Accord Financial Corp. (ACD) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

MCAN Mortgage Corp.

Atrium Mortgage Investment Corp.

Firm Capital Mortgage Investment Corp.

Timbercreek Financial Corp.

ECN Capital Corp.

Dominion Lending Centres, Inc.

Zedcor, Inc.

Mogo, Inc.

Real Matters, Inc.

Chesswood Group Ltd.

Accord Financial Corp.

Why is Accord Financial Corp. ?

Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 5.62%

The company has declared Negative results for the last 5 consecutive quarters

INTEREST(HY) At CAD 12.32 MM has Grown at 22.65%
ROCE(HY) Lowest at -47.12%
NET SALES(Q) Lowest at CAD 7.26 MM

Risky -

The stock is trading risky as compared to its average historical valuations
Over the past year, while the stock has generated a return of -81.95%, its profits have fallen by -767.8%

Consistent Underperformance against the benchmark over the last 3 years

Along with generating -81.95% returns in the last 1 year, the stock has also underperformed S&P/TSX 60 in each of the last 3 annual periods

Real-Time Research Report

Verdict Report

How much should you sell?

All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Finance)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is Accord Financial Corp. for you?

High Risk, Low Return

Absolute

Risk Adjusted

Volatility

Accord Financial Corp.

-100.0%

-1.05

85.96%

S&P/TSX 60

29.8%

2.35

12.81%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

1.43%

EBIT Growth (5y)

2.88%

EBIT to Interest (avg)

1.52

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

0.98

Tax Ratio

25.95%

Dividend Payout Ratio

Pledged Shares

Institutional Holding

0.17%

ROCE (avg)

47.79%

ROE (avg)

5.62%

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

NA (Loss Making)

Industry P/E

Price to Book Value

0.10

EV to EBIT

-0.63

EV to EBITDA

-0.62

EV to Capital Employed

-0.64

EV to Sales

-0.30

PEG Ratio

Dividend Yield

ROCE (Latest)

Negative Capital Employed

ROE (Latest)

-69.29%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Bearish

RSI

No Signal

Bollinger Bands

Mildly Bearish

Bearish

Moving Averages

Bearish (Daily)

KST

Bearish

Dow Theory

No Trend

OBV

No Trend

Bearish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

6What is working for the Company

OPERATING CASH FLOW(Y)

Highest at CAD 86.67 MM

RAW MATERIAL COST(Y)

Fallen by 0.08% (YoY

DEBT-EQUITY RATIO (HY)

Lowest at 234.09 %

DEBTORS TURNOVER RATIO(HY)

Highest at 0.2 times

-18What is not working for the Company

INTEREST(HY)

At CAD 12.32 MM has Grown at 22.65%

ROCE(HY)

Lowest at -47.12%

NET SALES(Q)

Lowest at CAD 7.26 MM

NET PROFIT(Q)

Fallen at -28.82%

Here's what is working for Accord Financial Corp.

Operating Cash Flow

Highest at CAD 86.67 MM and Grown

In each year in the last three years

MOJO Watch

The company has generated higher cash revenues from business operations

Operating Cash Flows (CAD MM)

Debt-Equity Ratio

Lowest at 234.09 %

in the last five Semi-Annual periods

MOJO Watch

The company has been reducing its borrowing as compared to equity capital

Debt-Equity Ratio

Debtors Turnover Ratio

Highest at 0.2 times

in the last five Semi-Annual periods

MOJO Watch

Company has been able to sell its Debtors faster

Debtors Turnover Ratio

Raw Material Cost

Fallen by 0.08% (YoY)

MOJO Watch

The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin

Raw Material Cost as a percentage of Sales

Here's what is not working for Accord Financial Corp.

Interest

At CAD 12.32 MM has Grown at 22.65%

over previous Semi-Annual period

MOJO Watch

Rising interest cost signifies increased borrowings

Interest Paid (CAD MM)

Net Sales

Lowest at CAD 7.26 MM

in the last five periods

MOJO Watch

Near term sales trend is negative

Net Sales (CAD MM)

Net Profit

Fallen at -28.82%

Year on Year (YoY)

MOJO Watch

Near term Net Profit trend is negative

Net Profit (CAD MM)