Results Snapshot
Figures in Cr
Consolidate Nine Monthly Results
Dec'25
Dec'24
Dec'23
Dec'22
Dec'21
Dec'20
Dec'19
Net Sales
21,920.52
14,592.41
10,897.86
8,622.79
9,163.77
8,426.29
7,053.47
Other Operating Income
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Total Operating income
21,920.52
14,592.41
10,897.86
8,622.79
9,163.77
8,426.29
7,053.47
Raw Material Cost
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Purchase of Finished goods
0.00
0.00
0.00
0.00
0.00
0.00
0.00
(Increase) / Decrease In Stocks
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Employee Cost
2,208.35
1,627.89
1,285.83
1,038.12
868.49
866.49
855.52
Power Cost
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Manufacturing Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Selling and Distribution Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Expenses
2,170.08
2,327.49
1,237.24
897.67
996.87
738.74
735.12
Total Expenditure (Excl Depreciation)
4,378.43
3,955.38
2,523.07
1,935.79
1,865.36
1,605.23
1,590.64
Operating Profit (PBDIT) excl Other Income
17,542.09
10,637.03
8,374.79
6,687.00
7,298.41
6,821.06
5,462.83
Other Income
136.30
79.13
85.46
53.87
32.55
21.15
20.21
Operating Profit (PBDIT)
17,678.39
10,716.16
8,460.25
6,740.87
7,330.96
6,842.21
5,483.04
Interest
7,844.86
5,301.08
3,983.43
3,117.95
3,223.38
3,048.82
2,308.56
Exceptional Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross Profit (PBDT)
9,833.53
5,415.08
4,476.82
3,622.92
4,107.58
3,793.39
3,174.48
Depreciation
112.84
81.28
65.50
55.01
49.22
47.07
42.01
Profit Before Tax
9,720.69
5,333.80
4,411.33
3,567.91
4,058.36
3,746.32
3,132.48
Tax
2,511.30
1,425.37
1,126.01
907.40
1,033.26
951.22
799.58
Provisions and contingencies
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Profit After Tax
7,209.39
3,908.44
3,285.32
2,660.51
3,025.10
2,795.11
2,332.91
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
7,209.39
3,908.44
3,285.32
2,660.51
3,025.10
2,795.11
2,332.91
Share in Profit of Associates
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Minority Interest
70.38
-78.89
-16.53
-9.29
2.26
-7.09
-7.67
Other related items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Consolidated Net Profit
7,240.86
3,824.81
3,185.21
2,638.80
3,019.60
2,784.43
2,308.87
Equity Capital
401.47
401.46
401.46
401.44
401.35
401.17
400.97
Face Value
10.0
10.0
10.0
10.0
10.0
10.0
10.0
Reserves
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Diluted Earnings per share
69.84
35.36
27.49
23.11
25.9
25.02
21.25
Operating Profit Margin (Excl OI)
80.03%
72.89%
76.85%
77.55%
79.64%
80.95%
77.45%
Gross Profit Margin
44.86%
37.11%
41.08%
42.02%
44.82%
45.02%
45.01%
PAT Margin
32.89%
26.78%
30.15%
30.85%
33.01%
33.17%
33.07%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Nine Monthly Analysis Highlights
Net Sales
YoY Growth in nine months ended Dec 2025 is 50.22% vs 33.90% in Dec 2024
Consolidate Net Profit
YoY Growth in nine months ended Dec 2025 is 89.31% vs 20.08% in Dec 2024
Operating Profit (PBDIT) excl Other Income
YoY Growth in nine months ended Dec 2025 is 64.92% vs 27.01% in Dec 2024
Interest
YoY Growth in nine months ended Dec 2025 is 47.99% vs 33.08% in Dec 2024
Operating Profit Margin (Excl OI)
YoY Growth in nine months ended Dec 2025 has improved from Dec 2024
Compare Nine Monthly Results Of Muthoot Finance With
Figures in Cr
Consolidate Nine Monthly Results
Change(INR)
Change(%)
Net Sales
21,920.52
23,377.43
-1,456.91
-6.23%
Other Operating Income
0.00
0.00
0.00
Total Operating income
21,920.52
23,377.43
-1,456.91
-6.23%
Raw Material Cost
0.00
0.00
0.00
Purchase of Finished goods
0.00
0.00
0.00
(Increase) / Decrease In Stocks
0.00
0.00
0.00
Employee Cost
2,208.35
2,090.84
117.51
5.62%
Power Cost
0.00
0.00
0.00
Manufacturing Expenses
0.00
0.00
0.00
Selling and Distribution Expenses
0.00
0.00
0.00
Other Expenses
2,170.08
4,341.51
-2,171.43
-50.02%
Total Expenditure (Excl Depreciation)
4,378.43
6,432.35
-2,053.92
-31.93%
Operating Profit (PBDIT) excl Other Income
17,542.09
16,945.08
597.01
3.52%
Other Income
136.30
42.72
93.58
219.05%
Operating Profit (PBDIT)
17,678.39
16,987.80
690.59
4.07%
Interest
7,844.86
11,968.79
-4,123.93
-34.46%
Exceptional Items
0.00
-44.04
44.04
100.00%
Gross Profit (PBDT)
9,833.53
4,974.97
4,858.56
97.66%
Depreciation
112.84
394.95
-282.11
-71.43%
Profit Before Tax
9,720.69
4,580.93
5,139.76
112.20%
Tax
2,511.30
1,159.26
1,352.04
116.63%
Provisions and contingencies
0.00
0.00
0.00
Profit After Tax
7,209.39
3,420.76
3,788.63
110.75%
Extraordinary Items
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
7,209.39
3,420.76
3,788.63
110.75%
Share in Profit of Associates
0.00
3.88
-3.88
-100.00%
Minority Interest
70.38
-64.82
135.20
208.58%
Other related items
0.00
0.00
0.00
Consolidated Net Profit
7,240.86
3,344.08
3,896.78
116.53%
Equity Capital
401.47
4,006.52
-3,605.05
-89.98%
Face Value
10.00
10.00
0.00
Reserves
0.00
0.00
0.00
Gross Profit Margin
44.86%
21.28%
0.00
23.58%
PAT Margin
32.89%
14.63%
0.00
18.26%
Public Share Holdings (%)
0.00%
0.00%
0.00
0.00%
Pledged Promotor Holding (%)
0.00%
0.00%
0.00
0.00%
Nine Monthly - Net Sales
Net Sales 21,920.52 Cr
in Dec 2025Figures in Cr
YoY Growth in nine months ended Dec 2025 is 50.22% vs 33.90% in Dec 2024
Nine Monthly - Consolidate Net Profit
Consolidate Net Profit 7,240.86 Cr
in Dec 2025Figures in Cr
YoY Growth in nine months ended Dec 2025 is 89.31% vs 20.08% in Dec 2024
Nine Monthly - Operating Profit (PBDIT)
Operating Profit (PBDIT) 17,542.09 Cr
in Dec 2025Figures in Cr
YoY Growth in nine months ended Dec 2025 is 64.92% vs 27.01% in Dec 2024
Nine Monthly - Interest
Interest 7,844.86 Cr
in Dec 2025Figures in Cr
YoY Growth in nine months ended Dec 2025 is 47.99% vs 33.08% in Dec 2024
Nine Monthly - Operating Profit Margin (Excl OI)
Operating Profit Margin (Excl OI) 80.03%
in Dec 2025Figures in %
YoY Growth in nine months ended Dec 2025 has improved from Dec 2024






