

8.12%

Exceptional Items

-44.04

0.00

Consolidate Net Profit

3,344.08

2,612.95

27.98%

Operating Profit Margin (Excl OI)

72.48%

71.40%

1.08%

Values in Rs Cr.

Compare with Peers

Net Sales

YoY Growth in nine months ended Dec 2025 is 12.21% vs 26.62% in Dec 2024

Consolidated Net Profit

YoY Growth in nine months ended Dec 2025 is 27.98% vs -14.07% in Dec 2024

All Nine Monthly Results

Annual Results Snapshot (Consolidated) - Mar'26

Mar'26

Mar'25

Change(%)

Net Sales

31,539.89

28,311.37

11.40%

Operating Profit (PBDIT) excl Other Income

23,081.66

20,282.30

13.80%

Interest

15,985.31

15,029.64

6.36%

Exceptional Items

-44.04

0.00

Consolidate Net Profit

4,846.10

3,664.66

32.24%

Operating Profit Margin (Excl OI)

73.18%

71.64%

1.54%

Values in Rs Cr.

Compare with Peers

Net Sales

YoY Growth in year ended Mar 2026 is 11.40% vs 55.77% in Mar 2025

Consolidated Net Profit

YoY Growth in year ended Mar 2026 is 32.24% vs 16.33% in Mar 2025

All Annual Results

Company CV

About Tata Capital Ltd

Tata Capital Ltd

Large Cap

Non Banking Financial Company (NBFC)

Tata Capital Limited was incorporated as `Primal Investments & Finance Limited' as a public limited company, on March 8, 1991, with the Additional Registrar of Companies, Maharashtra at Bombay and commenced its operations pursuant to a certificate for commencement of business dated April 1, 1991. Subsequently, the name of the Company was changed to `Tata Capital Limited' and a fresh certificate of incorporation dated May 8, 2007 was issued by the Registrar of Companies, Mumbai.

Company Coordinates

No Company Details Available