Jio Financial

Why is Jio Financial Services Ltd falling/rising?

As of 05-Aug, Jio Financial Services Ltd's stock price is declining at 261.50, down -1.15%, following a trend reversal after three days of gains. Despite positive performance over the past week and month, the stock has underperformed year-to-date and is considered overvalued, contributing to waning investor interest.

As of 05-Aug, Jio Financial Services Ltd is experiencing a decline in its stock price, currently at 261.50, which reflects a change of -3.05 (-1.15%). This drop follows a trend reversal after three consecutive days of gains, indicating a potential shift in investor sentiment. The stock has underperformed its sector by -1.63% today, suggesting that it is not keeping pace with its peers.<BR><BR>Investor participation appears to be waning, as evidenced by a significant decrease in delivery volume, which fell by -25.15% compared to the five-day average. Despite the stock's current decline, it has shown positive performance over the past week and month, with increases of +4.77% and +9.28%, respectively. However, the year-to-date performance remains negative at -11.34%, and the stock has underperformed the market over the past year, generating a return of -21.42% compared to the BSE500's +3.58%.<BR><BR>While the company has demonstrated strong long-term growth fundamentals, including a 47.02% CAGR in operating profits and a 263.9% increase in net profit, the stock's current valuation is considered expensive, with a return on equity (ROE) of 1.1 and a price-to-book value of 1.3. This valuation, combined with the stock's recent performance and declining investor interest, contributes to its current downward trend.

Which are the latest news on Jio Financial?

Should I buy, sell or hold Jio Financial Services Ltd?

Are Jio Financial Services Ltd latest results good or bad?

Jio Financial Services Ltd's latest results show impressive growth in net sales and profit, but concerns about low return on equity and rising interest costs suggest caution for investors. Overall, while the growth figures are strong, underlying issues may impact future performance.

Jio Financial Services Ltd's latest results present a mixed picture. On one hand, the company reported impressive growth metrics for Q1 FY27, with net sales reaching ₹2,004.47 crores, marking a remarkable 227.28% year-on-year increase and a 96.80% quarter-on-quarter jump. Net profit also saw a significant rise, climbing to ₹830.25 crores, which is a staggering 204.99% increase from the previous quarter. The operating margin improved to 70.66%, indicating strong unit economics.<BR><BR>However, despite these positive growth figures, there are significant concerns. The company's return on equity (ROE) stands at a mere 1.15%, which is well below industry standards and raises questions about capital efficiency. Additionally, interest costs have surged dramatically, increasing by 323.37% year-on-year, which could impact future profitability and sustainability of margins.<BR><BR>Furthermore, the stock has underperformed over the past year, declining 23.04% compared to a 5.29% drop in the Sensex, indicating investor skepticism about the company's ability to maintain its growth trajectory while managing costs effectively.<BR><BR>In summary, while Jio Financial Services has shown impressive revenue and profit growth, the underlying issues regarding capital efficiency and rising costs suggest that the results are not entirely positive. Investors should be cautious and consider these factors when evaluating the company's performance.

When is the next results date for Jio Financial Services Ltd?

The next results date for Jio Financial Services Ltd is July 16, 2026.

The next results date for Jio Financial Services Ltd is scheduled for July 16, 2026.

What does Jio Financial do?

Jio Financial Services Ltd is a Large Cap NBFC that provides financial services, with recent net sales of ₹1,019 Cr and a net profit of ₹272 Cr for the quarter ending March 2026. Key metrics include a P/E ratio of 99.00 and a market cap of ₹154,447 Cr.

Overview:<BR>Jio Financial Services Ltd operates in the Non Banking Financial Company (NBFC) sector and is categorized as a Large Cap company.<BR><BR>History:<BR>The company was incorporated in 1999 as Reliance Strategic Investments Private Limited and later converted to a Public Limited Company, being renamed Reliance Strategic Investments Limited in 2002. The latest quarterly results reported net sales and profit for the period ending March 2026.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 1,019 Cr (Quarterly Results - Mar 2026) <BR>Most recent Net Profit: 272 Cr (Quarterly Results - Mar 2026) <BR>Market-cap value: INR 154,447 Cr (Large Cap)<BR><BR>Key Metrics:<BR>P/E: 99.00 <BR>Industry P/E: 20 <BR>Dividend Yield: 0.21% <BR>Debt-Equity: 0.16 <BR>Return on Equity: 1.15% <BR>Price-to-Book: 1.16 <BR><BR>Contact Details:<BR>Registrar Address: Not available. <BR>Phone: N/A <BR>Email: N/A <BR>Website: N/A

How big is Jio Financial?

As of 10th June, Jio Financial Services Ltd has a market capitalization of 154,447.00 Cr, with recent net sales of 3,513.26 Cr and a net profit of 1,560.90 Cr. The balance sheet for March 2025 shows shareholder's funds of 1,23,496.52 Cr and total assets of 1,33,499.98 Cr.

As of 10th June, Jio Financial Services Ltd has a market capitalization of 154,447.00 Cr, categorizing it as a Large Cap company.<BR><BR>In the latest four quarters, Jio Financial reported Net Sales of 3,513.26 Cr and a Net Profit of 1,560.90 Cr.<BR><BR>The latest annual period for the balance sheet is March 2025, showing Shareholder's Funds of 1,23,496.52 Cr and Total Assets of 1,33,499.98 Cr.

Who are in the management team of Jio Financial?

The management team of Jio Financial includes K V Kamath (Chairman), Sunil Mehta, Bimal Manu Tanna, Rajiv Mehrishi (Independent Directors), and several Non-Executive Directors, including Isha Mukesh Ambani and Anshuman Thakur, bringing diverse expertise to the company.

The management team of Jio Financial includes the following individuals:<BR><BR>1. K V Kamath - Chairman & Independent Director<BR>2. Sunil Mehta - Independent Director<BR>3. Bimal Manu Tanna - Independent Director<BR>4. Sethuraman Kandasamy - Non-Executive Director<BR>5. Jagannath Kumar Venkata Gollapalli - Non-Executive Director<BR>6. Jayashri Rajesh - Non-Executive Director<BR>7. Rajiv Mehrishi - Independent Director<BR>8. Isha Mukesh Ambani - Non-Executive & Non-Independent Director<BR>9. Anshuman Thakur - Non-Executive & Non-Independent Director<BR><BR>This team brings a diverse range of expertise and experience to the company.

Who are the peers of the Jio Financial?

Jio Financial's peers include Bajaj Finance, Shriram Finance, Cholaman.Inv.&Fn, Muthoot Finance, Aditya Birla Cap, L&T Finance Ltd, SBI Cards, HDB FINANC SER, and Sundaram Finance. Jio Financial has average management risk and capital structure, with a 1-year return of -24.58%, better than SBI Cards but lower than Aditya Birla Cap's 38.15%.

Peers: The peers of Jio Financial are Bajaj Finance, Shriram Finance, Cholaman.Inv.&Fn, Muthoot Finance, Aditya Birla Cap, L&T Finance Ltd, SBI Cards, HDB FINANC SER, and Sundaram Finance.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bajaj Finance, Muthoot Finance, and Cholaman.Inv.&Fn, while Good management risk is found at Shriram Finance, Aditya Birla Cap, HDB FINANC SER, and Sundaram Finance. Average management risk is present at Jio Financial and L&T Finance Ltd. For Growth, Excellent growth is noted at Jio Financial, while Good growth is seen at Bajaj Finance, Shriram Finance, Cholaman.Inv.&Fn, Muthoot Finance, and Aditya Birla Cap. Below Average growth is found at L&T Finance Ltd, while Average growth is observed at SBI Cards and Sundaram Finance. Excellent capital structure is noted at Bajaj Finance, Shriram Finance, Muthoot Finance, Aditya Birla Cap, L&T Finance Ltd, and SBI Cards, while Good capital structure is present at Cholaman.Inv.&Fn and HDB FINANC SER, and Average capital structure is at Jio Financial and Sundaram Finance.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Aditya Birla Cap at 38.15%, while the peer with the lowest is SBI Cards at -41.98%. Jio Financial's 1-year return is -24.58%, which is significantly lower than Aditya Birla Cap's return and higher than SBI Cards'. Additionally, the six-month return is negative for Bajaj Finance, Shriram Finance, Cholaman.Inv.&Fn, Muthoot Finance, L&T Finance Ltd, SBI Cards, HDB FINANC SER, and Sundaram Finance.

Is Jio Financial technically bullish or bearish?

As of December 3, 2025, the technical trend has shifted to bearish, with key indicators like the MACD and Bollinger Bands on the weekly chart confirming this sentiment, despite mildly bullish daily moving averages.

As of 3 December 2025, the technical trend has changed from mildly bullish to sideways. The current technical stance is bearish, driven by several key indicators. The MACD on a weekly basis is mildly bearish, and the Bollinger Bands also indicate a bearish trend on the weekly chart. The KST and OBV are both mildly bearish on the weekly timeframe, reinforcing the negative sentiment. Moving averages on the daily chart show a mildly bullish stance, but this is overshadowed by the overall bearish signals from the weekly indicators. The stock has underperformed compared to the Sensex over the past week and month, further indicating weakness in the current market environment.

How has been the historical performance of Jio Financial?

Jio Financial has shown significant growth in net sales and profits over the past three years, with net sales rising from 41.63 Cr in March 2023 to 2,042.91 Cr in March 2025, and profit after tax increasing from 31.25 Cr to 1,219.77 Cr in the same period, despite fluctuations in cash flow and total assets.

Answer:<BR>The historical performance of Jio Financial shows significant growth over the past three years, particularly in net sales and profit metrics.<BR><BR>Breakdown:<BR>Jio Financial's net sales increased dramatically from 41.63 Cr in March 2023 to 1,853.88 Cr in March 2024, and further to 2,042.91 Cr in March 2025. The total operating income followed a similar trend, rising from 41.63 Cr in March 2023 to 1,853.88 Cr in March 2024, and reaching 2,042.91 Cr in March 2025. Operating profit (PBDIT) also saw substantial growth, moving from 49.34 Cr in March 2023 to 1,559.16 Cr in March 2024, and slightly decreasing to 1,584.26 Cr in March 2025. Profit before tax increased from 49.34 Cr in March 2023 to 1,527.37 Cr in March 2024, and further to 1,554.09 Cr in March 2025. Profit after tax showed a similar upward trajectory, rising from 31.25 Cr in March 2023 to 1,176.03 Cr in March 2024, and reaching 1,219.77 Cr in March 2025. The consolidated net profit for March 2025 was 1,612.59 Cr, compared to 1,604.55 Cr in March 2024 and 31.25 Cr in March 2023. On the balance sheet, total assets increased from 1,14,929.57 Cr in March 2023 to 1,44,862.76 Cr in March 2024, but then decreased to 1,33,499.98 Cr in March 2025. Total liabilities also rose from 1,14,929.57 Cr in March 2023 to 1,44,862.76 Cr in March 2024, before declining to 1,33,499.98 Cr in March 2025. The cash flow from operating activities turned negative, showing -10,083.00 Cr in March 2025, compared to -677.00 Cr in March 2024, while cash flow from investing activities improved to 6,406.00 Cr in March 2025. Overall, Jio Financial has demonstrated strong revenue growth and profitability, despite fluctuations in cash flow and total assets.

Who are the top shareholders of the Jio Financial?

The top shareholders of Jio Financial include Srichakra Commercials LLP with 11.64%, mutual funds with 6.58%, foreign institutional investors at 11.66%, and the Life Insurance Corporation of India holding 6.13%, while individual investors own 22.39% of the shares.

The top shareholders of Jio Financial include several key players. The majority of the shares are held by promoters, with Srichakra Commercials LLP being the promoter with the highest holding at 11.64%. Additionally, mutual funds collectively hold 6.58% of the shares through 42 schemes, while foreign institutional investors (FIIs) account for 11.66% with 680 FIIs involved. The highest public shareholder is the Life Insurance Corporation of India, which holds 6.13%. Individual investors also have a significant presence, owning 22.39% of the shares.

Is Jio Financial overvalued or undervalued?

As of October 18, 2023, Jio Financial is considered very expensive and overvalued with a PE ratio of 115.81 and an EV to EBITDA ratio of 120.56, significantly higher than its peers, despite a recent stock return of 21.32%.

As of 18 October 2023, Jio Financial's valuation grade has moved from does not qualify to very expensive, indicating a significant shift in its perceived market value. The company is currently considered overvalued, with a PE ratio of 115.81, an EV to EBITDA ratio of 120.56, and a ROE of just 1.31%. These ratios starkly contrast with peers such as Life Insurance, which has a PE ratio of 12.54 and an EV to EBITDA of 9.89, suggesting that Jio Financial's valuation is not justified by its earnings or operational performance.<BR><BR>In comparison to other firms in the sector, Bajaj Finance Ltd. is also categorized as very expensive with a PE ratio of 35.01, yet it is still significantly lower than Jio Financial's metrics. Additionally, SBI Life Insurance Co. Ltd. stands out as very attractive with a PE of 74.03, further emphasizing the overvaluation of Jio Financial. Despite a recent stock return of 21.32% over the past month, which outperformed the Sensex's 3.80%, the overall valuation metrics indicate that Jio Financial is not a sound investment at its current price of 301.00.

Has Jio Financial declared dividend?

No Dividend History Available