{
  "main_header": {
    "sid": 740317,
    "name": "ISF",
    "stock_name": "ISF",
    "full_name": "ISF Ltd",
    "name_url": "stocks-analysis/isf",
    "exchange": 0,
    "exchangecode": "",
    "country_id": 34,
    "currency": "INR",
    "cmp": "0.90",
    "chg": "0.00",
    "chgp": "0.00%",
    "dir": 0,
    "prev_price": "0.90",
    "mcapval": "9.00 Cr",
    "mcap": "Micro Cap",
    "scripcode": 526859,
    "symbol": "",
    "ind_name": "Non Banking Financial Company (NBFC)",
    "ind_code": 5,
    "indexname": "",
    "isin": "INE973B01026",
    "curr_date": "Dec 04",
    "curr_time": "",
    "bse_nse_vol": "36.21 k",
    "exc_status": "Active",
    "traded_date": "Dec 04, 2025",
    "traded_date_str": "2025 12 04",
    "score": "",
    "scoreText": "",
    "Live": 1,
    "market_time": 1,
    "is_blur": 1,
    "is_blur_class": "blur-registerF-score-header",
    "is_blur_url": "https://www.marketsmojo.com/mojofeed/register?redirect=/stocks-analysis/isf-740317-0&utm_source=Spage_Header_Score",
    "mojoone": {
      "ismore": 0
    }
  },
  "news": {
    "results": [
      {
        "title": "Why is ISF falling/rising?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/why-is-isf-fallingrising-3722032",
        "imagepath": "",
        "date": "2025-11-22 00:53:03",
        "description": "    <div class=\"article-news-new\">\n        <div class=\"article-container\">\n\n<div class=\"article-content\">\n\n<p><strong>Persistent Downtrend Against Market Benchmarks</strong></p>\n<p>ISF Ltd has been grappling with a sustained decline over multiple time horizons. Over the past week, the stock has dropped by 9.71%, sharply contrasting with the Sensex's modest gain of 0.79%. This negative momentum extends over longer periods, with the stock down 6.06% in the last month while the benchmark rose by 0.95%. Year-to-date figures reveal a stark divergence, as ISF has plummeted 42.59% compared to the Sensex's 9.08% increase. Over one year, the stock's decline deepens to 45.61%, whereas the Sensex advanced 10.47%. The three-year performance gap is even more pronounced, with ISF shedding 68.58% while the Sensex surged 39.39%. Although the five-year return shows a modest 9.41% gain for ISF, it remains far behind the Sens..."
      },
      {
        "title": "ISF Ltd: Micro-Cap NBFC Struggles with Persistent Losses and Minimal Promoter Stake",
        "link": "https://www.marketsmojo.com/news/result-analysis/isf-ltd-micro-cap-nbfc-struggles-with-persistent-losses-and-minimal-promoter-stake-3721097",
        "imagepath": "https://i.marketsmojo.com/newsimg/2025/11/ISF_quaterlyResult_3721097.png",
        "date": "2025-11-18 17:36:57",
        "description": "ISF Ltd, a Delhi-based non-banking financial company providing leasing and hire purchase finance services, continues to grapple with operational challenges that have left investors deeply concerned. With a minuscule market capitalisation of just ₹9.00 crores and promoter holding at a mere 0.64%, the company's financial performance remains under severe pressure. Trading at ₹0.98 per share as of November 18, 2025, the stock has plummeted 42.35% over the past year, significantly underperforming both the broader market and its NBFC sector peers."
      },
      {
        "title": "Is ISF overvalued or undervalued?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/is-isf-overvalued-or-undervalued-3709871",
        "imagepath": "",
        "date": "2025-11-18 08:23:22",
        "description": "As of 17 November 2025, the valuation grade for ISF has moved from very expensive to expensive. The company is currently considered overvalued based on its high PE ratio of 155.17, which significantly exceeds that of its peers. For instance, Bajaj Finance has a PE ratio of 34.85, while Life Insurance boasts a much lower PE ratio of 11.33, indicating that ISF's valuation is not justified when compared to these competitors.\n\nIn addition to the elevated PE ratio, ISF's EV to EBITDA stands at 12.67, which is on par with its own valuation but still higher than many peers, such as Life Insurance at 9.36. The company also shows a low ROCE of 1.97% and an ROE of just 0.45%, further highlighting its inefficiency relative to its market price. Recent stock performance has been poor, with a year-to-date return of -39.51%, contrasting sharply with the Sensex's gain of 8.72%, reinforcing the notion that ISF is overvalued..."
      },
      {
        "title": "How has been the historical performance of ISF?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/how-has-been-the-historical-performance-of-isf-3708779",
        "imagepath": "",
        "date": "2025-11-17 23:05:06",
        "description": "Answer:\nThe historical performance of ISF shows a decline in net sales and profit over the years analyzed.\n\nBreakdown:\nIn the fiscal year ending March 2015, ISF reported net sales of 0.78 Cr, a decrease from 0.89 Cr in March 2014. Total operating income followed the same trend, dropping to 0.78 Cr from 0.89 Cr. The company's total expenditure, excluding depreciation, decreased to 0.44 Cr from 0.50 Cr, while operating profit (PBDIT) also fell to 0.35 Cr from 0.39 Cr. Interest expenses increased slightly to 0.35 Cr from 0.33 Cr, leading to a profit before tax of -0.03 Cr, down from a profit of 0.03 Cr the previous year. Consequently, profit after tax was -0.03 Cr, an improvement from -0.31 Cr in the prior year. The earnings per share reflected this trend, with EPS at -0.0 compared to -0.03. The operating profit margin improved slightly to 44.19% from 43.71%, but the profit after tax margin showed a significan..."
      },
      {
        "title": "How has been the historical performance of ISF?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/how-has-been-the-historical-performance-of-isf-3703293",
        "imagepath": "",
        "date": "2025-11-14 23:53:58",
        "description": "Answer:\nThe historical performance of ISF shows a decline in net sales and profitability from March 2014 to March 2015.\n\nBreakdown:\nIn March 2015, ISF reported net sales of 0.78 Cr, a decrease from 0.89 Cr in March 2014. Total operating income followed the same trend, dropping from 0.89 Cr to 0.78 Cr. The total expenditure, excluding depreciation, also decreased from 0.50 Cr to 0.44 Cr. Operating profit (PBDIT) fell from 0.39 Cr in March 2014 to 0.35 Cr in March 2015, while profit before tax shifted from a positive 0.03 Cr to a negative 0.03 Cr. Consequently, the profit after tax improved slightly from -0.31 Cr to -0.03 Cr. The earnings per share reflected this trend, moving from -0.03 to -0.0. On the balance sheet, total liabilities decreased from 16.03 Cr to 15.58 Cr, with total assets also declining from 16.03 Cr to 15.58 Cr. Cash flow from operating activities decreased from 0.47 Cr to 0.19 Cr, but net ..."
      },
      {
        "title": "Why is ISF falling/rising?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/why-is-isf-fallingrising-3698627",
        "imagepath": "",
        "date": "2025-11-13 22:29:58",
        "description": "As of 13-Nov, ISF Ltd's stock price is currently at 1.01, reflecting a decrease of 0.07, which is a decline of 6.48%. The stock has underperformed its sector by 6.46% today, and its delivery volume has significantly decreased, falling by 33.05% compared to the 5-day average. In terms of returns, ISF Ltd has shown a year-to-date decline of 37.65% and a one-year decline of 42.61%, indicating a substantial drop in value over time. The stock is currently trading higher than its 20-day moving average but lower than its 5-day, 50-day, 100-day, and 200-day moving averages, suggesting a bearish trend in the short to medium term. There is no information available regarding positive or negative factors affecting the stock.\n\nBroader market context indicates that ISF Ltd's performance over the past week has been slightly positive at +1.00%, but this is overshadowed by the Sensex, which has gained 1.40% in the same peri..."
      },
      {
        "title": "Why is ISF falling/rising?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/why-is-isf-fallingrising-3693483",
        "imagepath": "",
        "date": "2025-11-12 22:25:04",
        "description": "As of 12-Nov, ISF Ltd's stock price is currently at 1.08, reflecting an increase of 0.08 or 8.0%. The stock has shown a trend reversal, gaining after two consecutive days of decline. It has outperformed its sector by 7.31% today, and the delivery volume has risen significantly, increasing by 69.47% compared to the 5-day average. Despite a year-to-date decline of 33.33% and a one-year drop of 37.57%, the stock has performed positively over the past week and month, with returns of 3.85% and 5.88%, respectively. There is no information available regarding positive or negative factors that could further explain the stock's recent movement.\n\nIn the broader market context, ISF Ltd's short-term performance has outpaced the Sensex, which has only increased by 1.21% over the past week. This indicates that while the stock has struggled significantly over longer periods, its recent gains suggest a potential recovery o..."
      },
      {
        "title": "Why is ISF falling/rising?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/why-is-isf-fallingrising-3676796",
        "imagepath": "",
        "date": "2025-11-06 22:17:15",
        "description": "As of 06-Nov, ISF Ltd's stock price is currently at 1.00, reflecting a decrease of 0.04, or 3.85%. The stock has been underperforming, having fallen for the last two days with a total decline of 5.66%. Additionally, ISF is trading below its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages, indicating a bearish trend. Investor participation has also decreased significantly, with delivery volume dropping by 69.1% compared to the 5-day average. The stock's year-to-date performance shows a substantial decline of 38.27%, and it has underperformed the benchmark Sensex over multiple periods, including a 1-year decline of 43.50%.\n\nIn the broader market context, the Sensex has shown a positive return of 6.62% year-to-date, contrasting sharply with ISF's significant losses. The stock's performance over the past week has been flat at 0.00%, while the Sensex has declined by 1.30%. This underperformance relat..."
      },
      {
        "title": "Why is ISF falling/rising?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/why-is-isf-fallingrising-3667782",
        "imagepath": "",
        "date": "2025-11-03 22:12:58",
        "description": "As of 03-Nov, ISF Ltd's stock price is currently at 1.06, reflecting an increase of 0.06 or 6.0%. The stock has shown a strong performance today, outperforming its sector by 5.26%. It is trading above its 5-day, 20-day, 50-day, and 100-day moving averages, although it remains below its 200-day moving average. Despite this positive movement, there has been a significant decline in investor participation, with delivery volume dropping by 83.64% compared to the 5-day average. The stock has experienced a mixed performance over different periods, with a notable year-to-date decline of 34.57% and a 1-year drop of 40.78%, indicating ongoing challenges despite today's gains.\n\nIn the broader market context, ISF Ltd's short-term return of +8.16% over the past week stands in stark contrast to the Sensex, which has decreased by 0.94% during the same period. This suggests that the stock is gaining traction relative to t..."
      }
    ],
    "total": 100,
    "sid": "740317",
    "stock_news_url": "https://www.marketsmojo.com/news/isf-740317"
  },
  "announcements": [
    {
      "caption": "Announcement under Regulation 30 (LODR)-Newspaper Publication",
      "datetime": "16-Nov-2025",
      "details": "Submission of Newspaper Publication pursuant to Regulation 47 read with Part A of Schedule III of SEBI (LODR) Regulations 2015 pertaining to Financial Results for the quarter and half year ended 30th September 2025",
      "source": "BSE"
    },
    {
      "caption": "Announcement under Regulation 30 (LODR)-Resignation of Chief Executive Officer (CEO)",
      "datetime": "15-Nov-2025",
      "details": "Resignation of Mr. Anil Kumar Verma from the designation of Chief Executive Officer.",
      "source": "BSE"
    },
    {
      "caption": "Announcement under Regulation 30 (LODR)-Change in Management",
      "datetime": "15-Nov-2025",
      "details": "Appointment of Mr. Vishal Dang as Chief Executive Officer",
      "source": "BSE"
    }
  ],
  "corporate_actions": [
    {
      "img": "board-meeting.svg",
      "title": "BOARD MEETING",
      "msg": "<span>No</span> Upcoming Board Meetings",
      "data": []
    },
    {
      "img": "dividend.svg",
      "title": "DIVIDEND",
      "msg": "No <strong>Dividend</strong> history available",
      "data": []
    },
    {
      "img": "splits.svg",
      "title": "SPLITS",
      "msg": "No <strong>Splits</strong> history available",
      "data": []
    },
    {
      "img": "bonus.svg",
      "title": "BONUS",
      "msg": "No <strong>Bonus</strong> history available",
      "data": []
    },
    {
      "img": "rights-issues.svg",
      "title": "RIGHTS",
      "msg": "No <strong>Rights</strong> history available",
      "data": []
    }
  ]
}

News and Views

Why is ISF falling/rising?

2025-11-22 00:53:03

Persistent Downtrend Against Market Benchmarks

ISF Ltd has been grappling with a sustained decline over multiple time horizons. Over the past week, the stock has dropped by 9.71%, sharply contrasting with the Sensex's modest gain of 0.79%. This negative momentum extends over longer periods, with the stock down 6.06% in the last month while the benchmark rose by 0.95%. Year-to-date figures reveal a stark divergence, as ISF has plummeted 42.59% compared to the Sensex's 9.08% increase. Over one year, the stock's decline deepens to 45.61%, whereas the Sensex advanced 10.47%. The three-year performance gap is even more pronounced, with ISF shedding 68.58% while the Sensex surged 39.39%. Although the five-year return shows a modest 9.41% gain for ISF, it remains far behind the Sens...

Read More

ISF Ltd: Micro-Cap NBFC Struggles with Persistent Losses and Minimal Promoter Stake

2025-11-18 17:36:57

ISF Ltd, a Delhi-based non-banking financial company providing leasing and hire purchase finance services, continues to grapple with operational challenges that have left investors deeply concerned. With a minuscule market capitalisation of just ₹9.00 crores and promoter holding at a mere 0.64%, the company's financial performance remains under severe pressure. Trading at ₹0.98 per share as of November 18, 2025, the stock has plummeted 42.35% over the past year, significantly underperforming both the broader market and its NBFC sector peers.

Read More

Is ISF overvalued or undervalued?

2025-11-18 08:23:22

As of 17 November 2025, the valuation grade for ISF has moved from very expensive to expensive. The company is currently considered overvalued based on its high PE ratio of 155.17, which significantly exceeds that of its peers. For instance, Bajaj Finance has a PE ratio of 34.85, while Life Insurance boasts a much lower PE ratio of 11.33, indicating that ISF's valuation is not justified when compared to these competitors. In addition to the elevated PE ratio, ISF's EV to EBITDA stands at 12.67, which is on par with its own valuation but still higher than many peers, such as Life Insurance at 9.36. The company also shows a low ROCE of 1.97% and an ROE of just 0.45%, further highlighting its inefficiency relative to its market price. Recent stock performance has been poor, with a year-to-date return of -39.51%, contrasting sharply with the Sensex's gain of 8.72%, reinforcing the notion that ISF is overvalued...

Read More

How has been the historical performance of ISF?

2025-11-17 23:05:06

Answer: The historical performance of ISF shows a decline in net sales and profit over the years analyzed. Breakdown: In the fiscal year ending March 2015, ISF reported net sales of 0.78 Cr, a decrease from 0.89 Cr in March 2014. Total operating income followed the same trend, dropping to 0.78 Cr from 0.89 Cr. The company's total expenditure, excluding depreciation, decreased to 0.44 Cr from 0.50 Cr, while operating profit (PBDIT) also fell to 0.35 Cr from 0.39 Cr. Interest expenses increased slightly to 0.35 Cr from 0.33 Cr, leading to a profit before tax of -0.03 Cr, down from a profit of 0.03 Cr the previous year. Consequently, profit after tax was -0.03 Cr, an improvement from -0.31 Cr in the prior year. The earnings per share reflected this trend, with EPS at -0.0 compared to -0.03. The operating profit margin improved slightly to 44.19% from 43.71%, but the profit after tax margin showed a significan...

Read More

How has been the historical performance of ISF?

2025-11-14 23:53:58

Answer: The historical performance of ISF shows a decline in net sales and profitability from March 2014 to March 2015. Breakdown: In March 2015, ISF reported net sales of 0.78 Cr, a decrease from 0.89 Cr in March 2014. Total operating income followed the same trend, dropping from 0.89 Cr to 0.78 Cr. The total expenditure, excluding depreciation, also decreased from 0.50 Cr to 0.44 Cr. Operating profit (PBDIT) fell from 0.39 Cr in March 2014 to 0.35 Cr in March 2015, while profit before tax shifted from a positive 0.03 Cr to a negative 0.03 Cr. Consequently, the profit after tax improved slightly from -0.31 Cr to -0.03 Cr. The earnings per share reflected this trend, moving from -0.03 to -0.0. On the balance sheet, total liabilities decreased from 16.03 Cr to 15.58 Cr, with total assets also declining from 16.03 Cr to 15.58 Cr. Cash flow from operating activities decreased from 0.47 Cr to 0.19 Cr, but net ...

Read More

Why is ISF falling/rising?

2025-11-13 22:29:58

As of 13-Nov, ISF Ltd's stock price is currently at 1.01, reflecting a decrease of 0.07, which is a decline of 6.48%. The stock has underperformed its sector by 6.46% today, and its delivery volume has significantly decreased, falling by 33.05% compared to the 5-day average. In terms of returns, ISF Ltd has shown a year-to-date decline of 37.65% and a one-year decline of 42.61%, indicating a substantial drop in value over time. The stock is currently trading higher than its 20-day moving average but lower than its 5-day, 50-day, 100-day, and 200-day moving averages, suggesting a bearish trend in the short to medium term. There is no information available regarding positive or negative factors affecting the stock. Broader market context indicates that ISF Ltd's performance over the past week has been slightly positive at +1.00%, but this is overshadowed by the Sensex, which has gained 1.40% in the same peri...

Read More

Why is ISF falling/rising?

2025-11-12 22:25:04

As of 12-Nov, ISF Ltd's stock price is currently at 1.08, reflecting an increase of 0.08 or 8.0%. The stock has shown a trend reversal, gaining after two consecutive days of decline. It has outperformed its sector by 7.31% today, and the delivery volume has risen significantly, increasing by 69.47% compared to the 5-day average. Despite a year-to-date decline of 33.33% and a one-year drop of 37.57%, the stock has performed positively over the past week and month, with returns of 3.85% and 5.88%, respectively. There is no information available regarding positive or negative factors that could further explain the stock's recent movement. In the broader market context, ISF Ltd's short-term performance has outpaced the Sensex, which has only increased by 1.21% over the past week. This indicates that while the stock has struggled significantly over longer periods, its recent gains suggest a potential recovery o...

Read More

Why is ISF falling/rising?

2025-11-06 22:17:15

As of 06-Nov, ISF Ltd's stock price is currently at 1.00, reflecting a decrease of 0.04, or 3.85%. The stock has been underperforming, having fallen for the last two days with a total decline of 5.66%. Additionally, ISF is trading below its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages, indicating a bearish trend. Investor participation has also decreased significantly, with delivery volume dropping by 69.1% compared to the 5-day average. The stock's year-to-date performance shows a substantial decline of 38.27%, and it has underperformed the benchmark Sensex over multiple periods, including a 1-year decline of 43.50%. In the broader market context, the Sensex has shown a positive return of 6.62% year-to-date, contrasting sharply with ISF's significant losses. The stock's performance over the past week has been flat at 0.00%, while the Sensex has declined by 1.30%. This underperformance relat...

Read More

Why is ISF falling/rising?

2025-11-03 22:12:58

As of 03-Nov, ISF Ltd's stock price is currently at 1.06, reflecting an increase of 0.06 or 6.0%. The stock has shown a strong performance today, outperforming its sector by 5.26%. It is trading above its 5-day, 20-day, 50-day, and 100-day moving averages, although it remains below its 200-day moving average. Despite this positive movement, there has been a significant decline in investor participation, with delivery volume dropping by 83.64% compared to the 5-day average. The stock has experienced a mixed performance over different periods, with a notable year-to-date decline of 34.57% and a 1-year drop of 40.78%, indicating ongoing challenges despite today's gains. In the broader market context, ISF Ltd's short-term return of +8.16% over the past week stands in stark contrast to the Sensex, which has decreased by 0.94% during the same period. This suggests that the stock is gaining traction relative to t...

Read More

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