Galada Finance

Which are the latest news on Galada Finance?

Why is Galada Finance Ltd falling/rising?

As of 05-Sep, Galada Finance Ltd's stock price is at Rs 30.50, down 4.69%, reflecting a significant decline in investor interest and underperformance compared to its sector. The stock has shown high volatility and a notable decrease in trading activity, indicating a downward trend despite a strong three-year performance.

As of 05-Sep, Galada Finance Ltd's stock price is falling, currently at Rs 30.50, which reflects a decrease of Rs 1.5 or 4.69%. The stock has underperformed its sector by 5.77% today, indicating a significant decline in investor interest. Despite opening with a gain of 5% and reaching an intraday high of Rs 33.6, the stock also touched a low of Rs 30.4, showcasing high volatility with an intraday range of Rs 3.2.<BR><BR>The stock's performance over the past week shows a decline of 4.72%, while its one-month performance is even more concerning at a drop of 23.92%. Year-to-date, the stock is down 7.58%, although it has shown some resilience over the past year with a gain of 5.17%. However, the three-year performance is strong at 155.23%, suggesting that recent declines may be more of a short-term issue rather than a long-term trend.<BR><BR>Additionally, there has been a notable decrease in investor participation, with delivery volume dropping by 71.59% compared to the five-day average. This decline in trading activity, combined with the stock trading below all key moving averages (5-day, 20-day, 50-day, 100-day, and 200-day), further supports the observation that the stock is currently in a downward trend.

Who are in the management team of Galada Finance?

The management team of Galada Finance includes P Bhaskaran (Chairman & Independent Director), J Ashok Galada (Director), Naveen Galada (Managing Director), R S Indira (Independent Director), Divya (Company Secretary & Compliance Officer), and Ramu Vishnu (Independent Director), who oversee the company's operations and strategy.

The management team of Galada Finance includes the following individuals:<BR><BR>1. **P Bhaskaran** - Chairman & Independent Director<BR>2. **J Ashok Galada** - Director<BR>3. **Naveen Galada** - Managing Director<BR>4. **R S Indira** - Independent Director<BR>5. **Divya** - Company Secretary & Compliance Officer<BR>6. **Ramu Vishnu** - Independent Director<BR><BR>This team is responsible for overseeing the operations and strategic direction of the company.

What does Galada Finance do?

Galada Finance Ltd is a Non-Banking Financial Company (NBFC) specializing in asset financing, particularly for automobiles and equipment. Established in 1986 and registered with the RBI, it reported net sales of 1 Cr and a net profit of 0 Cr for June 2026.

Overview: <BR>Galada Finance Ltd is a fast-growing Non Banking Financial Company (NBFC) engaged in asset financing, including automobile and equipment financing.<BR><BR>History: <BR>Galada Finance Ltd was incorporated on 25th March, 1986. The company has been operational for four decades and is currently registered with the RBI. The latest quarterly results reported net sales and net profit for June 2026.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 1 Cr (Quarterly Results - Jun 2026) <BR>Most recent Net Profit: 0 Cr (Quarterly Results - Jun 2026) <BR>Market-cap value: INR 10 Cr (Micro Cap)<BR><BR>Key Metrics: <BR>P/E: 20.00 <BR>Industry P/E: 21 <BR>Dividend Yield: 0.00% <BR>Debt Equity: 1.94 <BR>Return on Equity: 7.88% <BR>Price to Book: 1.54 <BR><BR>Contact Details: <BR>Address: Shanti Sadan old 4 New No 7, Shaffee Mohammed Rd Thousand L Chennai Tamil Nadu : 600006 <BR>Tel: 91-044-28294830/43099009/28294831 <BR>Email: galadafinancelimited@yahoo.co.in <BR>Website: http://www.galadafinance.in

Who are the peers of the Galada Finance?

Galada Finance's peers include PS IT Infra, Adcon Capital, Octal Credit Cap, Shivansh Finserv, Scintilla Comm, First Custodian, Rajputana Invest, and Sharp Investment. Galada Finance has a Below Average management and capital structure risk, with a 1-year return of 4.07%, better than Adcon Capital but lower than Shivansh Finserv's 94.30%.

Peers: The peers of Galada Finance are PS IT Infra, Adcon Capital, Octal Credit Cap, Shivansh Finserv, Scintilla Comm, First Custodian, Rajputana Invest, and Sharp Investment.<BR><BR>Quality Snapshot: Excellent management risk is observed at Adcon Capital, Octal Credit Cap, Shivansh Finserv, and First Custodian, while Below Average management risk is found at PS IT Infra, Galada Finance, and Rajputana Invest, and the rest. Growth is rated as Good for Galada Finance, Average for Adcon Capital, First Custodian, and Rajputana Invest, and Below Average for PS IT Infra, Octal Credit Cap, Shivansh Finserv, and the rest. Excellent capital structure is noted for Adcon Capital, Octal Credit Cap, Shivansh Finserv, First Custodian, and Rajputana Invest, while Below Average capital structure is seen at PS IT Infra, and Galada Finance, and the rest.<BR><BR>Return Snapshot: Shivansh Finserv has the highest 1-year return at 94.30%, while Adcon Capital has the lowest at -20.63%. Galada Finance's 1-year return of 4.07% is better than Adcon Capital's but lower than Shivansh Finserv's. Additionally, First Custodian, Rajputana Invest, and Kumbhat Fin. have negative six-month returns.

How big is Galada Finance?

As of 31st August, Galada Finance Ltd has a market capitalization of 10.00 Cr, with recent Net Sales of 2.84 Cr and a Net Profit of 0.49 Cr. The balance sheet for March 2025 shows Shareholder's Funds of 5.78 Cr and Total Assets of 12.50 Cr.

As of 31st August, Galada Finance Ltd has a market capitalization of 10.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest four quarters, Galada Finance reported Net Sales of 2.84 Cr and a Net Profit of 0.49 Cr.<BR><BR>The latest annual period for the balance sheet is March 2025, showing Shareholder's Funds of 5.78 Cr and Total Assets of 12.50 Cr.

Should I buy, sell or hold Galada Finance Ltd?

When is the next results date for Galada Finance Ltd?

The next results date for Galada Finance Ltd is 28 May 2026.

The next results date for Galada Finance Ltd is scheduled for 28 May 2026.

Are Galada Finance Ltd latest results good or bad?

Galada Finance Ltd's latest results show strong growth in net sales and profit, but concerns about low revenue figures, poor return on equity, high debt levels, and lack of institutional interest suggest caution for investors. Overall, while growth is promising, underlying challenges may overshadow the positive metrics.

Galada Finance Ltd's latest results present a mixed picture. On one hand, the company has shown impressive growth metrics for Q3 FY26, with net sales increasing by 84.21% year-on-year and net profit rising by an astonishing 233.33% compared to the same quarter last year. Additionally, the operating margin improved to 62.86%, reflecting better cost management as revenues increased.<BR><BR>However, despite these positive trends, there are significant concerns. The absolute figures remain quite small, with quarterly revenues under ₹1 crore, which is minimal for a company that has been operating for four decades. The return on equity (ROE) is also troubling, at just 4.92%, which is well below industry standards. This indicates inefficiencies in capital deployment, raising questions about the company's long-term viability and attractiveness to institutional investors.<BR><BR>Moreover, Galada Finance has a high debt-to-equity ratio of 1.56, suggesting elevated leverage, and the stock is considered expensive with a P/E ratio significantly higher than its peers. The lack of institutional interest further complicates the outlook, as it reflects skepticism about the company's growth potential and financial health.<BR><BR>In summary, while Galada Finance Ltd has demonstrated strong revenue and profit growth recently, the underlying structural challenges and low capital efficiency suggest that the overall results may not be as favorable as they appear at first glance. Investors should approach with caution, considering both the growth momentum and the fundamental weaknesses.

Is Galada Finance overvalued or undervalued?

As of December 3, 2025, Galada Finance is fairly valued with a PE Ratio of 30.72, an EV to EBIT of 15.30, and a Price to Book Value of 1.51, outperforming the Sensex with a 65.64% return over the past year.

As of 3 December 2025, Galada Finance has moved from an expensive to a fair valuation grade. The company is currently fairly valued based on its financial metrics. Key ratios include a PE Ratio of 30.72, an EV to EBIT of 15.30, and a Price to Book Value of 1.51. <BR><BR>In comparison to its peers, Galada Finance's PE Ratio is lower than Bajaj Finance's 34.68, which is classified as very expensive, but higher than Life Insurance's attractive PE of 10.75. Additionally, Galada Finance's EV to EBITDA of 13.18 is more favorable than Bajaj Finserv's 13.2, which is also considered expensive. Notably, Galada Finance has outperformed the Sensex over the past year with a return of 65.64% compared to the Sensex's 5.27%, reinforcing its valuation story.

How has been the historical performance of Galada Finance?

Galada Finance has shown a positive growth trajectory, with net sales and total operating income increasing from 0.91 Cr in Mar'23 to 1.65 Cr in Mar'25, alongside improvements in profits. However, cash flow from operating activities remains negative at -2.00 Cr in Mar'25, indicating ongoing challenges in cash generation.

Answer:<BR>The historical performance of Galada Finance shows a fluctuating trend in its financial metrics over the years, with a notable improvement in recent periods.<BR><BR>Breakdown:<BR>Galada Finance's net sales have increased from 0.91 Cr in Mar'23 to 1.65 Cr in Mar'25, indicating a positive growth trajectory. Total operating income followed a similar pattern, rising to 1.65 Cr in Mar'25 from 0.91 Cr in Mar'23. The company has managed to maintain its total expenditure below 1.24 Cr in Mar'22, with a slight increase to 1.17 Cr in Mar'25. Operating profit, excluding other income, has improved significantly, reaching 0.48 Cr in Mar'25, consistent with the previous year, compared to just 0.08 Cr in Mar'23. Profit before tax also showed a positive trend, increasing to 0.30 Cr in Mar'25 from 0.06 Cr in Mar'23, while profit after tax rose to 0.25 Cr in Mar'25 from 0.02 Cr in Mar'23. The earnings per share (EPS) improved to 0.83 in Mar'25 from 0.07 in Mar'23. On the balance sheet, total liabilities increased to 12.50 Cr in Mar'25 from 6.78 Cr in Mar'23, primarily driven by a rise in short-term borrowings. Total assets also grew to 12.50 Cr in Mar'25 from 6.78 Cr in Mar'23, reflecting the company's expansion. However, cash flow from operating activities remained negative at -2.00 Cr in Mar'25, indicating challenges in cash generation despite the overall growth in sales and profits.

Who are the top shareholders of the Galada Finance?

The top shareholders of Galada Finance include promoter Naveen Galada with 12.69%, followed by Prithvi Exchange (India) Limited at 2.82%. Individual investors own 28.49%, and there are currently no mutual funds or foreign institutional investors holding shares.

The top shareholders of Galada Finance are primarily the promoters, with Naveen Galada holding the largest share at 12.69%. In addition to the promoters, the highest public shareholder is Prithvi Exchange (India) Limited, which holds 2.82%. Individual investors collectively own 28.49% of the company. Notably, there are no mutual funds or foreign institutional investors (FIIs) holding shares in Galada Finance at this time.

What is the technical trend for Galada Finance?

As of May 30, 2025, Galada Finance shows a mildly bullish trend overall, supported by monthly indicators, despite mixed signals from weekly metrics indicating some bearishness.

As of 30 May 2025, the technical trend for Galada Finance has changed from bullish to mildly bullish. The weekly MACD indicates a mildly bearish stance, while the monthly MACD remains bullish, suggesting mixed signals across time frames. The weekly RSI is bearish, but the monthly RSI shows no signal, indicating potential indecision. Bollinger Bands are mildly bullish on both weekly and monthly charts, supporting a slight upward bias. Daily moving averages are also mildly bullish, reinforcing the short-term positive outlook. However, the Dow Theory shows a mildly bearish trend on the weekly chart, contrasting with a mildly bullish monthly perspective. Overall, the current stance is mildly bullish, driven primarily by the monthly MACD and Bollinger Bands, despite some bearish indicators on the weekly charts.

Has Galada Finance declared dividend?

No Dividend History Available