Muthoot Finance

how big is Muthoot Finance?

As of Jun 06, Muthoot Finance Ltd has a market capitalization of 98,216.13 Cr, with recent net sales of 20,214.16 Cr and a net profit of 5,302.49 Cr. Shareholder's funds are valued at 25,107.21 Cr, and total assets amount to 96,371.84 Cr.

Market Cap: <BR>As of Jun 06, Muthoot Finance Ltd has a market capitalization of 98,216.13 Cr, classifying it as a Large Cap company.<BR><BR>Recent Quarterly Performance: <BR>For the latest 4 quarters, Muthoot Finance reported a sum of Net Sales of 20,214.16 Cr and a sum of Net Profit of 5,302.49 Cr. This data is Consolidated.<BR><BR>Balance Sheet Snapshot: <BR>This is Consolidated data for the latest annual period ending in Mar'24. The Shareholder's Funds are valued at 25,107.21 Cr, and the Total Assets amount to 96,371.84 Cr.

Who are in the management team of Muthoot Finance?

As of March 2023, the management team of Muthoot Finance includes key members such as George Jacob Muthoot (Chairman), George Alexander Muthoot (Managing Director), and several whole-time and independent directors overseeing the company's operations and strategy.

As of March 2023, the management team of Muthoot Finance includes the following key members:<BR><BR>1. George Thomas Muthoot - Whole-time Director<BR>2. George Jacob Muthoot - Chairman & Whole-time Director<BR>3. George Alexander Muthoot - Managing Director<BR>4. Alexander M George - Whole-time Director<BR>5. Jose Mathew - Non-Executive & Independent Director<BR>6. Jacob Benjamin Koshy - Non-Executive & Independent Director<BR>7. Rajesh A - Company Secretary & Compliance Officer<BR>8. V Antony George - Non-Executive & Independent Director<BR>9. Ravindra Pisharody - Non-Executive & Independent Director<BR>10. Abraham Chacko - Non-Executive & Independent Director<BR>11. George Muthoot Jacob - Whole-time Director<BR>12. Usha Sunny - Independent Director<BR>13. George Muthoot George - Whole-time Director<BR>14. George Alexander - Whole-time Director<BR>15. Chamacheril Abraham Mohan - Independent Director<BR><BR>This team is responsible for overseeing the operations and strategic direction of the company.

What does Muthoot Finance do?

Muthoot Finance Ltd is India's largest gold financing company, operating as a Non-Banking Financial Company (NBFC) with a market cap of Rs 98,011 Cr. As of March 2025, it reported net sales of 5,622 Cr and a net profit of 1,478 Cr.

Overview: <BR>Muthoot Finance Ltd is the largest gold financing company in India, operating in the Non Banking Financial Company (NBFC) sector and categorized as a Large Cap entity.<BR><BR>History: <BR>Muthoot Finance was incorporated in an unspecified year and has maintained its status as a leading gold financing company. The latest quarterly results reported are for March 2025, showcasing significant sales and profit figures.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 5,622 Cr (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 1,478 Cr (Quarterly Results - Mar 2025) <BR>Market-cap value: Rs 98,011 Cr (Large Cap)<BR><BR>Key Metrics: <BR>P/E: 17.00 <BR>Industry P/E: 23 <BR>Dividend Yield: 1.13% <BR>Debt-Equity: 3.38 <BR>Return on Equity: 18.06% <BR>Price to Book: 3.14<BR><BR>Contact Details: <BR>Address: Muthoot Chambers 2nd Floor, Opp Saritha Theatre Banerji Rd Kochi Kerala : 682018 <BR>Tel: 91-484-2394712 <BR>Email: mails@muthootgroup.com <BR>Website: http://www.muthootfinance.com

Has Muthoot Finance declared dividend?

Yes, Muthoot Finance has declared a 260% dividend, amounting to ₹26 per share, with an ex-date of April 25, 2025. The company has shown strong total returns across various periods, including a 41.94% total return over the past year.

Muthoot Finance Ltd has declared a 260% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 260%<BR>- Amount per share: 26<BR>- Ex-date: 25 Apr 2025<BR><BR>Dividend Yield: 1.13%.<BR><BR>Total Returns by Period:<BR>In the last 6 months, Muthoot Finance achieved a price return of 26.42%, a dividend return of 1.30%, resulting in a total return of 27.72%.<BR><BR>Over the past year, the company recorded a price return of 40.46%, a dividend return of 1.48%, leading to a total return of 41.94%.<BR><BR>In the 2-year period, Muthoot Finance experienced a price return of 118.27%, a dividend return of 4.23%, culminating in a total return of 122.5%.<BR><BR>For the 3-year period, the price return was 127.91%, with a dividend return of 7.28%, resulting in a total return of 135.19%.<BR><BR>In the last 4 years, the company had a price return of 63.01%, a dividend return of 6.18%, which led to a total return of 69.19%.<BR><BR>Finally, over the past 5 years, Muthoot Finance achieved a price return of 169.02%, a dividend return of 10.10%, resulting in a total return of 179.12%.<BR><BR>Overall, Muthoot Finance has not only declared a substantial dividend but has also demonstrated impressive total returns across various periods, indicating strong financial performance and shareholder value.

Who are the peers of the Muthoot Finance?

Muthoot Finance's peers include Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, SBI Cards, Aditya Birla Cap, Sundaram Finance, L&T Finance Ltd, Authum Invest, and M & M Fin. Serv. In terms of performance, Muthoot Finance shows average growth and excellent capital structure, with a 1-year return of 30.13%.

Peers: The peers of Muthoot Finance are Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, SBI Cards, Aditya Birla Cap, Sundaram Finance, L&T Finance Ltd, Authum Invest, and M & M Fin. Serv.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bajaj Finance, Cholaman.Inv.&Fn, Shriram Finance, SBI Cards, and Muthoot Finance, while Average management risk is found at Jio Financial, L&T Finance Ltd, Authum Invest, and M & M Fin. Serv. Good management risk is seen at Aditya Birla Cap and Sundaram Finance. In terms of Growth, Excellent growth is noted at Jio Financial and Authum Invest, while Average growth is present at Muthoot Finance, SBI Cards, and Aditya Birla Cap. Good growth is seen at Bajaj Finance and Cholaman.Inv.&Fn, while Shriram Finance, Sundaram Finance, and L&T Finance Ltd show Below Average growth. For Capital Structure, Excellent capital structure is noted at Bajaj Finance, Jio Financial, Shriram Finance, Muthoot Finance, SBI Cards, Aditya Birla Cap, Sundaram Finance, L&T Finance Ltd, and Authum Invest, while Good capital structure is found at Cholaman.Inv.&Fn.<BR><BR>Return Snapshot: Authum Invest has the highest 1-year return at 163.59%, while Jio Financial has the lowest at -20.19%. Muthoot Finance's 1-year return of 30.13% is significantly higher than Jio Financial's. Additionally, Jio Financial and M & M Fin. Serv. have negative six-month returns.

Who are the top shareholders of the Muthoot Finance?

The top shareholders of Muthoot Finance include promoters, with George Thomas holding the largest share at 10.87%, and institutional investors, where mutual funds hold 10.03% and foreign institutional investors hold 11.03%. Individual investors collectively own 3.28% of the company.

The top shareholders of Muthoot Finance include a mix of promoters, institutional investors, and individual shareholders. The majority of the shares are held by promoters, with George Thomas being the promoter with the highest holding at 10.87%. <BR><BR>In terms of institutional investors, mutual funds hold 10.03% of the shares across 34 schemes, and foreign institutional investors (FIIs) hold 11.03% through 621 different entities. The highest public shareholder is SBI Mutual Fund, which holds 6.27%. Individual investors collectively hold 3.28% of the company’s shares. <BR><BR>Overall, the ownership structure reflects a strong presence of both promoters and institutional investors in Muthoot Finance.

Is Muthoot Finance technically bullish or bearish?

As of 14 August 2025, Muthoot Finance's technical trend has shifted to bullish, supported by strong indicators like bullish MACD and moving averages, despite a mildly bearish OBV on the weekly chart.

As of 14 August 2025, the technical trend for Muthoot Finance has changed from mildly bullish to bullish. The current stance is bullish with strong indicators supporting this position. The MACD is bullish on both the weekly and monthly time frames, and Bollinger Bands also indicate a bullish trend on both time frames. Moving averages are bullish on the daily chart, reinforcing the positive momentum. The KST is bullish on both weekly and monthly charts, while the Dow Theory shows a bullish stance on the monthly time frame. Although the OBV is mildly bearish on the weekly, the overall technical picture remains bullish, particularly with the stock's recent performance, including a 52.17% return over the past year compared to a 1.89% return for the Sensex.

When is the next results date for Muthoot Finance?

Muthoot Finance will announce its results on 13 November 2025.

Muthoot Finance is scheduled to declare its results on 13 November 2025.

Is Muthoot Finance overvalued or undervalued?

As of November 10, 2025, Muthoot Finance is considered overvalued with a PE ratio of 21.72, despite strong performance and a competitive ROE of 20.96%, especially when compared to peers like Bajaj Finance and Life Insurance.

As of 10 November 2025, Muthoot Finance's valuation grade has moved from very expensive to expensive, indicating a slight improvement in perceived value. The company is currently considered overvalued. Key ratios include a PE ratio of 21.72, an EV to EBITDA of 13.66, and a PEG ratio of 0.57, which suggests that while the company has growth potential, its current valuation may not fully reflect its earnings prospects.<BR><BR>In comparison to its peers, Muthoot Finance's PE ratio is significantly lower than Bajaj Finance's 38.76, which is classified as very expensive, and higher than Life Insurance's attractive PE of 11.14. The company's return on equity (ROE) stands at 20.96%, which is competitive but does not justify its current price level when compared to peers like Bajaj Finserv, which also has an expensive valuation at a PE of 35.58. Notably, Muthoot Finance has outperformed the Sensex over various periods, including a year-to-date return of 55.53% compared to the Sensex's 6.91%, reinforcing the notion of its overvaluation amidst strong performance.

How has been the historical performance of Muthoot Finance?

Muthoot Finance has shown consistent growth in net sales and profits, with net sales increasing from ₹7,594.43 Cr in Mar'19 to ₹20,214.17 Cr in Mar'25, and profit after tax rising from ₹2,102.96 Cr to ₹5,352.36 Cr in the same period. Total assets and liabilities also grew significantly, reflecting a robust expansion strategy despite recent fluctuations in cash flow.

Answer:<BR>The historical performance of Muthoot Finance shows a consistent upward trend in net sales and profits over the years.<BR><BR>Breakdown:<BR>Muthoot Finance has demonstrated significant growth in net sales, increasing from 7,594.43 Cr in Mar'19 to 20,214.17 Cr in Mar'25. Total operating income followed a similar trajectory, rising from 7,594.43 Cr in Mar'19 to 20,214.17 Cr in Mar'25. Operating profit (PBDIT) also saw a notable increase, reaching 14,794.30 Cr in Mar'25 from 5,846.69 Cr in Mar'19. Profit before tax rose to 7,266.01 Cr in Mar'25, up from 3,259.53 Cr in Mar'19, while profit after tax reached 5,352.36 Cr in Mar'25, compared to 2,102.96 Cr in Mar'19. The company's total assets grew significantly from 54,864.59 Cr in Mar'20 to 1,32,658.27 Cr in Mar'25, reflecting a robust expansion strategy. Total liabilities also increased, from 54,864.59 Cr in Mar'20 to 1,32,658.27 Cr in Mar'25, primarily driven by short-term borrowings which rose from 40,679.18 Cr in Mar'20 to 98,790.43 Cr in Mar'25. Despite fluctuations in cash flow from operating activities, which saw a negative trend in recent years, the net cash inflow turned positive at 2,141.00 Cr in Mar'25, indicating improved liquidity. Overall, Muthoot Finance's financial metrics reflect a strong growth trajectory and operational resilience over the years.

Are Muthoot Finance Ltd latest results good or bad?

Muthoot Finance Ltd's latest results are strong, with a 90.36% year-on-year increase in net profit to ₹2,420.63 crore and a 47.76% rise in net sales to ₹7,282.79 crore for Q2 FY26, indicating robust growth and operational efficiency. The company's improved operating margin and return on equity further highlight its positive outlook.

Muthoot Finance Ltd's latest results are quite impressive, indicating strong performance. For Q2 FY26, the company reported a net profit of ₹2,420.63 crore, which is a remarkable increase of 90.36% year-on-year and 20.06% quarter-on-quarter. Additionally, net sales reached ₹7,282.79 crore, reflecting a 47.76% year-on-year growth and a 12.91% sequential increase.<BR><BR>The operating margin also saw significant improvement, rising to 79.68%, up 654 basis points from the previous year and 203 basis points from the last quarter. This margin expansion, combined with a robust return on equity of 22.25%, showcases the company's operational efficiency and capital management.<BR><BR>Overall, Muthoot Finance has demonstrated exceptional growth and profitability, capitalizing on the resurgence of the gold loan market in India. The results suggest a strong operational performance and a positive outlook for the company moving forward.

Should I buy, sell or hold Muthoot Finance Ltd?

Why is Muthoot Finance Ltd falling/rising?

As of 16-Mar, Muthoot Finance Ltd's stock price is rising to 3,352.10, driven by a 6% return over three days, increased investor participation, and strong long-term fundamentals, including a 102.9% net profit growth and a 20.14% return on equity. The stock's premium valuation and high institutional holdings further reflect investor confidence in its future performance.

As of 16-Mar, Muthoot Finance Ltd's stock price is rising, currently at 3,352.10, reflecting a change of 19.15 (0.57%) upward. This increase can be attributed to several factors. Firstly, the stock has been gaining for the last three days, with a total return of 6% during this period. Additionally, there has been a notable rise in investor participation, evidenced by a delivery volume of 6.34 lacs on 13 March, which increased by 24.12% compared to the five-day average.<BR><BR>The company's strong long-term fundamentals also support the stock's upward movement. Muthoot Finance has demonstrated impressive growth, with a net profit increase of 102.9% and consistent positive results over the last 11 consecutive quarters. The stock's return on equity (ROE) stands at 20.14%, indicating robust financial health, and it has outperformed the broader market, generating a return of 52.62% over the past year.<BR><BR>Moreover, the stock is trading at a premium compared to its peers, with a fair valuation reflected by a price-to-book value of 3.8. High institutional holdings at 22.88% suggest confidence from larger investors, who typically have more resources to analyze the company's fundamentals. Overall, these factors contribute to the stock's rising price, indicating strong investor sentiment and confidence in Muthoot Finance Ltd's future performance.

Which are the latest news on Muthoot Finance?