TATACAP Share Price | Tata Capital Ltd Stock Analysis & Recommendation

Q: Are Tata Capital Ltd latest results good or bad?

Tata Capital Ltd's latest results for Q4 FY26 can be considered quite strong overall. The company reported a net profit of ₹1,502.02 crores, which reflects a significant year-on-year increase of 42.82%. This impressive profit growth was accompanied by a net sales increase of 9.12% year-on-year, reaching ₹8,160.10 crores.Additionally, the profit after tax (PAT) margin improved to 17.97%, marking the highest level in seven quarters, which indicates better operational efficiency. The operating margin, while slightly contracting to 75.18%, still shows robust performance.Overall, the results demonstrate strong topline momentum and profitability expansion, although there are some nuances, such as the marginal contraction in operating margins and a slowdown in sequential revenue growth. Investors should be aware of these factors, but the overall financial performance suggests a positive outlook for Tata Capital.

Q: Should I buy, sell or hold Tata Capital Ltd?

Based on the information available, Tata Capital Ltd appears to be in a stable position with some positive indicators. The company has shown consistent performance with positive results in the last two quarters, including a notable net sales figure and a strong operating profit to interest ratio. The return on equity (ROE) of 10.6% suggests a fair valuation, and the price to book value of 3.1 indicates that the stock may be reasonably priced relative to its assets.However, it's important to note that the operating profits and net sales have shown a 0% compound annual growth rate (CAGR), which may raise concerns about long-term growth potential. On the positive side, the increase in institutional investor participation, with a 0.53% rise in their stake, indicates confidence from more sophisticated investors.Given these factors, if you are looking for stability and are comfortable with the lack of growth in operating profits and net sales, holding might be a reasonable option. If you are seeking growth, you may want to consider the potential risks associated with the stagnant growth rates. Ultimately, your decision should align with your investment strategy and risk tolerance.

Q: Why is Tata Capital Ltd falling/rising?

As of 02-Jun, Tata Capital Ltd's stock price is currently at 300.70, reflecting a slight decrease of 0.15 (-0.05%). The stock has been experiencing a downward trend, having fallen consecutively for the last four days, resulting in a total decline of 5.13% during this period. Additionally, the stock is trading below its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages, indicating a bearish trend.The stock's performance over the past week shows a decline of 5.07%, which is significantly worse than the Sensex's drop of 1.79%. Over the past month, Tata Capital has decreased by 9.81%, compared to a 2.94% decline in the benchmark index. Year-to-date, the stock has fallen by 12.31%, while the Sensex has seen a slightly smaller decline of 12.40%.Today's trading session has also seen the stock hit a new 52-week low of Rs. 296.05. Furthermore, there has been a notable decrease in investor participation, with delivery volume dropping by 91.51% compared to the 5-day average. This lack of trading activity may contribute to the stock's declining price.Despite some positive factors, such as strong long-term fundamental strength and recent positive quarterly results, the overall sentiment appears to be negative, leading to the stock's current decline.

Technical Trend Update: Tata Capital witnessed a change in Technical Grade on 01 Jun 2026. Click here to discover latest technical change!

Price Point

High/Low

1Day

52 Week

Valuation

Technical

Day's Volume

CASH

27.27 lacs (34.77%) Volume

Shareholding (Mar 2026)

FII

4.88%

Held by 104 FIIs

DII

3.61%

Held by 50 DIIs

Promoter

85.41%

Are Tata Capital Ltd latest results good or bad?

24-Apr-2026

Tata Capital Ltd's latest Q4 FY26 results are strong, with a net profit of ₹1,502.02 crores, up 42.82% year-on-year, and a net sales increase of 9.12%. Despite a slight contraction in operating margins, the overall financial performance indicates a positive outlook.

View full answer

Should I buy, sell or hold Tata Capital Ltd?

01-May-2026

Why is Tata Capital Ltd falling/rising?

03-Jun-2026

As of 02-Jun, Tata Capital Ltd's stock price is at 300.70, having decreased by 0.15 (-0.05%) and showing a downward trend with a total decline of 5.13% over the last four days. The stock is trading below all major moving averages and has hit a new 52-week low, indicating a bearish sentiment despite some positive long-term fundamentals.

View full answer

Which are the latest news on Tata Capital?

03-Jun-2026

Tata Capital Ltd Falls to 52-Week Low of Rs 296.55 as Sell-Off Deepens
Tata Capital Ltd Extends Losing Streak to Four Sessions, Touches All-Time Low

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Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Dashboard

With ROE of 10.6, it has a Expensive valuation with a 2.9 Price to Book Value

Over the past year, while the stock has generated a return of NA, its profits have risen by 33%

Mojo Parameters

Loading Valuation Snapshot...

Stock DNA

Industry

Non Banking Financial Company (NBFC)

Market cap

INR 127,240 Cr (Large Cap)

P/E

27.00

Industry P/E

Dividend Yield

0.00%

Debt Equity

5.15

Return on Equity

10.64%

Price to Book

2.78

Revenue and Profits:

Net Sales:

8,160 Cr

(Quarterly Results - Mar 2026)

Net Profit:

1,502 Cr

Total Returns

Total Returns (Price + Dividend)

Dividend Yield (0%)

TimePeriod

Price Return

Dividend Return

Total Return

3 Months

-5.89%

6 Months

-4.14%

1 Year

0.0%

2 Years

0.0%

3 Years

0.0%

4 Years

0.0%

5 Years

0.0%

Tata Capital for the last several years.

Risk Adjusted Returns v/s

Returns Beta

Beta has not been calculated since enough price history is not available

News & Corporate Actions

News

Tata Capital Ltd Surges 3.03% to Day's High of Rs 309 — Outperforms NBFC Sector by 3.28 Percentage Points

The Sensex declined 0.28% on 03 Jun 2026 while Tata Capital Ltd advanced 3.03%, outperforming its Non Banking Financial Company (NBFC) sector by 3.28 percentage points. This notable single-session gain stands out as a stock-specific event amid a broadly weak market backdrop.

Read full news article

Tata Capital Ltd Falls to 52-Week Low of Rs 296.55 as Sell-Off Deepens

For the fourth consecutive session, Tata Capital Ltd has closed lower, culminating in a fresh 52-week low of Rs 296.55 on 2 Jun 2026. This decline has dragged the stock down by 6.22% over this period, reflecting persistent selling pressure despite some positive financial indicators.

Read full news article

Tata Capital Ltd Extends Losing Streak to Four Sessions, Touches All-Time Low

For the fourth consecutive session, Tata Capital Ltd closed lower, hitting a fresh all-time low near ₹297 on 2 Jun 2026, just 0.34% shy of its 52-week trough. This persistent decline contrasts sharply with the company’s recent financial performance, raising questions about the underlying market sentiment.

Read full news article

Announcements

Compliances-Reg.24(A)-Annual Secretarial Compliance

25-May-2026 | Source : BSE

Tata Capital Limited has informed the Exchange regarding Secretarial Compliance Report for the Financial Year 2025-26.

Announcement under Regulation 30 (LODR)-Allotment

21-May-2026 | Source : BSE

Tata Capital Limited has informed the Exchange regarding allotment of Non - Convertible Debentures

Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation

19-May-2026 | Source : BSE

Tata Capital Limited has informed the Exchange regarding Schedule of Analyst / Institutional Investor Meeting.

Corporate Actions

BOARD MEETING

No Upcoming Board Meetings

DIVIDEND

No Dividend history available

SPLITS

No Splits history available

BONUS

No Bonus history available

RIGHTS

No Rights history available

Key Factors

Quality key factors

Factor

Value

Sales Growth (5y)

EBIT Growth (5y)

Net Debt to Equity (avg)

Institutional Holding

8.49%

ROE (avg)

Valuation key factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

2.86

EV to EBIT

16.14

EV to EBITDA

15.76

EV to Capital Employed

1.31

EV to Sales

11.54

PEG Ratio

Dividend Yield

ROCE (Latest)

8.10%

ROE (Latest)

10.64%

Technicals key factors

Indicator

Weekly

Monthly

MACD

Bearish

RSI

No Signal

Bollinger Bands

Mildly Bearish

KST

Dow Theory

Bearish

OBV

Mildly Bullish

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Shareholding

Shareholding Snapshot : Mar 2026

Shareholding Compare (%holding)

Majority shareholders

Promoters

Pledged Promoter Holdings

None

Mutual Funds

Held by 31 Schemes (1.85%)

FIIs

Held by 104 FIIs (4.88%)

Promoter with highest holding

Tata Sons Private Limited (78.8%)

Highest Public shareholder

None

Individual Investors Holdings

4.66%

Financial

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          "field": "Interest",
          "val1": "2,731.54",
          "val2": "2,678.12",
          "chgp": "1.99%",
          "chgp_class": "negative"
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        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "-36.15",
          "chgp": "100.00%",
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          "field": "Standalone Net Profit",
          "val1": "1,182.60",
          "val2": "789.86",
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          "field": "Operating Profit Margin (Excl OI)",
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        "suffix": " Growth in half year ended Sep 2025 is 12.17% vs 65.55% in Sep 2024",
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        "prefix": "Consolidated Net Profit ",
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        "Sep'25",
        "Sep'24",
        "Change(%)"
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          "val2": "13,731.06",
          "chgp": "12.17%",
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          "field": "Operating Profit (PBDIT) excl Other Income",
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          "val2": "9,534.23",
          "chgp": "16.86%",
          "chgp_class": "positive"
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        {
          "field": "Interest",
          "val1": "8,041.20",
          "val2": "7,234.48",
          "chgp": "11.15%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "2,087.21",
          "val2": "1,537.38",
          "chgp": "35.76%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "72.34%",
          "val2": "69.44%",
          "chgp": "2.90%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "nine-monthly",
    "btn_text": "All Nine Monthly Results",
    "header": "Nine Monthly Results Snapshot (Consolidated) - Dec'25",
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        "prefix": "Net Sales ",
        "suffix": "YoY Growth in nine months ended Dec 2025 is 12.21% vs 26.62% in Dec 2024",
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        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in nine months ended Dec 2025 is 27.98% vs -14.07% in Dec 2024",
        "dir": 1
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    "table": {
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        "Dec'25",
        "Dec'24",
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          "val2": "20,834.67",
          "chgp": "12.21%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "16,945.34",
          "val2": "14,875.78",
          "chgp": "13.91%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "11,968.79",
          "val2": "11,069.98",
          "chgp": "8.12%",
          "chgp_class": "negative"
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        {
          "field": "Exceptional Items",
          "val1": "-44.04",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "3,344.08",
          "val2": "2,612.95",
          "chgp": "27.98%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "72.48%",
          "val2": "71.40%",
          "chgp": "1.08%",
          "chgp_class": "positive"
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Quarterly Results Snapshot (Standalone) - Mar'26 - QoQ

Mar'26

Dec'25

Change(%)

Net Sales

6,109.65

5,783.03

5.65%

Operating Profit (PBDIT) excl Other Income

4,398.46

3,900.79

12.76%

Interest

2,731.54

2,678.12

1.99%

Exceptional Items

0.00

-36.15

100.00%

Standalone Net Profit

1,182.60

789.86

49.72%

Operating Profit Margin (Excl OI)

71.99%

67.45%

4.54%

Values in Rs Cr.

Compare with Peers

Net Sales

QoQ Growth in quarter ended Mar 2026 is 5.65% vs 3.56% in Dec 2025

Standalone Net Profit

QoQ Growth in quarter ended Mar 2026 is 49.72% vs 19.57% in Dec 2025

All Quarterly Results

Half Yearly Results Snapshot (Consolidated) - Sep'25

Sep'25

Sep'24

Change(%)

Net Sales

15,401.99

13,731.06

12.17%

Operating Profit (PBDIT) excl Other Income

11,141.39

9,534.23

16.86%

Interest

8,041.20

7,234.48

11.15%

Exceptional Items

0.00

Consolidate Net Profit

2,087.21

1,537.38

35.76%

Operating Profit Margin (Excl OI)

72.34%

69.44%

2.90%

Values in Rs Cr.

Compare with Peers

Net Sales

Growth in half year ended Sep 2025 is 12.17% vs 65.55% in Sep 2024

Consolidated Net Profit

Growth in half year ended Sep 2025 is 35.76% vs -0.08% in Sep 2024

All Half Yearly Results

Nine Monthly Results Snapshot (Consolidated) - Dec'25

Dec'25

Dec'24

Change(%)

Net Sales

23,378.23

20,834.67

12.21%

Operating Profit (PBDIT) excl Other Income

16,945.34

14,875.78

13.91%

Interest

11,968.79

11,069.98

8.12%

Exceptional Items

-44.04

0.00

Consolidate Net Profit

3,344.08

2,612.95

27.98%

Operating Profit Margin (Excl OI)

72.48%

71.40%

1.08%

Values in Rs Cr.

Compare with Peers

Net Sales

YoY Growth in nine months ended Dec 2025 is 12.21% vs 26.62% in Dec 2024

Consolidated Net Profit

YoY Growth in nine months ended Dec 2025 is 27.98% vs -14.07% in Dec 2024

All Nine Monthly Results

Annual Results Snapshot (Consolidated) - Mar'26

Mar'26

Mar'25

Change(%)

Net Sales

31,539.89

28,311.37

11.40%

Operating Profit (PBDIT) excl Other Income

23,081.66

20,282.30

13.80%

Interest

15,985.31

15,029.64

6.36%

Exceptional Items

-44.04

0.00

Consolidate Net Profit

4,846.10

3,664.66

32.24%

Operating Profit Margin (Excl OI)

73.18%

71.64%

1.54%

Values in Rs Cr.

Compare with Peers

Net Sales

YoY Growth in year ended Mar 2026 is 11.40% vs 55.77% in Mar 2025

Consolidated Net Profit

YoY Growth in year ended Mar 2026 is 32.24% vs 16.33% in Mar 2025

All Annual Results

Company CV

About Tata Capital Ltd

Tata Capital Ltd

Large Cap

Non Banking Financial Company (NBFC)

Tata Capital Limited was incorporated as `Primal Investments & Finance Limited' as a public limited company, on March 8, 1991, with the Additional Registrar of Companies, Maharashtra at Bombay and commenced its operations pursuant to a certificate for commencement of business dated April 1, 1991. Subsequently, the name of the Company was changed to `Tata Capital Limited' and a fresh certificate of incorporation dated May 8, 2007 was issued by the Registrar of Companies, Mumbai.

Company Coordinates

No Company Details Available