What does Galada Finance do?

Galada Finance Ltd is a Non-Banking Financial Company (NBFC) focused on asset financing, particularly for automobiles and equipment. Established in 1986 and registered with the RBI, it reported net sales of 1 Cr and a net profit of 0 Cr for March 2025, with a market cap of Rs 7 Cr.

Overview: <BR>Galada Finance Ltd is a fast-growing Non Banking Financial Company (NBFC) engaged in asset financing, including automobile and equipment financing.<BR><BR>History: <BR>Galada Finance Ltd was incorporated on 25th March, 1986. It has been operational for four decades and is currently registered with the RBI. The latest quarterly results reported net sales and net profit for March 2025.<BR><BR>Financial Snapshot: <BR>Net Sales: 1 Cr (Quarterly Results - Mar 2025) <BR>Net Profit: 0 Cr (Quarterly Results - Mar 2025) <BR>Market Cap: Rs 7 Cr (Micro Cap) <BR><BR>Key Metrics: <BR>P/E: 7.00 <BR>Industry P/E: 23 <BR>Dividend Yield: 0.00% <BR>Debt Equity: 0.67 <BR>Return on Equity: 4.72% <BR>Price to Book: 1.37 <BR><BR>Contact Details: <BR>Address: Shanti Sadan old 4 New No 7, Shaffee Mohammed Rd Thousand L Chennai Tamil Nadu : 600006 <BR>Tel: 91-044-28294830/43099009/28294831 <BR>Email: galadafinancelimited@yahoo.co.in <BR>Website: http://www.galadafinance.in

Who are in the management team of Galada Finance?

As of March 2023, the management team of Galada Finance includes P Bhaskaran (Chairman), J Ashok Galada (Director), Naveen Galada (Managing Director), R S Indira (Independent Director), Divya (Company Secretary), and Ramu Vishnu (Independent Director). Each member contributes to the company's governance and management.

As of March 2023, the management team of Galada Finance includes the following individuals:<BR><BR>1. P Bhaskaran - Chairman & Independent Director<BR>2. J Ashok Galada - Director<BR>3. Naveen Galada - Managing Director<BR>4. R S Indira - Independent Director<BR>5. Divya - Company Secretary & Compliance Officer<BR>6. Ramu Vishnu - Independent Director<BR><BR>Each member plays a crucial role in the governance and management of the company.

Has Galada Finance declared dividend?

No Dividend History Available

Who are the peers of the Galada Finance?

Galada Finance's peers include Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Delta Industrial, Goyal Associates, Atharv Enter, and Kuber Udyog. In terms of management risk, Galada Finance is rated below average, with a 1-year return of 47.56%, higher than Delta Industrial but lower than Atharv Enter's 66.24%.

Peers: The peers of Galada Finance are Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Delta Industrial, Goyal Associates, Atharv Enter, and Kuber Udyog.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bajaj Finance, Cholaman.Inv.&Fn, Muthoot Finance, while Average management risk is found at Jio Financial, Goyal Associates, and the rest. Good management risk is noted at Shriram Finance, while Below Average management risk is seen at Delta Industrial, Galada Finance, Atharv Enter. For Growth, Excellent growth is noted at Jio Financial, while Good growth is observed at Bajaj Finance, Cholaman.Inv.&Fn, Shriram Finance, and the rest. Average growth is seen at Galada Finance and Muthoot Finance, while Below Average growth is noted at Delta Industrial, Goyal Associates, Atharv Enter. In terms of Capital Structure, Excellent capital structure is found at Bajaj Finance, Jio Financial, Shriram Finance, Muthoot Finance, Delta Industrial, Goyal Associates, and Galada Finance, while Good capital structure is observed at Cholaman.Inv.&Fn, and Below Average capital structure is noted at Atharv Enter and Kuber Udyog.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Atharv Enter at 66.24%, while the lowest is Delta Industrial at -79.45%. Galada Finance's 1-year return is 47.56%, which is significantly higher than Delta Industrial but lower than Atharv Enter. Additionally, Delta Industrial and Goyal Associates have negative six-month returns.

What is the technical trend for Galada Finance?

As of May 30, 2025, Galada Finance shows a mildly bullish trend overall, supported by monthly indicators, despite mixed signals from weekly metrics indicating some bearishness.

As of 30 May 2025, the technical trend for Galada Finance has changed from bullish to mildly bullish. The weekly MACD indicates a mildly bearish stance, while the monthly MACD remains bullish, suggesting mixed signals across time frames. The weekly RSI is bearish, but the monthly RSI shows no signal, indicating potential indecision. Bollinger Bands are mildly bullish on both weekly and monthly charts, supporting a slight upward bias. Daily moving averages are also mildly bullish, reinforcing the short-term positive outlook. However, the Dow Theory shows a mildly bearish trend on the weekly chart, contrasting with a mildly bullish monthly perspective. Overall, the current stance is mildly bullish, driven primarily by the monthly MACD and Bollinger Bands, despite some bearish indicators on the weekly charts.

Who are the top shareholders of the Galada Finance?

The top shareholders of Galada Finance include promoter Naveen Galada with 12.69%, followed by Prithvi Exchange (India) Limited at 2.82%. Individual investors own 28.49%, and there are currently no mutual funds or foreign institutional investors holding shares.

The top shareholders of Galada Finance are primarily the promoters, with Naveen Galada holding the largest share at 12.69%. In addition to the promoters, the highest public shareholder is Prithvi Exchange (India) Limited, which holds 2.82%. Individual investors collectively own 28.49% of the company. Notably, there are no mutual funds or foreign institutional investors (FIIs) holding shares in Galada Finance at this time.

How big is Galada Finance?

As of 24th July, Galada Finance Ltd has a market capitalization of 7.00 Cr, with Net Sales of 1.66 Cr and a Net Profit of 0.25 Cr over the latest four quarters. The company has Shareholder's Funds of 5.78 Cr and Total Assets of 12.50 Cr as of March 2025.

As of 24th July, Galada Finance Ltd has a market capitalization of 7.00 Cr, which categorizes it as a Micro Cap company.<BR><BR>In the latest four quarters, Galada Finance reported Net Sales of 1.66 Cr and a Net Profit of 0.25 Cr.<BR><BR>For the reporting period of March 2025, the company has Shareholder's Funds amounting to 5.78 Cr and Total Assets of 12.50 Cr.

When is the next results date for Galada Finance?

The next results date for Galada Finance is August 9, 2025.

The next results date for Galada Finance is scheduled for August 9, 2025.

Are Galada Finance latest results good or bad?

Galada Finance's latest results show a mixed performance, with a 43.24% increase in net sales and a 33.33% rise in net profit, both significantly lower than previous year's growth rates. Overall, the stagnation in key metrics has led to a cautious outlook and a 'Sell' recommendation from MarketsMOJO, indicating disappointing results amid a competitive landscape.

Galada Finance's latest results for the quarter ending June 2025 indicate a mixed performance. While the company experienced a year-over-year increase in net sales of 43.24%, this is a decline from the previous year's growth of 76.19%. Similarly, standalone net profit growth of 33.33% is significantly lower than the 200% growth reported in June 2024. <BR><BR>Overall, the financial performance appears flat, with no significant changes in key metrics compared to previous periods. This stagnation has led to a cautious outlook, as reflected in MarketsMOJO's 'Sell' recommendation on the stock. Given these factors, the results can be interpreted as disappointing, especially considering the competitive landscape in the Non-Banking Financial Company sector. Stakeholders should monitor the situation closely as the company navigates these challenges.

How has been the historical performance of Galada Finance?

Galada Finance has shown a positive growth trajectory, with net sales and total operating income increasing from 0.91 Cr in Mar'23 to 1.65 Cr in Mar'25, alongside improvements in profits. However, cash flow from operating activities remains negative at -2.00 Cr in Mar'25, indicating ongoing challenges in cash generation.

Answer:<BR>The historical performance of Galada Finance shows a fluctuating trend in its financial metrics over the years, with a notable improvement in recent periods.<BR><BR>Breakdown:<BR>Galada Finance's net sales have increased from 0.91 Cr in Mar'23 to 1.65 Cr in Mar'25, indicating a positive growth trajectory. Total operating income followed a similar pattern, rising to 1.65 Cr in Mar'25 from 0.91 Cr in Mar'23. The company has managed to maintain its total expenditure below 1.24 Cr in Mar'22, with a slight increase to 1.17 Cr in Mar'25. Operating profit, excluding other income, has improved significantly, reaching 0.48 Cr in Mar'25, consistent with the previous year, compared to just 0.08 Cr in Mar'23. Profit before tax also showed a positive trend, increasing to 0.30 Cr in Mar'25 from 0.06 Cr in Mar'23, while profit after tax rose to 0.25 Cr in Mar'25 from 0.02 Cr in Mar'23. The earnings per share (EPS) improved to 0.83 in Mar'25 from 0.07 in Mar'23. On the balance sheet, total liabilities increased to 12.50 Cr in Mar'25 from 6.78 Cr in Mar'23, primarily driven by a rise in short-term borrowings. Total assets also grew to 12.50 Cr in Mar'25 from 6.78 Cr in Mar'23, reflecting the company's expansion. However, cash flow from operating activities remained negative at -2.00 Cr in Mar'25, indicating challenges in cash generation despite the overall growth in sales and profits.

Should I buy, sell or hold Galada Finance?

Why is Galada Finance falling/rising?

As of 03-Dec, Galada Finance Ltd's stock price is Rs 29.70, down 9.84% and underperforming its sector. Despite strong long-term gains, recent trading shows high volatility and decreased investor participation, indicating a significant downward trend.

As of 03-Dec, Galada Finance Ltd's stock price is falling, currently at Rs 29.70, which represents a decrease of Rs 3.24 or 9.84%. This decline is evident in today's performance, where the stock has underperformed its sector by 8.78%. Additionally, the stock experienced high volatility today, with an intraday volatility of 5.02%, and it touched an intraday low of Rs 29.70.<BR><BR>The recent trading activity indicates erratic behavior, as the stock did not trade on 3 out of the last 20 days. Furthermore, there has been a decrease in investor participation, with delivery volume on 02 Dec falling by 1.32% compared to the 5-day average. Although the stock has performed well over longer periods, such as a 24.06% increase year-to-date and a 65.64% increase over the past year, the current short-term trends suggest a significant downward movement. The weighted average price indicates that more volume has traded closer to the low price, reinforcing the downward pressure on the stock.

Is Galada Finance overvalued or undervalued?

As of December 3, 2025, Galada Finance is fairly valued with a PE Ratio of 30.72, an EV to EBIT of 15.30, and a Price to Book Value of 1.51, outperforming the Sensex with a 65.64% return over the past year.

As of 3 December 2025, Galada Finance has moved from an expensive to a fair valuation grade. The company is currently fairly valued based on its financial metrics. Key ratios include a PE Ratio of 30.72, an EV to EBIT of 15.30, and a Price to Book Value of 1.51. <BR><BR>In comparison to its peers, Galada Finance's PE Ratio is lower than Bajaj Finance's 34.68, which is classified as very expensive, but higher than Life Insurance's attractive PE of 10.75. Additionally, Galada Finance's EV to EBITDA of 13.18 is more favorable than Bajaj Finserv's 13.2, which is also considered expensive. Notably, Galada Finance has outperformed the Sensex over the past year with a return of 65.64% compared to the Sensex's 5.27%, reinforcing its valuation story.

Which are the latest news on Galada Finance?