Builders Capital Mortgage Corp. (BCF) Stock Analysis | Price, Returns, Financials & Key Metrics

Price Point

High/Low

1Day

52 Week

Valuation

Technical

Day's Volume

CASH

N/A

Shareholding

FII

N/A

DII

N/A

Promoter

N/A

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

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Dashboard

Poor long term growth as Operating profit has grown by an annual rate of 18.74%

Flat results in Mar 25

With ROE of 11.90%, it has a very attractive valuation with a 0.71 Price to Book Value

Underperformed the market in the last 1 year

Mojo Parameters

Stock DNA

Industry

Finance

Market cap

CAD 21 Million (Micro Cap)

P/E

6.00

Industry P/E

Dividend Yield

0.00%

Debt Equity

-999,999.00

Return on Equity

11.90%

Price to Book

0.71

Revenue and Profits:

Net Sales:

2 Million

(Quarterly Results - Jun 2025)

Net Profit:

1 Million

Total Returns

Total Returns (Price + Dividend)

TimePeriod

Price Return

Dividend Return

Total Return

3 Months

11.49%

6 Months

10.0%

1 Year

14.45%

2 Years

11.36%

3 Years

3.67%

4 Years

6.07%

5 Years

22.88%

Builders Capital Mortgage Corp. for the last several years.

Risk Adjusted Returns v/s

News & Corporate Actions

News

No Recent News for the Company

Announcements

No announcement available

Corporate Actions

No corporate action available

Key Factors

Quality key factors

Factor

Value

Sales Growth (5y)

17.41%

EBIT Growth (5y)

18.74%

EBIT to Interest (avg)

3.65

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

76.62%

Pledged Shares

Institutional Holding

ROCE (avg)

13.67%

ROE (avg)

9.94%

Valuation key factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

0.71

EV to EBIT

3.45

EV to EBITDA

3.45

EV to Capital Employed

0.71

EV to Sales

3.17

PEG Ratio

0.84

Dividend Yield

ROCE (Latest)

20.41%

ROE (Latest)

11.90%

Technicals key factors

Indicator

Weekly

Monthly

MACD

Bullish

RSI

No Signal

Bollinger Bands

Bullish

Moving Averages

Bullish (Daily)

KST

Mildly Bearish

Bullish

Dow Theory

Mildly Bullish

Bearish

OBV

Mildly Bullish

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Shareholding

Shareholding Snapshot

No data for shareholding present.

Shareholding Compare (%holding)

No data for shareholding present.

Financial

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    "header": "Quarterly Results Snapshot (Consolidated) - Jun'25 - QoQ",
    "rhs": [
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        "prefix": "Net Sales ",
        "suffix": "QoQ Growth in quarter ended Jun 2025 is 5.56% vs 12.50% in Mar 2025",
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        "prefix": "Consolidated Net Profit ",
        "suffix": "QoQ Growth in quarter ended Jun 2025 is 11.11% vs 12.50% in Mar 2025",
        "dir": -1
      }
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    "table": {
      "header": [
        "Jun'25",
        "Mar'25",
        "Change(%)"
      ],
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          "field": "Net Sales",
          "val1": "1.90",
          "val2": "1.80",
          "chgp": "5.56%",
          "chgp_class": "positive"
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        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "1.80",
          "val2": "1.60",
          "chgp": "12.50%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "0.60",
          "val2": "0.50",
          "chgp": "20.00%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "1.00",
          "val2": "0.90",
          "chgp": "11.11%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "819.10%",
          "val2": "811.60%",
          "chgp": "0.75%",
          "chgp_class": "positive"
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    }
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        "suffix": "YoY Growth in year ended Dec 2024 is 10.64% vs 23.68% in Dec 2023",
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      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in year ended Dec 2024 is 0.00% vs 22.22% in Dec 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Dec'23",
        "Change(%)"
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      "body": [
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          "val1": "5.20",
          "val2": "4.70",
          "chgp": "10.64%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "4.70",
          "val2": "4.20",
          "chgp": "11.90%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "0.70",
          "val2": "0.60",
          "chgp": "16.67%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
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          "val1": "3.30",
          "val2": "3.30",
          "chgp": "",
          "chgp_class": "neutral"
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        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "764.90%",
          "val2": "830.90%",
          "chgp": "-6.60%",
          "chgp_class": "negative"
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Quarterly Results Snapshot (Consolidated) - Jun'25 - QoQ

Jun'25

Mar'25

Change(%)

Net Sales

1.90

1.80

5.56%

Operating Profit (PBDIT) excl Other Income

1.80

1.60

12.50%

Interest

0.60

0.50

20.00%

Exceptional Items

0.00

Consolidate Net Profit

1.00

0.90

11.11%

Operating Profit Margin (Excl OI)

819.10%

811.60%

0.75%

USD in Million.

Compare with Peers

Net Sales

QoQ Growth in quarter ended Jun 2025 is 5.56% vs 12.50% in Mar 2025

Consolidated Net Profit

QoQ Growth in quarter ended Jun 2025 is 11.11% vs 12.50% in Mar 2025

All Quarterly Results

Annual Results Snapshot (Consolidated) - Dec'24

Dec'24

Dec'23

Change(%)

Net Sales

5.20

4.70

10.64%

Operating Profit (PBDIT) excl Other Income

4.70

4.20

11.90%

Interest

0.70

0.60

16.67%

Exceptional Items

0.00

Consolidate Net Profit

3.30

Operating Profit Margin (Excl OI)

764.90%

830.90%

-6.60%

USD in Million.

Compare with Peers

Net Sales

YoY Growth in year ended Dec 2024 is 10.64% vs 23.68% in Dec 2023

Consolidated Net Profit

YoY Growth in year ended Dec 2024 is 0.00% vs 22.22% in Dec 2023

All Annual Results

Company CV

About Builders Capital Mortgage Corp.

Builders Capital Mortgage Corp.

Finance

Builders Capital Mortgage Corp. is a mortgage investment corporation (MIC). The Company's principal business is to acquire, originate and maintain a portfolio consisting primarily of construction mortgages that are secured by development-stage residential real property. The Company's investment objective is to maintain a portfolio of mortgages that generates attractive returns, relative to risk, in order to permit it to pay distributions to its shareholders. The Company provides short-term, course of construction financing to builders of residential, wood-frame construction projects in Western Canada. It provides loan brokerage services to homebuilders, commercial developers and landowners. The Company provides commercial loan and property brokerage services to the Inland Empire and San Diego markets. The Company's portfolio is managed by Builders Capital Management Corp.

Company Coordinates

Company Details

1210 8 St SW Suite 405 , CALGARY AB : T2R 1L3

Tel: 1 403 6859888

http://builderscapital.ca/

Registrar Details