ISF

Which are the latest news on ISF?

Why is ISF Ltd falling/rising?

As of 05-Sep, ISF Ltd's stock price is declining, currently at 0.78, reflecting a 2.5% decrease and underperforming its sector. Key factors include unfavorable moving averages and a significant drop in investor participation, indicating a lack of confidence.

As of 05-Sep, ISF Ltd's stock price is falling, currently at 0.78, which reflects a decrease of 0.02 or 2.5%. This decline is evident in today's performance, where the stock has underperformed its sector by 3.58%. Additionally, the stock's moving averages indicate that it is higher than the 50-day moving average but lower than the 5-day, 20-day, 100-day, and 200-day moving averages, suggesting a weakening trend in the short to medium term.<BR><BR>Investor participation has also decreased significantly, with a delivery volume of 4.61k on September 3, which is down by 78.79% compared to the 5-day average delivery volume. This drop in participation may indicate a lack of confidence among investors, contributing to the stock's decline. <BR><BR>Overall, the combination of underperformance against the sector, declining investor participation, and unfavorable moving averages are key factors contributing to the falling stock price of ISF Ltd.

Who are in the management team of ISF?

The management team of ISF includes Vishal Dang (Whole-time Director), Hargovind Sachdev, Gayathri M N (both Independent Non-Executive Directors), and Vhupendra Kaushik (Independent Director).

The management team of ISF includes the following individuals:<BR><BR>1. **Vishal Dang** - Whole-time Director<BR>2. **Hargovind Sachdev** - Independent Non-Executive Director<BR>3. **Gayathri M N** - Independent Non-Executive Director<BR>4. **Vhupendra Kaushik** - Independent Director<BR><BR>If you have any more questions about ISF or its management, feel free to ask!

What does ISF do?

ISF Ltd is a micro-cap Non Banking Financial Company in India that offers leasing and hire purchase finance services. As of June 2026, it reported net sales and net profit of 0 Cr, with a market cap of INR 7 Cr.

Overview:<BR>ISF Ltd is a Non Banking Financial Company (NBFC) in the micro-cap category that provides leasing and hire purchase finance services in India.<BR><BR>History:<BR>ISF Limited was incorporated in August 1988 and was formerly known as 'Inter State Finance Limited' before changing its name to 'ISF Limited' in November 2009. The latest quarterly results reported net sales and net profit of 0 Cr for June 2026.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 0 Cr (Quarterly Results - Jun 2026) <BR>Most recent Net Profit: 0 Cr (Quarterly Results - Jun 2026) <BR>Market-cap value: INR 7 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: N/A <BR>Industry P/E: 21 <BR>Dividend Yield: 0.00% <BR>Debt-Equity: 0.21 <BR>Return on Equity: -12.11% <BR>Price to Book: 0.54 <BR><BR>Contact Details:<BR>Address: K-10 Som Vihar, R K Puram New Delhi New Delhi : 110022 <BR>Tel: 91-11-26109124 <BR>Email: amar@isflimited.com <BR>Website: http://www.isflimited.in

Who are the peers of the ISF?

ISF's peers include BFL Asset Finves, Atharv Enter, Voltaire Leasing, Guj. Credit Corp, Rich Universe, Kanungo Financi., Jayabharat Cred., and Integra Capital. Notably, Kanungo Financi. has the highest 1-year return at 93.70%, while ISF's return is -21.15%.

Peers: The peers of ISF are BFL Asset Finves, Atharv Enter, Voltaire Leasing, Guj. Credit Corp, Rich Universe, Kanungo Financi., Jayabharat Cred., and Integra Capital.<BR><BR>Quality Snapshot: Excellent management risk is observed at Rich Universe and Integra Capital, while Below Average management risk is found at BFL Asset Finves, Atharv Enter, Voltaire Leasing, and ISF, and the rest. Average capital structure is noted at BFL Asset Finves, while Excellent capital structure is seen at Rich Universe and Integra Capital. Below Average growth is present at BFL Asset Finves, Atharv Enter, Voltaire Leasing, and ISF, and the rest do not qualify.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Kanungo Financi. at 93.70%, while the lowest is BFL Asset Finves at -44.07%. ISF's own 1-year return is -21.15%, which is higher than BFL Asset Finves but lower than the rest. Additionally, the six-month return is negative for BFL Asset Finves, Rich Universe, and Integra Capital.

How big is ISF?

As of 31st August, ISF Ltd has a market capitalization of 7.00 Cr, with recent net sales of 0.78 Cr and a net profit loss of 0.04 Cr. Shareholder's funds are reported at 12.31 Cr, and total assets are 15.58 Cr as of March 2015.

As of 31st August, ISF Ltd has a market capitalization of 7.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest 4 quarters, ISF Ltd reported Net Sales of 0.78 Cr. The company experienced a Net Profit loss of 0.04 Cr during the same period.<BR><BR>The reporting period for the balance sheet is March 2015, showing Shareholder's Funds of 12.31 Cr and Total Assets of 15.58 Cr.

Should I buy, sell or hold ISF Ltd?

When is the next results date for ISF Ltd?

The next results date for ISF Ltd is 08 August 2026.

The next results date for ISF Ltd is scheduled for 08 August 2026.

Are ISF Ltd latest results good or bad?

ISF Ltd's latest results are concerning, showing an 11.11% decline in net sales and an 18.18% drop in net profit, alongside a weak Return on Equity of 1.75%. Overall, these metrics indicate significant financial distress and operational challenges for the company.

ISF Ltd's latest results indicate a concerning trend. The company reported a 11.11% decline in net sales for the quarter ended December 2025 compared to the previous quarter, which is a negative sign for its operational performance. Additionally, the standalone net profit also decreased by 18.18% in the same period, further highlighting ongoing profitability challenges.<BR><BR>Overall, the financial metrics reflect a pattern of persistent losses and operational inefficiencies. The company's average Return on Equity (ROE) stands at a weak 1.75%, and it has consistently underperformed against its peers in the NBFC sector. The stock has also seen a significant decline in value, down 39.49% over the past year, which starkly contrasts with the positive performance of the Sensex.<BR><BR>Given these factors, the latest results can be characterized as bad, reinforcing the notion that ISF Ltd. is facing significant financial distress and operational challenges.

Is ISF overvalued or undervalued?

As of November 17, 2025, ISF is considered overvalued with a high PE ratio of 155.17, low ROCE of 1.97%, and poor stock performance, contrasting sharply with its peers like Bajaj Finance and Life Insurance.

As of 17 November 2025, the valuation grade for ISF has moved from very expensive to expensive. The company is currently considered overvalued based on its high PE ratio of 155.17, which significantly exceeds that of its peers. For instance, Bajaj Finance has a PE ratio of 34.85, while Life Insurance boasts a much lower PE ratio of 11.33, indicating that ISF's valuation is not justified when compared to these competitors.<BR><BR>In addition to the elevated PE ratio, ISF's EV to EBITDA stands at 12.67, which is on par with its own valuation but still higher than many peers, such as Life Insurance at 9.36. The company also shows a low ROCE of 1.97% and an ROE of just 0.45%, further highlighting its inefficiency relative to its market price. Recent stock performance has been poor, with a year-to-date return of -39.51%, contrasting sharply with the Sensex's gain of 8.72%, reinforcing the notion that ISF is overvalued in the current market landscape.

How has been the historical performance of ISF?

ISF has experienced a decline in net sales and profit over the years, with net sales dropping from 0.89 Cr in 2014 to 0.78 Cr in 2015, resulting in a profit before tax of -0.03 Cr. Despite some improvements in operating profit margins and cash flow, the overall financial performance indicates ongoing challenges in sales and profitability.

Answer:<BR>The historical performance of ISF shows a decline in net sales and profit over the years analyzed.<BR><BR>Breakdown:<BR>In the fiscal year ending March 2015, ISF reported net sales of 0.78 Cr, a decrease from 0.89 Cr in March 2014. Total operating income followed the same trend, dropping to 0.78 Cr from 0.89 Cr. The company's total expenditure, excluding depreciation, decreased to 0.44 Cr from 0.50 Cr, while operating profit (PBDIT) also fell to 0.35 Cr from 0.39 Cr. Interest expenses increased slightly to 0.35 Cr from 0.33 Cr, leading to a profit before tax of -0.03 Cr, down from a profit of 0.03 Cr the previous year. Consequently, profit after tax was -0.03 Cr, an improvement from -0.31 Cr in the prior year. The earnings per share reflected this trend, with EPS at -0.0 compared to -0.03. The operating profit margin improved slightly to 44.19% from 43.71%, but the profit after tax margin showed a significant improvement to -3.96% from -34.94%. On the balance sheet, total liabilities decreased to 15.58 Cr from 16.03 Cr, while total assets also declined to 15.58 Cr from 16.03 Cr. Cash flow from operating activities was 0.19 Cr, down from 0.47 Cr, but net cash inflow improved to 0.04 Cr from -0.02 Cr. Overall, ISF's financial performance indicates challenges, particularly in sales and profitability, despite some improvements in margins and cash flow.

Who are the top shareholders of the ISF?

The top shareholders of ISF include promoter Neelam Taneja with 0.52% and public shareholder Prem Kumar Jain with 9.25%. Individual investors hold a significant 81.91%, with no institutional holdings from mutual funds or foreign investors.

The top shareholders of ISF include Neelam Taneja, who is the promoter with the highest holding at 0.52%. The highest public shareholder is Prem Kumar Jain, holding 9.25%. Additionally, individual investors collectively hold a significant portion, accounting for 81.91% of the shares. There are no institutional holdings from mutual funds or foreign institutional investors.

What is the technical trend for ISF?

As of May 26, 2025, ISF's technical trend has shifted to a moderate bearish stance, supported by bearish MACD indicators and daily moving averages, despite mixed signals from the KST and a mildly bearish outlook from Bollinger Bands and Dow Theory.

As of 26 May 2025, the technical trend for ISF has changed from mildly bearish to bearish. The current stance is bearish with a moderate strength. The weekly and monthly MACD indicators are both bearish, reinforcing the negative outlook. The daily moving averages also indicate a bearish trend. While the KST shows a bullish signal on the weekly timeframe, it is bearish on the monthly, suggesting mixed signals. The Bollinger Bands and Dow Theory both indicate a mildly bearish stance on the weekly and monthly timeframes. Overall, the combination of these indicators supports a bearish outlook for ISF.

Has ISF declared dividend?

No Dividend History Available