GCIC Share Price | Hayah Insurance Co. PJSC Stock Analysis & Recommendation

Price Point

High/Low

1Day

52 Week

Valuation

Technical

Day's Volume

CASH

N/A

Shareholding

FII

N/A

DII

N/A

Promoter

N/A

Compare Hayah Insurance Co. PJSC with Similar Stocks

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Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Dashboard

Risky -

The stock is trading risky as compared to its average historical valuations
Over the past year, while the stock has generated a return of 31.01%, its profits have risen by 182% ; the PEG ratio of the company is 0.4

Mojo Parameters

Stock DNA

Industry

Insurance

Market cap

AED 256 Million (Micro Cap)

P/E

153.00

Industry P/E

Dividend Yield

0.00%

Debt Equity

-999,999.00

Return on Equity

1.30%

Price to Book

2.00

Revenue and Profits:

Net Sales:

(Quarterly Results - Dec 2025)

Net Profit:

4 Million

Total Returns

Total Returns (Price + Dividend)

TimePeriod

Price Return

Dividend Return

Total Return

3 Months

-16.88%

6 Months

8.13%

1 Year

19.82%

2 Years

43.16%

3 Years

105.25%

4 Years

94.16%

5 Years

311.76%

Hayah Insurance Co. PJSC for the last several years.

Risk Adjusted Returns v/s

News & Corporate Actions

News

No Recent News for the Company

Announcements

No announcement available

Corporate Actions

No corporate action available

Key Factors

Quality key factors

Factor

Value

Sales Growth (5y)

28.70%

EBIT Growth (5y)

EBIT to Interest (avg)

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

3.13%

Dividend Payout Ratio

Pledged Shares

Institutional Holding

ROCE (avg)

ROE (avg)

2.50%

Valuation key factors

Factor

Value

P/E Ratio

153

Industry P/E

Price to Book Value

2.00

EV to EBIT

EV to EBITDA

EV to Capital Employed

2.00

EV to Sales

2.01

PEG Ratio

Dividend Yield

ROCE (Latest)

ROE (Latest)

1.30%

Technicals key factors

Indicator

Weekly

Monthly

MACD

Mildly Bullish

Mildly Bearish

RSI

No Signal

Bearish

Bollinger Bands

Bearish

Moving Averages

Bearish (Daily)

KST

Mildly Bullish

Mildly Bearish

Dow Theory

Bearish

No Trend

OBV

Mildly Bullish

Mildly Bearish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Shareholding

Shareholding Snapshot

No data for shareholding present.

Shareholding Compare (%holding)

No data for shareholding present.

Financial

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  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Consolidated) - Dec'25 - YoY",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in quarter ended Dec 2025 is 0.00% vs 0.00% in Dec 2024",
        "dir": 0
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in quarter ended Dec 2025 is 542.86% vs 123.33% in Dec 2024",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Dec'25",
        "Dec'24",
        "Change(%)"
      ],
      "body": [
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          "field": "Net Sales",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "0.90",
          "val2": "0.60",
          "chgp": "50.00%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "4.50",
          "val2": "0.70",
          "chgp": "542.86%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "101.30%",
          "val2": "29.50%",
          "chgp": "7.18%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "annual",
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    "header": "Annual Results Snapshot (Consolidated) - Dec'25",
    "rhs": [
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        "prefix": "Net Sales ",
        "suffix": "YoY Growth in year ended Dec 2025 is 0.00% vs 0.00% in Dec 2024",
        "dir": 0
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in year ended Dec 2025 is -63.04% vs 180.70% in Dec 2024",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Dec'25",
        "Dec'24",
        "Change(%)"
      ],
      "body": [
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          "field": "Net Sales",
          "val1": "0.00",
          "val2": "0.00",
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        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "2.00",
          "val2": "1.40",
          "chgp": "42.86%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "0.00",
          "val2": "0.00",
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          "chgp_class": "neutral"
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          "val1": "1.70",
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          "chgp_class": "negative"
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        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "15.40%",
          "val2": "48.10%",
          "chgp": "-3.27%",
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]

Quarterly Results Snapshot (Consolidated) - Dec'25 - YoY

Dec'25

Dec'24

Change(%)

Net Sales

0.00

Operating Profit (PBDIT) excl Other Income

0.90

0.60

50.00%

Interest

0.00

Exceptional Items

0.00

Consolidate Net Profit

4.50

0.70

542.86%

Operating Profit Margin (Excl OI)

101.30%

29.50%

7.18%

USD in Million.

Compare with Peers

Net Sales

YoY Growth in quarter ended Dec 2025 is 0.00% vs 0.00% in Dec 2024

Consolidated Net Profit

YoY Growth in quarter ended Dec 2025 is 542.86% vs 123.33% in Dec 2024

All Quarterly Results

Annual Results Snapshot (Consolidated) - Dec'25

Dec'25

Dec'24

Change(%)

Net Sales

0.00

Operating Profit (PBDIT) excl Other Income

2.00

1.40

42.86%

Interest

0.00

Exceptional Items

0.00

Consolidate Net Profit

1.70

4.60

-63.04%

Operating Profit Margin (Excl OI)

15.40%

48.10%

-3.27%

USD in Million.

Compare with Peers

Net Sales

YoY Growth in year ended Dec 2025 is 0.00% vs 0.00% in Dec 2024

Consolidated Net Profit

YoY Growth in year ended Dec 2025 is -63.04% vs 180.70% in Dec 2024

All Annual Results

Company CV

About Hayah Insurance Co. PJSC

Hayah Insurance Co. PJSC

Insurance

AXA Green Crescent Insurance Company PJSC, formerly Green Crescent Insurance Co PJSC, is a United Arab Emirates-based public joint shareholding company, which is mainly engaged in the provision of healthcare and medical insurance solutions. The Company’s insurance products are Healthcare Plans, which include group health insurance and group life and disability insurance; Care Management, which provides services to treat chronic conditions, and Chronic Medication Benefit. The products offered are differentiated according to territory of coverage and also offer customization according to the clients’ needs. The Company offers its health insurance solutions to various groups and to corporate clients.

Company Coordinates

Company Details

Corniche Tower, 16th Floor, Corniche Road,, P.O.Box 63323, ABU DHABI None : None

Tel: 971 2 4084700

http://www.axa-greencrescent.com/

Registrar Details