Accord Financial Corp. (ACD) Stock Analysis | Price, Returns, Financials & Key Metrics

Price Point

High/Low

1Day

52 Week

Valuation

Technical

Day's Volume

CASH

1.3 k

Shareholding (Sep 2021)

FII

0.17%

Held by 1 FIIs

DII

99.83%

Held by 0 DIIs

Promoter

0.00%

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

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Dashboard

Risky -

The stock is trading risky as compared to its average historical valuations
Over the past year, while the stock has generated a return of -13.75%, its profits have risen by 35.2%

Consistent Underperformance against the benchmark over the last 3 years

Mojo Parameters

Stock DNA

Industry

Finance

Market cap

CAD 26 Million (Micro Cap)

P/E

NA (Loss Making)

Industry P/E

Dividend Yield

0.00%

Debt Equity

-0.10

Return on Equity

-4.90%

Price to Book

0.33

Revenue and Profits:

Net Sales:

16 Million

(Quarterly Results - Jun 2025)

Net Profit:

-1 Million

Total Returns

Total Returns (Price + Dividend)

TimePeriod

Price Return

Dividend Return

Total Return

3 Months

-49.9%

6 Months

-33.24%

1 Year

-67.91%

2 Years

-72.0%

3 Years

-69.2%

4 Years

-68.48%

5 Years

-73.12%

Accord Financial Corp. for the last several years.

Risk Adjusted Returns v/s

News & Corporate Actions

News

No Recent News for the Company

Announcements

No announcement available

Corporate Actions

No corporate action available

Key Factors

Quality key factors

Factor

Value

Sales Growth (5y)

6.99%

EBIT Growth (5y)

12.23%

EBIT to Interest (avg)

1.52

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

0.91

Tax Ratio

25.95%

Dividend Payout Ratio

Pledged Shares

Institutional Holding

0.17%

ROCE (avg)

47.79%

ROE (avg)

5.62%

Valuation key factors

Factor

Value

P/E Ratio

NA (Loss Making)

Industry P/E

Price to Book Value

0.38

EV to EBIT

0.51

EV to EBITDA

0.51

EV to Capital Employed

0.32

EV to Sales

0.30

PEG Ratio

Dividend Yield

ROCE (Latest)

61.64%

ROE (Latest)

-4.90%

Technicals key factors

Indicator

Weekly

Monthly

MACD

Bearish

RSI

No Signal

Bollinger Bands

Bearish

Moving Averages

Bearish (Daily)

KST

Bearish

Dow Theory

No Trend

OBV

Bearish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Shareholding

Shareholding Snapshot : Sep 2021

Shareholding Compare (%holding)

Majority shareholders

Foreign Institutions

Domestic Funds

Held in 0 Schemes (0%)

Foreign Institutions

Held by 1 Foreign Institutions (0.17%)

Strategic Entities with highest holding

Highest Public shareholder

Financial

[
  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Consolidated) - Jun'25 - YoY",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in quarter ended Jun 2025 is -19.00% vs 11.73% in Jun 2024",
        "dir": -1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in quarter ended Jun 2025 is 38.46% vs -225.00% in Jun 2024",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Jun'25",
        "Jun'24",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "16.20",
          "val2": "20.00",
          "chgp": "-19.00%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "9.50",
          "val2": "11.80",
          "chgp": "-19.49%",
          "chgp_class": "negative"
        },
        {
          "field": "Interest",
          "val1": "7.90",
          "val2": "9.40",
          "chgp": "-15.96%",
          "chgp_class": "positive"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "-0.80",
          "val2": "-1.30",
          "chgp": "38.46%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "465.60%",
          "val2": "414.00%",
          "chgp": "5.16%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Consolidated) - Dec'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in year ended Dec 2024 is 4.27% vs 18.07% in Dec 2023",
        "dir": -1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in year ended Dec 2024 is 84.42% vs -1,062.50% in Dec 2023",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Dec'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "83.10",
          "val2": "79.70",
          "chgp": "4.27%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "49.80",
          "val2": "45.20",
          "chgp": "10.18%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "36.00",
          "val2": "35.30",
          "chgp": "1.98%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "-11.90",
          "chgp": "100.00%",
          "chgp_class": "positive"
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        {
          "field": "Consolidate Net Profit",
          "val1": "-2.40",
          "val2": "-15.40",
          "chgp": "84.42%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "396.30%",
          "val2": "250.70%",
          "chgp": "14.56%",
          "chgp_class": "positive"
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]

Quarterly Results Snapshot (Consolidated) - Jun'25 - YoY

Jun'25

Jun'24

Change(%)

Net Sales

16.20

20.00

-19.00%

Operating Profit (PBDIT) excl Other Income

9.50

11.80

-19.49%

Interest

7.90

9.40

-15.96%

Exceptional Items

0.00

Consolidate Net Profit

-0.80

-1.30

38.46%

Operating Profit Margin (Excl OI)

465.60%

414.00%

5.16%

USD in Million.

Compare with Peers

Net Sales

YoY Growth in quarter ended Jun 2025 is -19.00% vs 11.73% in Jun 2024

Consolidated Net Profit

YoY Growth in quarter ended Jun 2025 is 38.46% vs -225.00% in Jun 2024

All Quarterly Results

Annual Results Snapshot (Consolidated) - Dec'24

Dec'24

Dec'23

Change(%)

Net Sales

83.10

79.70

4.27%

Operating Profit (PBDIT) excl Other Income

49.80

45.20

10.18%

Interest

36.00

35.30

1.98%

Exceptional Items

0.00

-11.90

100.00%

Consolidate Net Profit

-2.40

-15.40

84.42%

Operating Profit Margin (Excl OI)

396.30%

250.70%

14.56%

USD in Million.

Compare with Peers

Net Sales

YoY Growth in year ended Dec 2024 is 4.27% vs 18.07% in Dec 2023

Consolidated Net Profit

YoY Growth in year ended Dec 2024 is 84.42% vs -1,062.50% in Dec 2023

All Annual Results

Company CV

About Accord Financial Corp.

Accord Financial Corp.

Finance

Accord Financial Corp. is a provider of asset-based financial services to businesses, such as asset-based lending (ABL), including factoring, lease financing, working capital financing, credit protection and receivables management, and supply chain financing for importers. The Company's business involves ABL by Accord Financial Inc. and Accord Financial, Inc., which entails financing or purchasing receivables on a recourse basis, as well as financing other tangible assets, such as inventory and equipment; lease financing and equipment and working capital lending by Accord Equipment Finance, and credit protection and receivables management services by Accord Financial Ltd., which involves providing credit guarantees and collection services, generally without financing. Its clients operate in various industries, including apparel, financial and professional services, manufacturing, wholesale and distribution, transportation, chemicals, electronics, oilfield services and textiles.

Company Coordinates

Company Details

40 Eglinton Avenue East, Suite 602 , TORONTO CA : M4P 3A2

Tel: 1 416 9610007

https://www.accordfinancial.com/

Registrar Details