Indergiri Fin.

Why is Indergiri Finance Ltd falling/rising?

As of 01-Sep, Indergiri Finance Ltd's stock price is rising to 25.50, driven by strong investor interest and recent gains. However, the company faces significant financial challenges, including operating losses and weak long-term fundamentals, which may jeopardize the sustainability of this stock increase.

As of 01-Sep, Indergiri Finance Ltd's stock price is rising, currently at 25.50, reflecting an increase of 0.51 or 2.04%. This upward movement can be attributed to several factors. Firstly, the stock has outperformed its sector by 3.5% today and has shown a consecutive gain over the last two days, with a total return of 3.95% during this period. Additionally, there has been a notable increase in investor participation, with delivery volume rising by 66.31% compared to the 5-day average, indicating growing interest among investors.<BR><BR>Despite these positive indicators, it is important to note the company's underlying challenges. Indergiri Finance Ltd has reported operating losses and has a weak long-term fundamental strength, with an annual decline in operating profit of -18.48%. Furthermore, the company has recorded a negative EBITDA of Rs. -1.97 crore, which adds to the risk associated with the stock. While the stock has generated a modest return of 0.35% over the past year, its profits have only increased by 1.7%, suggesting that the stock's rise may not be sustainable in the long term given the company's financial difficulties.

Which are the latest news on Indergiri Fin.?

Who are in the management team of Indergiri Fin.?

The management team of Indergiri Fin includes Vinod Kumar Sharma (Chairman & Independent Director), Dinesh Babel (Independent Director), Shanker Wunnava (Managing Director & CFO), Mohit Agarwal (Executive Director), and non-executive directors Roshan Shah and Beni Prasad Rauka.

The management team of Indergiri Fin includes the following individuals:<BR><BR>1. **Vinod Kumar Sharma** - Chairman & Independent Director<BR>2. **Dinesh Babel** - Independent Director<BR>3. **Shanker Wunnava** - Managing Director & CFO<BR>4. **Mohit Agarwal** - Executive Director<BR>5. **Roshan Shah** - Non-Executive Director<BR>6. **Beni Prasad Rauka** - Non-Executive Director<BR><BR>If you need more details about their roles or the company, feel free to ask!

What does Indergiri Fin. do?

Indergiri Finance Ltd is a micro-cap Non-Banking Financial Company (NBFC) in India that provides financing and sector-specific loans for MSMEs. It was incorporated in 1995 and reported a market cap of INR 12 Cr, with recent net sales of 0 Cr and a net profit of -1 Cr as of June 2026.

Overview:<BR>Indergiri Finance Ltd is a Non-Banking Financial Company (NBFC) in the micro-cap category, engaged in financing, investment banking, and money market activities in India, specifically providing financial solutions and sector-specific loans for MSMEs.<BR><BR>History:<BR>Indergiri Finance Ltd was incorporated on January 27, 1995, and received the Certificate of Commencement of Business on February 3, 1995. The company is classified as a "Loan Company" by the Reserve Bank of India. The latest quarterly results reported net sales and net profit for June 2026.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 0 Cr (Quarterly Results - Jun 2026) <BR>Most recent Net Profit: -1 Cr (Quarterly Results - Jun 2026) <BR>Market-cap value: INR 12 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: N/A <BR>Industry P/E: 21 <BR>Dividend Yield: 0.00% <BR>Debt-Equity: 9.69 <BR>Return on Equity: -177.00% <BR>Price to Book: 12.41 <BR><BR>Contact Details:<BR>Address: 327 Goyal Trade Centre, Shantivan Borivali (E) Nr Sona Mumbai Maharashtra : 400066 <BR>Tel: 91-022-28280515 <BR>Email: info@rediffmail.com/beni.rauka@inde <BR>Website: http://www.indergiri.com

Who are the peers of the Indergiri Fin.?

Indergiri Fin.'s peers include Krishna Capital, Goenka Business, Econo Trade Indi, Blue Chip India, J J Finance Corp, Nexus Surgical, NPR Finance, and Ashtasidhhi Ind. Notably, J J Finance Corp has the highest 1-year return at 26.97%, while Indergiri Fin. has a return of -3.59%.

Peers: The peers of Indergiri Fin. are Krishna Capital, Goenka Business, Econo Trade Indi, Blue Chip India, J J Finance Corp, Nexus Surgical, NPR Finance, Ashtasidhhi Ind.<BR><BR>Quality Snapshot: Excellent management risk is observed at Goenka Business, Econo Trade Indi, J J Finance Corp, Nexus Surgical, NPR Finance, Ashtasidhhi Ind, and Indergiri Fin., while Below Average management risk is found at Krishna Capital and the rest. Good growth is noted at Econo Trade Indi and Nexus Surgical, Average growth at J J Finance Corp and Ashtasidhhi Ind, and Below Average growth at Goenka Business, Krishna Capital, NPR Finance, and Indergiri Fin. Excellent capital structure is present in Goenka Business, Econo Trade Indi, J J Finance Corp, Nexus Surgical, NPR Finance, Ashtasidhhi Ind, and Indergiri Fin., while Krishna Capital and Blue Chip India do not qualify.<BR><BR>Return Snapshot: The peer with the highest 1-year return is J J Finance Corp at 26.97%, while the lowest is NPR Finance at -25.50%. Indergiri Fin.'s 1-year return is -3.59%, which is higher than NPR Finance's but lower than J J Finance Corp's. Additionally, the six-month return is negative for Blue Chip India, J J Finance Corp, NPR Finance, Ashtasidhhi Ind, and Golden Legand Ls.

How big is Indergiri Fin.?

As of 31st August, Indergiri Finance Ltd has a market capitalization of 12.00 Cr, with Net Sales of 2.16 Cr and a Net Profit loss of 1.77 Cr over the latest four quarters. Shareholder's Funds are 2.76 Cr and Total Assets are 20.12 Cr as of March 2025.

As of 31st August, Indergiri Finance Ltd has a market capitalization of 12.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest four quarters, the company reported Net Sales of 2.16 Cr. However, it experienced a Net Profit loss of 1.77 Cr during the same period.<BR><BR>The latest annual period for the balance sheet is March 2025, where Shareholder's Funds amounted to 2.76 Cr and Total Assets were reported at 20.12 Cr.

Should I buy, sell or hold Indergiri Finance Ltd?

When is the next results date for Indergiri Finance Ltd?

The next results date for Indergiri Finance Ltd is 14 August 2026.

The next results date for Indergiri Finance Ltd is scheduled for 14 August 2026.

Are Indergiri Finance Ltd latest results good or bad?

Indergiri Finance Ltd's latest Q3 FY26 results show a mixed but predominantly negative outlook, with a net profit of ₹0.10 crore down 23.08% year-on-year, and significant operational challenges reflected in a -421.43% operating margin and a high debt-to-equity ratio of 12.14. While there was a sequential sales increase, the overall financial health and reliance on non-operating income indicate ongoing struggles.

Indergiri Finance Ltd's latest results for Q3 FY26 present a mixed picture, leaning towards the negative side overall. While the company reported a net profit of ₹0.10 crore, indicating a recovery from previous losses, this figure is still down 23.08% year-on-year. The net sales of ₹0.28 crore showed a significant sequential increase of 55.56% from the previous quarter, but this is a stark decline of 59.42% compared to the same quarter last year.<BR><BR>The company's operating performance remains concerning, with an operating profit before depreciation, interest, and tax (PBDIT) of -₹1.18 crores, reflecting an alarming operating margin of -421.43%. This indicates that the core lending operations are not generating profits and the company is heavily reliant on non-operating income to report any semblance of profitability.<BR><BR>Additionally, the financial health of Indergiri Finance is troubling, characterized by extreme leverage with a debt-to-equity ratio of 12.14, and a severe liquidity mismatch, as current liabilities far exceed current assets. The absence of institutional investors further raises red flags about the company's stability and growth prospects.<BR><BR>In summary, while there are minor signs of recovery in terms of sequential sales growth and a technical profit, the overall financial condition and operational inefficiencies suggest that the results are more indicative of ongoing struggles rather than a solid turnaround.

Is Indergiri Fin. overvalued or undervalued?

As of December 4, 2025, Indergiri Fin. is considered very expensive and overvalued, with poor financial ratios and disappointing stock performance compared to its peers.

As of 4 December 2025, the valuation grade for Indergiri Fin. has moved from risky to very expensive, indicating a significant deterioration in its valuation outlook. The company is currently deemed overvalued. Key ratios highlight this concern, with a PE ratio of -4.72, an EV to EBITDA of -11.20, and a Price to Book Value of 13.05, all suggesting that the company's financial performance is not only poor but also unsustainable at its current valuation.<BR><BR>In comparison with peers, Indergiri Fin. stands out unfavorably; for instance, Bajaj Finance has a PE ratio of 34.9 and an EV to EBITDA of 19.63, while Life Insurance boasts a PE ratio of 10.85 and an EV to EBITDA of 8.92. These comparisons reinforce the notion that Indergiri Fin. is not only overvalued but also lacks the financial health exhibited by its competitors. Furthermore, the company's recent stock performance has been disappointing, with a 1-year return of -8.09% compared to the Sensex's 5.32%, further underscoring its overvaluation in the current market context.

How has been the historical performance of Indergiri Fin.?

Indergiri Fin. has seen significant sales growth from 0.45 crore in March 2019 to 2.23 crore in March 2025, but has faced increasing operational losses and negative cash flow, resulting in a challenging financial position with total liabilities rising to 20.12 crore.

Answer:<BR>The historical performance of Indergiri Fin. shows significant fluctuations in its financial metrics over the years, particularly from March 2019 to March 2025.<BR><BR>Breakdown:<BR>Indergiri Fin. has experienced a notable increase in net sales, rising from 0.45 crore in March 2019 to 2.23 crore in March 2025. However, despite this growth in revenue, the company has faced increasing operational challenges, reflected in its total expenditure which surged from 0.41 crore in March 2019 to 4.44 crore in March 2025. This led to a substantial operating loss, with the operating profit (PBDIT) declining from a positive 0.04 crore in March 2023 to a negative 2.07 crore in March 2025. The profit before tax also worsened, moving from a slight profit of 0.04 crore in March 2023 to a loss of 2.09 crore in March 2025. The profit after tax followed a similar trend, with losses escalating from 0.01 crore in March 2023 to 1.57 crore in March 2025. The company's total liabilities increased significantly, reaching 20.12 crore in March 2025, up from 5.21 crore in March 2020, while total assets also rose to 20.12 crore in March 2025. Cash flow from operating activities has been negative, indicating ongoing liquidity issues, with a cash flow of -12.00 crore in March 2025. Overall, Indergiri Fin. has shown growth in sales but has struggled with profitability and cash flow management, leading to a challenging financial position.

Who are the top shareholders of the Indergiri Fin.?

The top shareholders of Indergiri Fin. include Mohit Agarwal with 19.9%, Carnation Corporate Consultants Private Limited at 4.97%, and individual investors holding 27.6%. There are no pledged promoter holdings, and the company has no mutual funds or foreign institutional investors involved.

The top shareholders of Indergiri Fin. include the promoters, with Mohit Agarwal holding the highest stake at 19.9%. Additionally, Carnation Corporate Consultants Private Limited is the highest public shareholder, owning 4.97%. Individual investors collectively hold 27.6% of the shares. Notably, there are no pledged promoter holdings, and the company does not have any mutual funds or foreign institutional investors (FIIs) holding shares.

What is the technical trend for Indergiri Fin.?

As of May 21, 2025, Indergiri Fin. has shifted to a bearish trend, indicated by negative MACD readings, bearish Bollinger Bands, and a significant 67.25% decline in stock performance compared to a 7.51% gain in the Sensex.

As of 21 May 2025, the technical trend for Indergiri Fin. has changed from mildly bearish to bearish. The current technical stance is bearish with a strong indication of weakness. Key indicators driving this stance include bearish readings on the MACD across both weekly and monthly time frames, bearish signals from Bollinger Bands, and a bearish moving average on the daily chart. Additionally, the KST is bearish on the weekly and mildly bearish on the monthly, while Dow Theory and OBV both reflect a mildly bearish sentiment on the weekly and monthly time frames. Overall, the bearish trend is supported by the significant decline in the stock's performance over the past year, with a return of -67.25% compared to a 7.51% gain in the Sensex.

Has Indergiri Fin. declared dividend?

No Dividend History Available