Indergiri Fin.

Who are in the management team of Indergiri Fin.?

As of March 2022, the management team of Indergiri Fin. includes Vinod Kumar Sharma (Chairman), Dinesh Babel (Independent Director), Shanker Wunnava (Managing Director & CFO), Mohit Agarwal (Executive Director), and Roshan Shah and Beni Prasad Rauka (Non-Executive Directors). Each member contributes to the company's governance and operations.

As of March 2022, the management team of Indergiri Fin. includes the following members:<BR><BR>1. Vinod Kumar Sharma - Chairman & Independent Director<BR>2. Dinesh Babel - Independent Director<BR>3. Shanker Wunnava - Managing Director & CFO<BR>4. Mohit Agarwal - Executive Director<BR>5. Roshan Shah - Non Executive Director<BR>6. Beni Prasad Rauka - Non Executive Director<BR><BR>Each member plays a distinct role within the organization, contributing to its governance and operational management.

Has Indergiri Fin. declared dividend?

No Dividend History Available

Who are the peers of the Indergiri Fin.?

Indergiri Fin.'s peers include Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Pasupati Fincap, Classic Leasing, and Longspur Intl. Indergiri Fin. has Below Average management and growth, with a 1-year return of -71.52%, the lowest among its peers.

Peers: The peers of Indergiri Fin. are Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Pasupati Fincap, Classic Leasing, Longspur Intl.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bajaj Finance, Cholaman.Inv.&Fn, and Muthoot Finance, while Average management risk is found at Jio Financial and Shriram Finance. Good management risk is noted at Shriram Finance, while Longspur Intl has Below Average management risk, and Indergiri Fin. also has Below Average management risk. Pasupati Fincap and Classic Leasing do not qualify for management risk assessment. In terms of growth, Excellent growth is seen at Jio Financial, while Good growth is noted at Bajaj Finance and Cholaman.Inv.&Fn. Indergiri Fin. and Longspur Intl have Below Average growth, while Muthoot Finance has Average growth. Pasupati Fincap and Classic Leasing do not qualify for growth assessment. Excellent capital structure is observed at Bajaj Finance, Jio Financial, Muthoot Finance, and Shriram Finance, while Good capital structure is noted at Longspur Intl. Indergiri Fin. has Excellent capital structure, while Pasupati Fincap and Classic Leasing do not qualify for capital structure assessment.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Bajaj Finance at 30.41%, while the peer with the lowest is Indergiri Fin. at -71.52%. Indergiri Fin.'s 1-year return is significantly lower than all its peers. Additionally, Pasupati Fincap, Classic Leasing, and Longspur Intl have negative six-month returns.

What is the technical trend for Indergiri Fin.?

As of May 21, 2025, Indergiri Fin. has shifted to a bearish trend, indicated by negative MACD readings, bearish Bollinger Bands, and a significant 67.25% decline in stock performance compared to a 7.51% gain in the Sensex.

As of 21 May 2025, the technical trend for Indergiri Fin. has changed from mildly bearish to bearish. The current technical stance is bearish with a strong indication of weakness. Key indicators driving this stance include bearish readings on the MACD across both weekly and monthly time frames, bearish signals from Bollinger Bands, and a bearish moving average on the daily chart. Additionally, the KST is bearish on the weekly and mildly bearish on the monthly, while Dow Theory and OBV both reflect a mildly bearish sentiment on the weekly and monthly time frames. Overall, the bearish trend is supported by the significant decline in the stock's performance over the past year, with a return of -67.25% compared to a 7.51% gain in the Sensex.

Who are the top shareholders of the Indergiri Fin.?

The top shareholders of Indergiri Fin. include Mohit Agarwal with 19.9%, Carnation Corporate Consultants Private Limited at 4.97%, and individual investors holding 27.6%. There are no pledged promoter holdings, and the company has no mutual funds or foreign institutional investors involved.

The top shareholders of Indergiri Fin. include the promoters, with Mohit Agarwal holding the highest stake at 19.9%. Additionally, Carnation Corporate Consultants Private Limited is the highest public shareholder, owning 4.97%. Individual investors collectively hold 27.6% of the shares. Notably, there are no pledged promoter holdings, and the company does not have any mutual funds or foreign institutional investors (FIIs) holding shares.

What does Indergiri Fin. do?

Indergiri Finance Ltd is a micro cap NBFC in India that provides financing and investment banking services, primarily targeting MSMEs. As of March 2025, it reported net sales of 6 Cr and a net loss of 16 Cr, with a market cap of INR 10 Cr.

Overview:<BR>Indergiri Finance Ltd is a Non-Banking Financial Company (NBFC) in the micro cap category, engaged in financing, investment banking, and money market activities in India, specifically providing financial solutions and sector-specific loans for MSMEs.<BR><BR>History:<BR>Indergiri Finance Ltd was incorporated on January 27, 1995, and received its Certificate of Commencement of Business on February 3, 1995. The company is classified as a "Loan Company" by the Reserve Bank of India. The latest quarterly results reported net sales and net profit for the period ending March 2025.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 6 Cr (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: -16 Cr (Quarterly Results - Mar 2025) <BR>Market-cap value: INR 10 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: N/A <BR>Industry P/E: 23 <BR>Dividend Yield: 0.00% <BR>Debt-Equity: 4.98 <BR>Return on Equity: -52.90% <BR>Price-to-Book: 3.77 <BR><BR>Contact Details:<BR>Address: 327 Goyal Trade Centre, Shantivan Borivali (E) Nr Sona Mumbai Maharashtra : 400066 <BR>Tel: 91-022-28280515 <BR>Email: info@rediffmail.com/beni.rauka@inde <BR>Website: http://www.indergiri.com

How big is Indergiri Fin.?

As of 22nd July, Indergiri Finance Ltd has a market capitalization of 10.00 Cr, with Net Sales of 1.96 Cr and a Net Profit loss of 1.46 Cr over the latest four quarters. As of March 2024, Shareholder's Funds were 4.33 Cr and Total Assets were 8.36 Cr.

As of 22nd July, Indergiri Finance Ltd has a market capitalization of 10.00 Cr, categorizing it as a Micro Cap company.<BR><BR>For the latest four quarters, the company reported Net Sales of 1.96 Cr. However, it experienced a loss of 1.46 Cr in Net Profit during the same period.<BR><BR>The latest annual period for the balance sheet is March 2024, where Shareholder's Funds amounted to 4.33 Cr and Total Assets were valued at 8.36 Cr.

Are Indergiri Fin. latest results good or bad?

Indergiri Finance's latest results are concerning, showing a net loss of ₹1.31 crores in Q2 FY26, a 285.29% increase in losses, and a significant decline in revenue. The company faces severe operational challenges, a liquidity crisis, and a negative outlook due to unsustainable losses and high current liabilities.

Indergiri Finance's latest results are quite concerning and indicate a significant deterioration in its financial health. In Q2 FY26, the company reported a net loss of ₹1.31 crores, which represents a staggering 285.29% increase in losses compared to the previous quarter. This is compounded by a sharp decline in revenue, which fell to ₹0.18 crores, marking a 66.04% decrease year-on-year and a 45.45% drop from the previous quarter.<BR><BR>The operating margin has plunged to -594.44%, highlighting severe operational challenges, and the interest coverage ratio is at -3.41x, indicating the company is unable to service its debt from its operational income. Additionally, the balance sheet shows alarming signs of stress, with current liabilities skyrocketing to ₹17.89 crores against minimal current assets of just ₹0.56 crores, resulting in a current ratio of only 0.03x.<BR><BR>Overall, these results reflect a company in a critical financial crisis, making the outlook for Indergiri Finance decidedly negative. It is facing unsustainable losses, a liquidity crisis, and a lack of institutional confidence, which suggests that the situation is quite dire.

How has been the historical performance of Indergiri Fin.?

Indergiri Fin. has seen significant sales growth from 0.45 crore in March 2019 to 2.23 crore in March 2025, but has faced increasing operational losses and negative cash flow, resulting in a challenging financial position with total liabilities rising to 20.12 crore.

Answer:<BR>The historical performance of Indergiri Fin. shows significant fluctuations in its financial metrics over the years, particularly from March 2019 to March 2025.<BR><BR>Breakdown:<BR>Indergiri Fin. has experienced a notable increase in net sales, rising from 0.45 crore in March 2019 to 2.23 crore in March 2025. However, despite this growth in revenue, the company has faced increasing operational challenges, reflected in its total expenditure which surged from 0.41 crore in March 2019 to 4.44 crore in March 2025. This led to a substantial operating loss, with the operating profit (PBDIT) declining from a positive 0.04 crore in March 2023 to a negative 2.07 crore in March 2025. The profit before tax also worsened, moving from a slight profit of 0.04 crore in March 2023 to a loss of 2.09 crore in March 2025. The profit after tax followed a similar trend, with losses escalating from 0.01 crore in March 2023 to 1.57 crore in March 2025. The company's total liabilities increased significantly, reaching 20.12 crore in March 2025, up from 5.21 crore in March 2020, while total assets also rose to 20.12 crore in March 2025. Cash flow from operating activities has been negative, indicating ongoing liquidity issues, with a cash flow of -12.00 crore in March 2025. Overall, Indergiri Fin. has shown growth in sales but has struggled with profitability and cash flow management, leading to a challenging financial position.

Is Indergiri Fin. overvalued or undervalued?

As of December 4, 2025, Indergiri Fin. is considered very expensive and overvalued, with poor financial ratios and disappointing stock performance compared to its peers.

As of 4 December 2025, the valuation grade for Indergiri Fin. has moved from risky to very expensive, indicating a significant deterioration in its valuation outlook. The company is currently deemed overvalued. Key ratios highlight this concern, with a PE ratio of -4.72, an EV to EBITDA of -11.20, and a Price to Book Value of 13.05, all suggesting that the company's financial performance is not only poor but also unsustainable at its current valuation.<BR><BR>In comparison with peers, Indergiri Fin. stands out unfavorably; for instance, Bajaj Finance has a PE ratio of 34.9 and an EV to EBITDA of 19.63, while Life Insurance boasts a PE ratio of 10.85 and an EV to EBITDA of 8.92. These comparisons reinforce the notion that Indergiri Fin. is not only overvalued but also lacks the financial health exhibited by its competitors. Furthermore, the company's recent stock performance has been disappointing, with a 1-year return of -8.09% compared to the Sensex's 5.32%, further underscoring its overvaluation in the current market context.

When is the next results date for Indergiri Finance Ltd?

The next results date for Indergiri Finance Ltd is 14 February 2026.

The next results date for Indergiri Finance Ltd is scheduled for 14 February 2026.

Should I buy, sell or hold Indergiri Finance Ltd?

Why is Indergiri Finance Ltd falling/rising?

As of 04-Mar, the stock price of Indergiri Finance Ltd is at 27.27, unchanged from the previous session. Despite recent short-term gains and outperformance against the benchmark, year-to-date declines and reduced investor participation indicate potential challenges ahead.

As of 04-Mar, the stock price of Indergiri Finance Ltd is currently at 27.27, with no change from the previous trading session. Over the past week, the stock has increased by 1.00%, while the benchmark Sensex has decreased by 3.84%, indicating that Indergiri Finance Ltd is outperforming the market. In the last month, the stock has shown a significant rise of 30.85%, contrasting with a decline of 5.61% in the Sensex.<BR><BR>However, despite these positive short-term movements, there are signs of potential concerns. Year-to-date, the stock has fallen by 4.75%, while the Sensex has also decreased by 7.16%. This suggests that while the stock has performed well recently, it has not maintained a strong position throughout the year. Additionally, the stock's performance over the last year shows a gain of 25.90%, which is considerably better than the Sensex's increase of 8.39%.<BR><BR>Today's trading performance indicates that the stock has outperformed its sector by 1.19%, but there are issues with erratic trading, as it did not trade on one day out of the last 20 days. Furthermore, there has been a significant drop in investor participation, with delivery volume on February 25 falling by 97.03% compared to the 5-day average. This decline in trading activity may raise concerns about liquidity and investor interest moving forward.<BR><BR>In summary, while Indergiri Finance Ltd has shown positive price movements recently and outperformed the benchmark in the short term, the overall year-to-date performance and declining investor participation suggest that the stock may face challenges ahead.

Which are the latest news on Indergiri Fin.?