Dashboard
1
Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 4.36%
- Poor long term growth as Net Sales has grown by an annual rate of -2.19% and Operating profit at -278.26%
- The company has been able to generate a Return on Equity (avg) of 4.36% signifying low profitability per unit of shareholders funds
2
Poor long term growth as Net Sales has grown by an annual rate of -2.19% and Operating profit at -278.26%
3
Flat results in Jun 25
4
With ROE of 12.20%, it has a expensive valuation with a 1.74 Price to Book Value
5
Consistent Returns over the last 3 years
Total Returns (Price + Dividend) 
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
53.05%
0%
53.05%
6 Months
33.68%
0%
33.68%
1 Year
108.01%
0%
108.01%
2 Years
158.08%
0%
158.08%
3 Years
169.37%
0%
169.37%
4 Years
121.94%
0%
121.94%
5 Years
259.17%
0%
259.17%
Just Group Plc for the last several years.
Risk Adjusted Returns v/s 
News
No Recent News for the Company
Announcements 
No announcement available
Corporate Actions 
No corporate action available
Quality key factors 
Factor
Value
Sales Growth (5y)
-2.19%
EBIT Growth (5y)
-278.26%
EBIT to Interest (avg)
-0.05
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
29.20%
Dividend Payout Ratio
38.23%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
4.36%
Valuation key factors
Factor
Value
P/E Ratio
14
Industry P/E
Price to Book Value
1.74
EV to EBIT
NA
EV to EBITDA
518.02
EV to Capital Employed
2.51
EV to Sales
0.48
PEG Ratio
NA
Dividend Yield
1.25%
ROCE (Latest)
ROE (Latest)
12.20%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
Bullish
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Mildly Bearish
Dow Theory
Mildly Bullish
Mildly Bullish
OBV
Mildly Bullish
Mildly Bullish
Shareholding Snapshot
No data for shareholding present.
Shareholding Compare (%holding) 
No data for shareholding present.
Annual Results Snapshot (Consolidated) - Dec'23
Dec'23
Dec'22
Change(%)
Net Sales
0.00
0.00
Operating Profit (PBDIT) excl Other Income
5.00
6.00
-16.67%
Interest
122.00
57.00
114.04%
Exceptional Items
0.00
0.00
Consolidate Net Profit
117.00
-376.00
131.12%
Operating Profit Margin (Excl OI)
101.10%
-498.30%
59.94%
USD in Million.
Net Sales
YoY Growth in year ended Dec 2023 is 0.00% vs 0.00% in Dec 2022
Consolidated Net Profit
YoY Growth in year ended Dec 2023 is 131.12% vs -938.67% in Dec 2022
About Just Group Plc 
Just Group Plc
Insurance
Just Group plc, formerly JRP Group plc, is a financial services company. Its segments are insurance, other segments and corporate activities. The insurance segment writes insurance products for the retirement market, which include guaranteed income for life solutions and defined benefit de-risking solutions, care plans, and drawdown contracts, and invests the premiums received from these contracts in corporate bonds, lifetime mortgage advances, and other financial investments. The other segments include regulated advice and intermediary services, and professional services to corporates. The corporate activities are involved in managing its liquidity, capital and investment activities. It offers a range of professional services ranging from consultancy and software development to outsourced customer service delivery and marketing services. It provides a range of products to individual customers, financial intermediaries, corporate clients and pension scheme trustees.
Company Coordinates 
Company Details
Vale House, Roebuck Close, Bancroft Road , REIGATE None : RH2 7RU
Registrar Details






