Just Group Plc

  • Market Cap: Mid Cap
  • Industry: Insurance
  • ISIN: GB00BCRX1J15
GBP
2.17
0.65 (42.9%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

Comparison

Company
Score
Quality
Valuation
Financial
Technical
Prudential Plc
Personal Group Holdings Plc
St. James's Place Plc
Hansard Global Plc
Phoenix Group Holdings Plc
Just Group Plc
Chesnara Plc

Why is Just Group Plc ?

1
Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 4.36%
  • Poor long term growth as Net Sales has grown by an annual rate of -5.68% and Operating profit at 0%
  • The company has been able to generate a Return on Equity (avg) of 4.36% signifying low profitability per unit of shareholders funds
2
Poor long term growth as Net Sales has grown by an annual rate of -5.68% and Operating profit at 0%
3
Flat results in Jun 25
  • INTEREST(HY) At GBP 128 MM has Grown at 39.13%
  • DEBT-EQUITY RATIO (HY) Highest at 318.48 %
4
Risky -
  • The stock is trading risky as compared to its average historical valuations
  • Over the past year, while the stock has generated a return of 49.79%, its profits have fallen by -263.2%
stock-recommendationReal-Time Research Report

Verdict Report

How much should you sell?

  1. All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is Just Group Plc for you?

High Risk, High Return

Absolute
Risk Adjusted
Volatility
Just Group Plc
-100.0%
1.54
71.33%
FTSE 100
13.98%
1.02
13.67%
stock-recommendationQuality
stock-summaryManagement Risk
stock-summaryGrowth
stock-summaryCapital Structure
stock-recommendation
Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor
Value
Sales Growth (5y)
-5.68%
EBIT Growth (5y)
0
EBIT to Interest (avg)
-0.05
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
29.20%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
4.36%
stock-recommendationValuation

Valuation Scorecard stock-summary

stock-recommendation
Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors stock-summary

Factor
Value
P/E Ratio
NA (Loss Making)
Industry P/E
Price to Book Value
2.03
EV to EBIT
NA
EV to EBITDA
171.83
EV to Capital Employed
18.79
EV to Sales
0.35
PEG Ratio
NA
Dividend Yield
1.22%
ROCE (Latest)
ROE (Latest)
-3.87%
stock-recommendationTechnicals

Technical key factors

Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
Bullish
No Signal
Bollinger Bands
Sideways
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
No Trend
No Trend
OBV
Mildly Bullish
Mildly Bearish
stock-recommendation Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
Technical Movement
stock-recommendationFinancial Trend

Financial Trend Scorecard stock-summary

stock-recommendation
Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

4What is working for the Company
OPERATING CASH FLOW(Y)

Highest at GBP 1,738.1 MM

DIVIDEND PAYOUT RATIO(Y)

Highest at 19.44%

RAW MATERIAL COST(Y)

Fallen by 0% (YoY

-4What is not working for the Company
INTEREST(HY)

At GBP 128 MM has Grown at 39.13%

DEBT-EQUITY RATIO (HY)

Highest at 318.48 %

Here's what is working for Just Group Plc

Operating Cash Flow
Highest at GBP 1,738.1 MM
in the last three years
MOJO Watch
The company has generated higher cash revenues from business operations

Operating Cash Flows (GBP MM)

Dividend Payout Ratio
Highest at 19.44%
in the last five years
MOJO Watch
Company is distributing higher proportion of profits generated as dividend

DPR (%)

Raw Material Cost
Fallen by 0% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin

Raw Material Cost as a percentage of Sales

Depreciation
At GBP 2 MM has Grown at 100%
period on period (QoQ)
MOJO Watch
The expenditure on assets done by the company has gone into productive use which should positively reflect in the future sales

Depreciation (GBP MM)

Here's what is not working for Just Group Plc

Interest
At GBP 128 MM has Grown at 39.13%
over previous Semi-Annual period
MOJO Watch
Rising interest cost signifies increased borrowings

Interest Paid (GBP MM)

Debt-Equity Ratio
Highest at 318.48 % and Grown
In each half year in the last five Semi-Annual periods
MOJO Watch
The company is borrowing more to fund its operations; it's liquidity situation may be stressed

Debt-Equity Ratio