ScoreWhy is Muthoot Finance Ltd ?
1
Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 20.14%
- Healthy long term growth as Net Sales has grown by an annual rate of 20.03% and Operating profit at 19.72%
2
With a growth in Net Profit of 102.9%, the company declared Outstanding results in Dec 25
- The company has declared positive results for the last 11 consecutive quarters
- NET SALES(Q) Highest at Rs 8,187.60 cr
- PBDIT(Q) Highest at Rs 6,730.05 cr.
- PBT LESS OI(Q) Highest at Rs 3,770.85 cr.
3
With ROE of 24.5, it has a Fair valuation with a 3.6 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 34.01%, its profits have risen by 75.6% ; the PEG ratio of the company is 0.2
4
High Institutional Holdings at 22.88%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
5
Company is among the highest 1% of companies rated by MarketsMojo across all 4,000 stocks
- It is ranked 1 across all Large Cap and 1 across the entire market
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to Muthoot Finance should be less than 10%
- Overall Portfolio exposure to Non Banking Financial Company (NBFC) should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Non Banking Financial Company (NBFC))
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Muthoot Finance for you?
High Risk, High Return
Absolute
Risk Adjusted
Volatility
Muthoot Finance
34.01%
0.94
36.25%
Sensex
-5.02%
-0.39
12.81%
Management Risk
Growth
Capital StructureValuationValuation Key Factors 
Factor
Value
P/E Ratio
15
Industry P/E
19
Price to Book Value
3.56
EV to EBIT
11.93
EV to EBITDA
11.85
EV to Capital Employed
1.55
EV to Sales
9.29
PEG Ratio
0.19
Dividend Yield
0.82%
ROCE (Latest)
13.02%
ROE (Latest)
24.47%
Loading Valuation Snapshot...
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Mildly Bearish
Mildly Bearish
OBV
Mildly Bullish
Mildly Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend36What is working for the Company
NET SALES(Q)
Highest at Rs 8,187.60 cr
PBDIT(Q)
Highest at Rs 6,730.05 cr.
PBT LESS OI(Q)
Highest at Rs 3,770.85 cr.
PAT(Q)
Highest at Rs 2,804.03 cr.
CASH AND CASH EQUIVALENTS(HY)
Highest at Rs 10,805.35 cr
OPERATING PROFIT TO NET SALES(Q)
Highest at 82.20%
EPS(Q)
Highest at Rs 69.84
-3What is not working for the Company
DEBT-EQUITY RATIO(HY)
Highest at 3.93 times
Loading Valuation Snapshot...
Here's what is working for Muthoot Finance
Profit Before Tax less Other Income (PBT) - Quarterly
At Rs 3,770.85 cr has Grown at 103.35%
Year on Year (YoY)MOJO Watch
Near term PBT trend is very positive
PBT less Other Income (Rs Cr)
Profit After Tax (PAT) - Quarterly
At Rs 2,804.03 cr has Grown at 101.8%
Year on Year (YoY)MOJO Watch
Near term PAT trend is very positive
PAT (Rs Cr)
Net Sales - Quarterly
Highest at Rs 8,187.60 cr and Grown
each quarter in the last five quartersMOJO Watch
Near term sales trend is very positive
Net Sales (Rs Cr)
Net Sales - Quarterly
At Rs 8,187.60 cr has Grown at 57.77%
Year on Year (YoY)MOJO Watch
Near term sales trend is very positive
Net Sales (Rs Cr)
Operating Profit (PBDIT) - Quarterly
Highest at Rs 6,730.05 cr. and Grown
each quarter in the last five quartersMOJO Watch
Near term Operating Profit trend is quite positive
Operating Profit (Rs Cr)
Profit Before Tax less Other Income (PBT) - Quarterly
Highest at Rs 3,770.85 cr. and Grown
each quarter in the last five quartersMOJO Watch
Near term PBT trend is very positive
PBT less Other Income (Rs Cr)
Profit After Tax (PAT) - Quarterly
Highest at Rs 2,804.03 cr. and Grown
each quarter in the last five quartersMOJO Watch
Near term PAT trend is very positive
PAT (Rs Cr)
Operating Profit Margin - Quarterly
Highest at 82.20%
in the last five quartersMOJO Watch
Company's efficiency has improved
Operating Profit to Sales
Earnings per Share (EPS) - Quarterly
Highest at Rs 69.84
in the last five quartersMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (Rs)
Cash and Cash Equivalents - Half Yearly
Highest at Rs 10,805.35 cr
in the last six half yearly periodsMOJO Watch
Short Term liquidity is improving
Cash and Cash Equivalents
Here's what is not working for Muthoot Finance
Debt-Equity Ratio - Half Yearly
Highest at 3.93 times and Grown
each half year in the last five half yearly periodsMOJO Watch
The company is borrowing more to fund its operations; it's liquidity situation may be stressed
Debt-Equity Ratio
Non Operating Income - Quarterly
Highest at Rs 51.61 cr
in the last five quartersMOJO Watch
Increased income from non business activities may not be sustainable
Non Operating Income
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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