Hayah Insurance Co. PJSC

  • Market Cap: Micro Cap
  • Industry: Insurance
  • ISIN: AEG000801015
AED
1.32
-0.41 (-23.7%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

Comparison

Company
Score
Quality
Valuation
Financial
Technical
Oman Insurance Co.
Abu Dhabi National Insurance Co. PSC
National General Insurance Co.
Abu Dhabi National Takaful Co. PJSC
Watania International Holding Pjsc
Al Dhafra Insurance Co. PSC
Al-Buhaira National Insurance Co.
Union Insurance Co.
Islamic Arab Insurance Co.
Hayah Insurance Co. PJSC
Al Ain Ahlia Insurance Co.

Why is Hayah Insurance Co. PJSC ?

1
Risky -
  • The stock is trading risky as compared to its average historical valuations
  • Over the past year, while the stock has generated a return of 31.01%, its profits have risen by 182% ; the PEG ratio of the company is 0.4
stock-recommendationReal-Time Research Report

Verdict Report

How much should you sell?

  1. All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is Hayah Insurance Co. PJSC for you?

High Risk, High Return

Absolute
Risk Adjusted
Volatility
Hayah Insurance Co. PJSC
-100.0%
1.07
48.77%
Abu Dhabi Securities Exchange
-1.29%
1.13
8.08%
stock-recommendationQuality
stock-summaryManagement Risk
stock-summaryGrowth
stock-summaryCapital Structure
stock-recommendation
Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor
Value
Sales Growth (5y)
30.40%
EBIT Growth (5y)
0
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
20.59%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
2.50%
stock-recommendationValuation

Valuation Scorecard stock-summary

stock-recommendation
Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors stock-summary

Factor
Value
P/E Ratio
148
Industry P/E
Price to Book Value
2.01
EV to EBIT
NA
EV to EBITDA
101.40
EV to Capital Employed
2.60
EV to Sales
1.48
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
ROE (Latest)
1.35%
stock-recommendationTechnicals

Technical key factors

Indicator
Weekly
Monthly
MACD
Mildly Bullish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Mildly Bearish
Moving Averages
Mildly Bearish (Daily)
KST
Mildly Bullish
Mildly Bearish
Dow Theory
No Trend
Bearish
OBV
No Trend
Mildly Bearish
stock-recommendation Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
Technical Movement
stock-recommendationFinancial Trend

Financial Trend Scorecard stock-summary

stock-recommendation
Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

19What is working for the Company
NET PROFIT(HY)

At AED 0.28 MM has Grown at 109.86%

ROCE(HY)

Highest at 4.08%

NET SALES(Q)

Highest at AED 51.7 MM

RAW MATERIAL COST(Y)

Fallen by 0% (YoY

DEBT-EQUITY RATIO (HY)

Lowest at -41.47 %

-2What is not working for the Company
OPERATING CASH FLOW(Y)

Lowest at AED -13.38 MM

Here's what is working for Hayah Insurance Co. PJSC

Net Sales
Highest at AED 51.7 MM and Grown
In each period in the last five periods
MOJO Watch
Near term sales trend is very positive

Net Sales (AED MM)

Net Profit
At AED 0.28 MM has Grown at 109.86%
Year on Year (YoY)
MOJO Watch
Near term Net Profit trend is positive

Net Profit (AED MM)

Net Sales
At AED 51.7 MM has Grown at 92.99%
Year on Year (YoY)
MOJO Watch
Near term sales trend is positive

Net Sales (AED MM)

Debt-Equity Ratio
Lowest at -41.47 %
in the last five Semi-Annual periods
MOJO Watch
The company has been reducing its borrowing as compared to equity capital

Debt-Equity Ratio

Raw Material Cost
Fallen by 0% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin

Raw Material Cost as a percentage of Sales

Here's what is not working for Hayah Insurance Co. PJSC

Operating Cash Flow
Lowest at AED -13.38 MM
in the last three years
MOJO Watch
The company's cash revenues from business operations are falling

Operating Cash Flows (AED MM)