Comparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Hayah Insurance Co. PJSC ?
1
Risky -
- The stock is trading risky as compared to its average historical valuations
- Over the past year, while the stock has generated a return of 31.01%, its profits have risen by 182% ; the PEG ratio of the company is 0.4
How much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is Hayah Insurance Co. PJSC for you?
High Risk, High Return
Absolute
Risk Adjusted
Volatility
Hayah Insurance Co. PJSC
-100.0%
1.07
48.77%
Abu Dhabi Securities Exchange
-1.29%
1.13
8.08%
Quality key factors
Factor
Value
Sales Growth (5y)
30.40%
EBIT Growth (5y)
0
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
20.59%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
2.50%
Valuation Key Factors 
Factor
Value
P/E Ratio
148
Industry P/E
Price to Book Value
2.01
EV to EBIT
NA
EV to EBITDA
101.40
EV to Capital Employed
2.60
EV to Sales
1.48
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
ROE (Latest)
1.35%
Technical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Mildly Bearish
Moving Averages
Mildly Bearish (Daily)
KST
Mildly Bullish
Mildly Bearish
Dow Theory
No Trend
Bearish
OBV
No Trend
Mildly Bearish
Technical Movement
19What is working for the Company
NET PROFIT(HY)
At AED 0.28 MM has Grown at 109.86%
ROCE(HY)
Highest at 4.08%
NET SALES(Q)
Highest at AED 51.7 MM
RAW MATERIAL COST(Y)
Fallen by 0% (YoY
DEBT-EQUITY RATIO
(HY)
Lowest at -41.47 %
-2What is not working for the Company
OPERATING CASH FLOW(Y)
Lowest at AED -13.38 MM
Here's what is working for Hayah Insurance Co. PJSC
Net Sales
Highest at AED 51.7 MM and Grown
In each period in the last five periodsMOJO Watch
Near term sales trend is very positive
Net Sales (AED MM)
Net Profit
At AED 0.28 MM has Grown at 109.86%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is positive
Net Profit (AED MM)
Net Sales
At AED 51.7 MM has Grown at 92.99%
Year on Year (YoY)MOJO Watch
Near term sales trend is positive
Net Sales (AED MM)
Debt-Equity Ratio
Lowest at -41.47 %
in the last five Semi-Annual periodsMOJO Watch
The company has been reducing its borrowing as compared to equity capital
Debt-Equity Ratio
Raw Material Cost
Fallen by 0% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Here's what is not working for Hayah Insurance Co. PJSC
Operating Cash Flow
Lowest at AED -13.38 MM
in the last three yearsMOJO Watch
The company's cash revenues from business operations are falling
Operating Cash Flows (AED MM)






